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Workers Compensation

Transcript: If you are injured and need medical attention you must: What is Worker's Compensation? SEO - Employers must report any injuries that would result in the worker being off duty or needing to do different work in result of the injury - Employers must report the injury within 72 hours of being told about the injury SOCIAL - Insurance for workers who get hurt on the job What is WCB? - Their wage is covered CMS -Workers Compensation Board (WCB) -Worker's Comp is provided by the WCB By Dallis, Sarah, and Katie THANKS FOR WATCHING <3 PLATFORMS What is Your Employer's Duty? -See a doctor -Tell your employer -If necessary, have your employer to fill out a report for WCB Employer's Report of Injury Form Social . - Given medical benefits Employer's Duty - Keep record for the WCB claims and payments and info - Report any injuries, and include when the worker returns to work after a mishap What is Worker's Compensation? -WCB covers workers whether they are: Full time Part time Casual Temporary Contract employees Subcontractors (if considered employees) Workers Compensation . - Employers pay all the WCB premiums, nothing is deducted from the worker's pay - Tell workers about their WCB coverage Worker's Duty What is your duty as a worker? -Most employers are required by law to provide their employees regardless of age with liability and disability insurance for work-related injuries and illnesses. What is the WCB?

Workers Compensation

Transcript: . Population Social Analysis Six Common Fraud Claims 1.) remote injury 2.) inflating injury 3.) faking injury 4.) old injury 5.) malingering 6.) failure to disclose Employees and Employers Workers Compensation is about the systems that provides wage replacement, medical and rehabilitation benefits to those who get injured on the job. before 1912: Tort in 1912: Workmen's compensation act 1965: Michigan's workers compensation Historical Analysis The policy is a set policy, that no one has an issue with. Provides benefits for everyone Economic Analysis Political Analysis Current Proposals for Policy Reform Policy/ Program Evaluation Workers Compensation What is Workers Compensation? Problem: companies were losing money Employees weren't getting the correct benefits. Before act: Wage loss Insurance Benefits 80% after taxes Who is it for? Everyone in the workforce Disability Legalize Marijuana Employees would get workers compensation so they wouldn't lose as much money. And why was it put into place

Workers Compensation

Transcript: WORKERS COMPENSATION BY: CHRIS LOMMER PERIOD: 1 workers' compensation-Payments required by law to be made to an employee who is injured or disabled in connection with work. Action-In the legal sense, a formal complaint or a suit brought in court. Adversary Proceeding-Legal proceeding involving parties with opposing interests, with one party seeking legal relief and the other opposing it. Attorney of Record-The principal attorney in a lawsuit, who signs all formal documents relating to the suit. Americans with Disabilities Act (ADA)-A federal law that prohibits discrimination against people with disabilities. http://www.ehow.com/video_12219595_objectives-workers-compensation.html Work related injuries or illnesses that trigger workers' compensation coverage in Florida include the following: Asbestos exposure and occupational diseases Asthma and other work related pulmonary conditions Back injuries, knee injuries, neck injuries, shoulder injuries and head injuries Burns, electrocution, and other injuries suffered in fires and explosions Carpal tunnel syndrome and repetitive trauma injuries Chemical burns and toxic chemical exposure Disfigurement and scarring Eye injuries and hearing problems Work-induced emotional and psychiatric problems related to physical injuries Work-induced heart attacks, hypertension, or work-induced strokes MANUEL DOMINGUEZ,(Claimant) vs. HERBERGER CONSTRUCTION, INC., (Employer) Manuel Dominguez was working at his job on the thruway when an on coming car hit a barrier and crashed into another car. Debris from the crash hit Manuel in the neck, back and in the leg. Manuel was hospitalized for awhile and was out of work. Manuel went through many appointments with his doctor, and had surgery on his lumbar spine to reduce pressure. Manuel is going after his employer for workers compensation due to his loss of income. Manuel's doctor said that his injuries wont effect him in the line of work. The case is unsettled at the moment and arguements are still being exchanged between Manuel and his employer, HERBERGER CONSTRUCTION, INC., http://workercompensations.info/washington-redskins-workers-comp-cases-head-to-maryland-court-workforce-management.html http://www.google.com/imgres?q=washington+redskins&um=1&hl=en&safe=active&sa=N&biw=1600&bih=715&tbm=isch&tbnid=tTu06sg_mNdQOM:&imgrefurl=http://bleacherreport.com/washington-redskins&docid=k3jKWhrdKAJq_M&itg=1&imgurl=http://cdn.bleacherreport.net/images_root/images/photos/001/713/825/143955954_crop_650x440.jpg%253F1337828947&w=650&h=440&ei=_CC-T-msO8qa6QH495Qj&zoom=1&iact=rc&dur=368&sig=104435797347305289335&page=1&tbnh=160&tbnw=163&start=0&ndsp=21&ved=1t:429,r:3,s:0,i:80&tx=84&ty=116&surl=1 THE END WORKERS COMP. QUALIFICATIONS Double click to crop it if necessary CASE #2 Defense Attorney said that since the suffering due to the injury occurred in Virginia mostly, that is who is at fault. Sources: The Washington Redskins player's attorney decided that since most of the games are played in Maryland, Maryland should be at fault for the injury. (cc) photo by Metro Centric on Flickr IF SOMEONE ON THE WASHINGTON REDSKINS IS TO GET HURT WHETHER IT IS IN PRACTICE, OR IN A GAME, WHO IS AT FAULT? # 1 It was not caused by willful or serious misconduct on your part #3 It was not caused prior to employment with the employer you are filing the workers compensation claim against CASE #1 #2 It was not self-inflicted Decision VIDEO The case for the Washington Redskins player has been settled, and both Virginia and Maryland are both 50% faulty in the workers compensation case. Redskins practice at the team's Virginia headquarters, but play home games at FedExField in Landover, Maryland. McCants was injured during games in Buffalo, New York and Philadelphia, and during a practice in Virginia, according to arguments presented last week. Place your own picture behind this frame! (cc) photo by Metro Centric on Flickr VOCABULARY Washington Redskins' Workers' Comp Cases Head to Maryland Court (cc) photo by jimmyharris on Flickr (cc) photo by Franco Folini on Flickr

