Transcript: Planning - presentation template Sylwia Gut EC1526670 Analysis - The purpose of the application and the end-product Analysis - The purpose of the application and the end-product Client To the client ESCA (Edinburgh College Students Association) is running a two year project to help students live more sustainably. This includes cycle training, travel planning, fuel efficiency driver training and climate change education. Users To the users ESCA have commissioned you to create a four page website. The website must be engaging in design, include a minimum of two types of media and it must be easy to navigate between all four pages. Analysis - Application functionality Analysis - Application functionality First application function: First application function Generating random tips SWOT Analysis Second application function: Second application function Converting petrol distance, cost of petrol, amount of journeys and eventually will show the costs of petrol Application Design – Interface Design The key tasks Identify the key tasks required to develop the game Planning Developing Testing Evaluation Planning List each planning task Home page Tip Generator Case Study Petrol converter Development List each development task Creating home page Creating random tip generator Creating second page Creating petrol converter Testing List each testing task Navigation Testing input base and output work etc Identify what resources are required to develop the application Identify what resources are required to develop the application Hardware Hardware Personal Computer Keyboard Mouse Internet connection (router) USB pen drive Software Software Brackets – Alternative Dreamweaver, visual studio code Web browser Microsoft project – alternative Excel, Word PowerPoint – Alternative Prezi Microsoft Word – Google docs Paint net – alternative Photoshop Project plan Link or screen capture of your project plan file Questions? Thank you
Transcript: What is on Today's Agenda? Today's Agenda 5. Goal setting & data capture 1. Get to know each other 4. Inroduction into Financial planning 3. Value Proposition 2. More ABout Myself & my company About Me The Details How will you succeed? 1 Step 1 Hire a developer 2 Step 2 Make a product 3 Step 3 Sell the product The Nuts and Bolts About my company Why is your plan special? Value Proposition Who Will Help You? You can't succeed alone... Worldwide Success How do you plan to find new markets? Financial Planning Intro Connecting with Clients and Partners Contact Info Program 5 PROGRAM 2 01 02 03 Program 5 PROGRAM 2 01 02 03 Program 5 PROGRAM 2 01 02 03
Transcript: The Planning Template 1. For each of the six steps, choose priority activities that you would be implementing in the next six months. The six steps are: Step 1 – Strengthening Health Information System Step 2 – Institutionalizing Health Policies by Strengthening Local Health Board Step 3 – Conducting Multi-stakeholder Activities Step 4 – Improving Barangay Health System Step 5 – Innovating Health Programs Step 6 – Monitoring and Evaluating 2.Choose a Time Frame when you think the activities would be implemented. 3. List down the EXPECTATIONS of the Mayor, the MHO and the Community Leader with the others so that new ways of doing things can be agreed upon. 4. Put in ways on how you would share the progress of your prototype 6 months 6 steps
Transcript: 3 most important moments in my life wishes and dreams 1.) I want to live on an island in the Pacific with a tribe and study there culture. 2.) I want to have children and get married when I'm older. 3.) I'm a junior in High school but I really want to graduate from College 1.)My mom is one of the greatest influences on my life. Shes taught me so many things that have helped me so far in life. 2.) Snoop dogg taught me to keep it 3hunna all the time . foshizzle 3.) Alexander Supertramp taught me to do what ever makes me happy no matter what people think I should do. Also that you need to get off the grid and live in the most primitive environments to truly find yourself at least once. 3 core beliefs and values 1.) one of my greatest wishes is to travel the whole worldd before I die. I don't want to regret not going somewhere when im laying on my deathbed. 2.) I wish to go bungee jumping in New Zealand with my mom when I get older. 3.) And i dream of one day going to Cochella and see a tupac hologram 1.) I always tell the truth 2.) I try to be kind to everyone no matter how awful a person is. 3.) You just gotta kill'em with kindness 1.) when I was 3 I almost drowned in the Bahamas, but on that same trip i learned how to swim. This is important in my life because I learned a life long skill very early. 2.) When I was 4 I learned how to read and it's helped me tremendously ever since. 3.) The first time i got a job by myself, was very important to me. Planning Template -Jack Hawley My three most important influences 3 Goals for the future
Transcript: Retirement CLIMB TO Financial Position Assets Both of you have no addition pension aside from the government benefits. Jay's Investments: $250,000 in a balanced mutual fund Gloria's Mississauga condo: $250,000+$1000 mth rental income, $450 mth condo fee Primary Residance: $2,200,000 Financial Plan Achieve your goals Opportunity What you enjoy doing? You both enjoy travelling - mainly to Columbia, once a year. If you don't go annualy, Gloria's whole family will come visit-you don't want that Jay. I would recommend a new will for your current situation Employment Info Jay Concerned about Claire taking over business Jay is a successful business man and owns his own Toronto-based company -Pritchett’s Closets Inc. - a Closet Design and Sales Company. Avg. Salary $250,000 Claire (43) Jay's daughter from previous marriage will eventually take over the business. Gloria doesn't work, used to be a hair desser. PERSONAL INFO Marriage 2 kids currently live with you: 16 yr old Manny (Gloria's child from first marriage) 18 mth old Joe (Your first child together) Claire, 43 and Mitchell 41 (Jay's kids from last marriage) Jay (65) and Gloria (39) have been married for 3 years; second marriage for both. No set planned retirement date Financial Position Insurance and Risk Profile Jay: $500,000 Manny: $25,000 Both Jay and Gloria are smart and in general are risk tolerant. Gloria is probably more risk tolerant than Jay.
