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Transcript: What is Halloween? and What do people do on Halloween? Origins of Halloween Why we (as Ahmadi Muslims) should avoid celebrating halloween? What is Shirk? Do Muslims believe in ghosts and supernatural things? What is Halloween? Celebrated on the night of October 31st Traditional activities include: Trick-or-treating Carving jack-o-lanterns Costume parties Visiting "haunted houses" Origin of Halloween celebration of the end of the harvest season Samhain was a time used by the ancient pagans to take stock of supplies and prepare for winter The ancient Gaels believed that on October 31, the boundaries between living and the dead overlapped and the deceased would come back to cause havoc such as sickness or damaged crops Masks and costumes were worn in an attempt to mimic the evil spirits or appease them. Why we should avoid celebrating Halloween? Halloween is a harmful innovation among Christians which takes one closer to shirk. The Bible forbids witches, satanic practices etc. but Halloween is generally regarded as fun. Hudhur said it should always be remembered that any ‘fun’ that is based on shirk or any harmful way is to be avoided. We must give up on worldly traditions like these to follow the right path Faith Matters These practices makes children do wrong things in the name of “fun” These practices makes children do wrong things in the name of “fun” Agenda Friday Sermon October 29th 2010 ... small Conclusion Even a hint of shirk is unacceptable to God What is Shirk? Associate anyone in the name, action, or worship of Allah constitutes shirk Condition of Baiat number 6 says that we “shall refrain from following ______________ Ahmadi muslims do not believe in ghosts and other supernatural things (witches, goblins...) Do Muslims believe in ghosts and supernatural being? Heaven is a better reward than the candy get from you get from trick or treat QUESTIONS? “Badness attracts and leads man to adopt it with intensity, while forgetting traditions and beliefs. Some Ahmadis, considering such matters trivial, also get inclined in this way, resulting in very bad consequences” Shirk causes man to sink morally and spiritually. Belief in Divine Unity is a seed out of which grows all virtues, and lack of which lies at the root of all sins Halloween and what do people do on halloween? What other holidays do we not celebrate? Originated from the ancient celtic festival known as Samhain It is extremely wrong to believe in things that are supernatural even if it is for fun We must give up on worldly traditions like these to follow the right path Halloween is a tradition when many people celebrate it with extravagant parties, elaborate costumes and spending more $$$ Hudhur’s Friday Sermon October 29th 2010 Why should Ahmadi Muslims avoid celebrating Halloween? Bringing of dead spirits is WRONG and it goes against what we believe as Muslims

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Transcript: What recent event is having a similar effect in America? Include details about events that have happened recently that are effected by your event. You may use these resources: Income inequality - Research Project How can a novel like To Kill A Mockingbird lead to positive change? How was your event changed by protests and laws after 1960? 2. What were the effects of your event? details Insert a graphic or video to support More information about effects How is the event related to the novel To Kill A Mockingbird? Be specific about events in the novel that are influenced by the real-life event you are researching. You may include a you tube video from the movie of the novel Insert a video from the research Time Place What led to it? Your research presentation must answer five questions: 1. What is your historical event? 2. What were the effects of your event? 3. How is the event related to the novel To Kill A Mockingbird? 4. What recent event is having a similar effect in America? 5. How can a novel like To Kill A Mockingbird lead to positive change? 1. What is your historical event? Information from research about how the event impacted people To Kill A Mockingbird