Workers' Compensation

Transcript: Your benefits 2019 Understanding Purpose To Explain our Workers' Compensation Process & Procedures What do you think? Workers' Compensation What is Workers' Comp? A form of insurance providing wage replacement and medical benefits to employees injured in the course of employment Is this a valid workers' comp claim? During the summer, Hank and some guys in the shop like to walk across the street at lunch to have a friendly game of basketball on a public court. Today, Hank comes back after the game complaining of a hurt knee and tells his supervisor that he wants to turn in a claim. Scenario 1 X Is this a valid workers’ compensation claim? Two days later, suppose that Hank and the guys drive 70 miles to another city for some work related training. The training schedule includes an afternoon of golf. During the golf, Hank hurts his back? Scenario 2 Is this a valid workers’ compensation claim? Several employees carpool together to go to work. One day, they are rear ended by another car and two employees are seriously injured. Scenario 3 X Is this a valid workers’ compensation claim? Three employees were having fun wrestling around in the shop and it turned into a fight. One of the workers seriously injured his eye (the one who instigated the fight). Scenario 4 X What do we need to know? Provide medical care, rehab, and income benefits REGARDLESS of fault 3 Main Objectives Ensure prompt delivery of quality medical care and restore to suitable employment Encourage workplace SAFETY Daytime- Use PEC email address Subject line- Injured worker Body- Brief description (sends info to PEC employees & auto-populates forms) After Hours- Notify your Safety Advisor How do I report an injury? Reporting an Injury Workplace Related Laws FMLA - Family Medical Leave Act (12 weeks of job security) ADA - Americans with Disabilities Act FLSA - Fair Labor Standards Act OSHA - incidents recordable to DART (Days Away Restricted Time), they want to know how many days were missed & this will affect our KPI through the TCIR (Total Case Incident Rate) and preventable vehicle accident) What other laws should be monitored with a WC claim? Additional Information If someone is out and injured with restrictions, we ACCOMODATE those restrictions TIBS 70% of avg weekly rate 30 days to report injury per TX law FYI

Workers Compensation

Transcript: New Hampshire Department of Labor Workers Compensation Law: RSA 281-A:5 Worker Compensation Benefits Office of Human Resources 60% of average gross wages after a 3 day waiting period Combined Earnings - time lost from concurrent employment Workers Compensation is a “no fault” system Indemnity University of New Hampshire What is a Work Related Injury? Workers Compensation Overview The Injured Worker Medical Expenses All reasonable and necessary medical expenses for treatment of the work related injury Prescriptions Mileage Physical Aids Medical Documentation Workers who remain in their regular routine recover quicker than those that don't. The majority of injured workers who are out of work for 12 weeks or more never return to their original jobs. U.S. Department of Labor: Worker’s compensation claims cost more than $60 billion each year The National Council on Compensation Insurance: More than 50% of submitted claims are for back injuries from lifting, pulling, pushing, keyboarding and straining. Common work place injury: Carpal tunnel syndrome. Carpal tunnel syndrome results in the highest number of days lost among all work related injuries. Almost half of the carpal tunnel cases in the U.S. result in 31 days or more of work loss. What is Workers Compensation? Did the injury or illness occur during the employees normal workday hours & schedule? Was the injury caused by activities the employee is required to perform?