Transcript: Budgeting and Taxes Investing Long term Insurance https://www.google.com/search?q=taxes+meme&rlz=1CAASUJ_enUS761US761&source=lnms&tbm=isch&sa=X&ved=0ahUKEwjqm-7HxdzWAhUhzIMKHUrlD Financial Planning Presentation by: Kaylana, Tegan, Ashlea Financing (borrowing) Record Keeping Financing House, car, education Set Net Worth 1) How much will you need? Should I charge this or pay in cash??? Figure Taxes 1. Communicate 2. Goals 3. Good files https://www.bing.com/images/search?view=detailV2&ccid=C1QrbVol&id=31025EF284A1AC2E68CD32E3A430FDC44070AEBA&thid=OIP.C1QrbVolftWgE0h7r7SNYgEgDY&q=patricks+boat+car&simid=607997599431593554&selectedIndex=3 Retirement Protection Credit Cards 1. Stocks, bonds, mutual funds, and real estate 2. Risky investments Manage Risks Manage Liquidity https://www.bing.com/images/search?view=detailV2&ccid=n1ZJmMnt&id=390BBE10E6B94645951AC66C2EF9393986E81A79&thid=OIP.n1ZJmMnt7RZ8ryr-DVYVcQEsCo&q=family+guy+house&simid=607985981567928151&selectedIndex=2 Cash https://www.bing.com/images/search?view=detailV2&ccid=uE%2fCpBX3&id=5D35834558EDCF95CF09024E6D56D0F9FB132307&thid=OIP.uE_CpBX3HKbJWkM5v-X0-wEsDh&q=Mr+crabs+and+money&simid=608029910488649028&selectedIndex=46
Transcript: Pay your bills on time & pay more than the minimum. Shrink your credit rate, less than 50%. Pay off a card but do not close it! Always check your credit score! There are common errors. Make sure lenders have reported your credit limits accurately, because they affect your credit ratio. Don’t open to many cards at once, this looks like risky behavior to a lender. Don’t max out credit cards. Lenders use your credit history and rating to get a picture of your credit worthiness, gauge the risk involved in giving you a loan, and determine what interest rate to offer you. Best Possible credit score is 850. Cincinnati POPULATION: 364,000 MAJOR COMPANIES: • Ohio National Financial Services • Hamilton County Developmental Disabilities Services • Great Oaks Career Campuses • West Chester Medical Center • The Christ Hospital • Great American Insurance Group • Western & Southern Financial Group • Mercy Health Partners • Total Quality Logistics • The Jewish Hospital One of the country's most affordable mid-sized cities. Average Household Income: $32,754 Average Low Temp: 44.5 °F Average High Temp: 64.8 °F Real Estate Tax: 1K-1500 Description Home Owners Association Fee Includes: Landscaping Professional Mgt Maintenance Price: $350,000 Bedrooms: 3.00 Full Bathrooms: 2 Half Bathrooms: 1 EXPENSES: PROPERTY TAXES HOME OWNER ASSOCIATION FEE List Price: $340,000 MLS Number: 1314788 2909 Turpin Lake Pl Anderson Twp, OH 45244 Property Type: Residential Bedrooms: 4.00 Full Bathrooms: 2 Half Bathrooms: 1 Listing Description Nice Reduction! BREATHTAKING Lake Sunsets in the tranquility of your own backyard! This Beautiful Open Floor Plan is Situated on a Private Cul-De-Sac Overlooking Turpin Lake. A Highly Sought After Neighborhood In Anderson Township! DESCRIPTION MORTGAGE: Fixed BEST INTEREST RATE: $68,000 Down Payment 4.5% Loan Rate 30 Years MONTHLY PAYMENTS: $1,378 Out of Budget House Sean Brown-George Scouras-Amanda Giordano Combined Budget Over Budget House WISH LIST THANK YOU FOR WATCHING!!! List Price: $342,500 MLS Number: 1313102 6069 Tennyson Dr West Chester, OH 45069 Property Type: Residential Bedrooms: 4.00 Full Bathrooms: 4 Half Bathrooms: 1 Listing Description Luxurious 4500 sq.ft ESTATE w/wall of windows, Awesome master suite w/20x13 sitting rm & fireplace & 20x8 walk-in closet ,hardwood floors, stunning granite island & counters,stainless. Wet bar, Finished Basement , fenced, play set. Live in a friendly and safe neighborhood. Enough rooms to support a family. Live close to our jobs. Have a pool in the backyard. Have a finished basement. Have a hot tub in the backyard. Have a brick house. Have three kids with George as the father. Have two kids with Sean as the father. Have a sun room in the house. Retire by our late 60’s. Buy a swing set for our kids. List Price: $349,900 MLS Number: 1310753 7119 Treeridge Dr Anderson Twp, OH 45244 Property Type: Residential Bedrooms: 3.00 Full Bathrooms: 2 Half Bathrooms: 2 Listing Description Wonderful floor plan with large rooms situated on a wooded private lot in a most desirable neighborhood. Fully updated kitchen with granite. Updated bathrooms & oversized bedrooms. New A/C. Beautiful 3 season room. DESCRIPTION CREDIT SCORE OUR OFFER MAIN FEAUTURES: Pristine custom built contemporary home kitchen has thermador grill & 6 burner gas counter-top range, double ovens, granite counter tops, custom cabinets & counter bar. Pella swing out windows, video security, heated floors & central AIR!! To determine your maximum mortgage amount, lenders use guidelines called debt-to-income ratios. This is simply the percentage of your monthly gross income (before taxes) that is used to pay your monthly debts. FRONT RATIO Front ratio is the percentage of your monthly gross income (before taxes) that is used to pay your housing costs, including principal, interest, taxes, insurance, mortgage insurance (when applicable) and homeowners association fees (when applicable). BACK RATIO The back ratio is the same thing, only it also includes your monthly consumer debt. Consumer debt can be car payments, credit card debt, installment loans, and similar related expenses. House Hunter Presentation EXACT BUDGET HOUSE PROS: HOME OWNERS ASSOCIATION • Snow Removal • Association Dues • Professional Mgt • Play Area • Walking Trails FINISHED BASEMENT 2 FIREPLACES 3 CAR GARAGE CONS: 0.45 ACRES BORING INTERIOR DESIGN BASIC COLORS Financial Planning PROS: Home Owners Association 3 Car Garage 2 Fireplaces Level 1 Laundry PROS: HOME OWNERS ASSOCIATION CENTRAL AIR CONDITIONING GARBAGE DISPOSAL FORMAL DINING ROOM LEVEL ONE LAUNDRY BEAUTIFUL BACKYARD VIEW CONS: SMALL LOT-- 0.77 Acres UNFINISHED BASEMENT ONLY 2 CAR GARAGE UNDER BUDGET FINAL HOME Description CONS: Unfinished Basement No Formal Dining Room 0.5 Acres Out of our Price Range PROS: Finished Basement Central Air Residential Area CONS: No Home Owners Association 2 Car Garage Out Of Budget DEBIT SCORE
Transcript: The Financial Planning Pyramid Kelly Griffith Financial Advisor (876) 459-9629 firstname.lastname@example.org Protection This is the foundation of a strong Financial Plan. Our goal is to protect what we earning, what we own, and those we love. Insurance Life Insurance Critical Illness Insurance Health Insurance Emergency Fund Ensuring you have 6 - 9 months of your salary saved up in the event of emergencies Debt Reduction Paying off debt using the "Debt Snowballing" method Saving Savings is the level where you begin the first part of your journey toward building your wealth. Pay yourself first! Retirement Are you saving for retirement? Goals What are some goals you want to achieve? Growth At this stage, we are investing, investing, INVESTING! We are looking at opportunities to earn including bonds, stocks, mutual funds, foreign exchange etc. Risk Once you have reached a level where your debt is low or zero, you have enough retirement funds and enough wealth accumulated in your investments you can start speculating. You did it! You have now created a strong legacy for yourself and your children. Title So what now? Title Now we create a custom plan just for you!
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