Workers Compensation

Transcript: Laura McRae was in the break room at Arby's when she mistakenly drank from the wrong cup. This normally results in an unpleasant swig of grape soda when you were expecting a refreshing splash of lukewarm whiskey, but for reasons that can never possibly be explained the cup contained lye, a substance that is also known as liquid superdeath. She received workers comp benefits and medical assistance. Information about Workers Compensation Texas is the only state in which workers compensation insurance is not required of an employer. An employer is not allowed to treat you differently after filing a workers compensation claim. You must file your claim within 30 days of the injury or it could result in a loss in an ability to obtain benefits. First enacted in Texas in 1913. At the time the principle regarding workers compensation was if employers could choose to provide coverage. In 1917 the climate changed when U.S. supreme court ruled that it was lawful to require employers to choose whether or no to provide workers compensation. The law was revised in 1917 but Texas Retained voluntary participation. Texas today is the only state to provide a choice to cover employees. Act of 1989 ensured a new benefit system and the House Bill 7 of 2005 reformed the delivery of benefits to injured workers. Over the road truck driver injured back while making delivery. He had fusion surgery and left rotator cuff surgery. He had permanent restrictions and was not able to return to truck driving. Settled for $225,000.00 Worker's Compensation By: Eddy Arnold, Drew Hardgrave, Jack Morris, Taylor Parker In other words, if you get hurt or sick from work, they have your back when it comes to money and medical care. Workers Compensation Learning Assessment Workers compensation is a state regulated insurance program that provides covered employees with income and medical benefit if they sustain a work-related injury or illness. 1). True or False: If you are injured on the job you are entitled to compensation of some kind. 2). True or False: All businesses are required to give workers compensation. 3). True or False: A work related injury or illness could result in workers compensation. 4). True or False: It is illegal for an employer to treat you differently after filing a workers compensation claim. 5). When must you file your injury? _______________________________. 6). What can occur if you don’t file your file your work related injury within the designated time? ______________________________________________________________________________. 7). If you have been injured or killed on the job, you may be titled to which of the following? a). medical benefits b). up to $6,000 in burial fees c). a settlement for a percentage of your wage d). all of the above Arby's employee drinks lye Example 3 design by Dóri Sirály for Prezi Field line technician stepped in hole on job and fractured leg. He had an open reduction and internal fixation of tibial fracture with permanent restrictions and retired from job... Settled for $105,000.00. History of worker's compensation Benefits of workers compensation Depending on whether your insured by workers compensation, you may be entitled to benefits. If an accident related death occurs on the job, legal beneficiaries may be eligible for payment as well as the Burial may be covered up to $6,000. Depending on the policy or injury, a percentage of your wages may be given to you. Medical payments for the cure of an illness or injury obtained on the job, may be entitled from your employers insurance. In the instance of a dispute, an Ombudsman may be useful. These are specially trained employees of the OIEC, or Office of Injured Employee Counsel that can assist you free of charge. What is workers compensation? Example 2

Workers Compensation

Transcript: Workers' compensation laws protect people who are injured on the job. They are designed to ensure that employees who are injured or disabled on the job are provided with fixed monetary awards, eliminating the need for litigation. These laws also provide benefits for dependents of those workers who are killed because of work-related accidents or illnesses. Some laws also protect employers and fellow workers by limiting the amount an injured employee can recover from an employer and by eliminating the liability of co-workers in most accidents. State statutes establish this framework for most employment. Federal statutes are limited to federal employees or those workers employed in some significant aspect of interstate commerce. History of Workers Compensation •The first workers' compensation system was established in Germany by Chancellor Von Bismark in the late 1880's. Workers Compensation is a insurance program that pays benefits to workers and their families for injury, illness or death that occurs as a result of the job. Today all 50 states have Workers Compensation laws Employers pay the insurance premumes in most states. Benefits include payments to doctors and hospitals, to the employee for tempary or permanent disability and to survivors in the event of death. In the United States, most employees who are injured on the job have an absolute right to medical care for any injury, and in many cases, monetary payments to compensate for resulting temporary or permanent disabilities In 1995, 44% of Texas employers were nonsubscribers, while in 2001 the percentage was estimated to be 35% In 1855, Georgia and Alabama passed Employer Liability Acts; 26 other states passed similar acts between 1855 and 1907. These acts simply permitted injured employees to sue the employer and then prove a negligent act or omission After Germany's 1884 Act, workers' compensation laws began to be reformed to reduce the need for litigation, and to mitigate the requirement that injured workers prove their injuries were their employer's "fault". In the United States, the first statewide worker's compensation law was passed in Maryland in 1902, and the first law covering federal employees was passed in 1906 By 1949, all states had enacted some kind of workers' compensation regime At the turn of the 20th century workers’ compensation laws were voluntary Questions and answers Q. if you get hurt on the job can you sue your employer? A. Yes At the turn of the 20th century were workers’ compensation laws were voluntary or mandatory? A. they were voluntary Q.What was workers compensation laws intended for? A. they were intended for people who got hurt on the job Q Workers Compensation

Workers Compensation

Transcript: Workers compensation is a no fault system Picture: Fact: Fact: http://www.smi-insure.com/site/916414848/2104549759.asp Presented by: Workers Compensation Picture: bibliography 2011 was the 100Th anniversary of the first workers compensation act in the U.S. https://www.thezenith.com/employers/lai/whatiswc/wcfacts/page22940.html Fact: http://labor.alaska.gov/wc/notices/Overview_of_AK_WC_System-3-20-13.pdf Riley Glasen Riley Matuszewski An employee working two jobs at time of injury is entitled to pay meant of lost wages from BOTH jobs THE END

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