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Transcript: data:image/svg+xml;base64,PHN2ZyBmaWx0ZXI9InVybCgjMjA2NjIyODYtZTQwNS00MGZiLWM0ZGEtNjc4MzM2YjAyMTVlKSIKCQkJCQkJCXdpZHRoPSIyNCIKCQkJCQkJCWhlaWdodD0iMjQiCgkJCQkJCQl2aWV3Qm94PSIwIDAgMjQgMjQiCgkJCQkJCQlvcGFjaXR5PSIxIgoJCQkJCQkJeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIgoJCQkJCQk+CgkJCQkJCQk8ZmlsdGVyIGlkPSIyMDY2MjI4Ni1lNDA1LTQwZmItYzRkYS02NzgzMzZiMDIxNWUiPgoJCQkJCQkJCTxmZUZsb29kIGZsb29kLWNvbG9yPSIjRkZGRkZGIiByZXN1bHQ9ImZsb29kIi8+CgkJCQkJCQkJPGZlQ29tcG9zaXRlIGluPSJmbG9vZCIgaW4yPSJTb3VyY2VBbHBoYSIgb3BlcmF0b3I9ImluIiByZXN1bHQ9ImZsb29kX2FscGhhIi8+CgkJCQkJCQkJPGZlQmxlbmQgbW9kZT0ibm9ybWFsIiBpbj0iZmxvb2RfYWxwaGEiIGluMj0iU291cmNlR3JhcGhpYyIvPgoJCQkJCQkJPC9maWx0ZXI+CgkJCQkJCQk8c3ZnIHdpZHRoPSIyNCIgaGVpZ2h0PSIyNCIgdmlld0JveD0iMCAwIDI0IDI0IiBmaWxsPSJub25lIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPgo8ZyBpZD0iWm9vbU91dCI+CjxwYXRoIGlkPSJVbmlvbiIgZmlsbC1ydWxlPSJldmVub2RkIiBjbGlwLXJ1bGU9ImV2ZW5vZGQiIGQ9Ik01IDEwTDExIDRMMTcgMTBMMTMuMDEzMiAxMEMxMi45OTk5IDE4IDE4Ljk5OTkgMjAgMTguOTk5OSAyMEMxMC4xMTQzIDIwIDguOTk5OTQgMTMgOS4wMjIwNCAxMEg1WiIgZmlsbD0iIzM3NDA1MCIvPgo8L2c+Cjwvc3ZnPgoKCQkJCQkJPC9zdmc+ A YOUR LOGO HERE C 3 There are have 24million covid-19 cases around the world. How many died in covid_19? There is a large global effort to develop vaccines for protection against COVID-19 and at least 19 vaccine candidates have, as of 31 July 2020, entered clinical trials, including phase 2 and 3 trials Vaccine of covid-19 Masks can help prevent the spread of the virus from the person wearing the mask to others. Masks alone do not protect against COVID-19, and should be combined with physical distancing and hand hygiene. Follow the advice provided by your local health authority. How to prevent covid-19? Philippine corruption Philhealth corruption HEADLINES Time to resign, Duterte tells PhilHealth president By: Dona Z. Pazzibugan, Julie M. Aurelio, Marlon Ramos - @inquirerdotnetPhilippine Daily Inquirer / 04:48 AM August 26, 2020 Ricardo Morales, president and CEO of PhilHealth (Photo from the Senate Public Relations and Information Bureau) MANILA, Philippines — President Rodrigo Duterte has asked Ricardo Morales, president of Philippine Health Insurance Corp. (PhilHealth), to resign, Justice Secretary Menardo Guevarra said on Tuesday. “The President took note last night of Morales’s on-and-off health situation, and stated that it would be best for the latter and for PhilHealth to give up his post during these critical times for the agency,” Guevarra said. ADVERTISEMENT He said Executive Secretary Salvador Medialdea “had talked earlier to Morales, and that the latter said he would understand if he had to be replaced.” There was no immediate comment from Morales, who had informed the Senate that he was under treatment for cancer. –– ADVERTISEMENT –– The President’s move came after the Senate had concluded its latest inquiry into alleged corruption in PhilHealth, particularly those involving funds for a P2-billion information technology project and a P30-billion interim reimbursement mechanism (IRM) to hospitals that had not treated COVID-19 patients, which the emergency measure was intended for Global issues Global Issues The coronavirus COVID-19 pandemic is the defining global health crisis of our time and the greatest challenge we have faced since World War Two. Since its emergence in Asia late last year, the virus has spread to every continent except Antarctica. The coronavirus disease (COVID-19) is an infectious disease caused by a new strain of coronavirus. This new virus and disease were unknown before the outbreak began in Wuhan, China, in December 2019. What is Covid-19?

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Transcript: Rep can work under supervision Registrar appointed examination bodies Supervisee Roleplayers Advice Renders financial service To client On behalf of FSP Is either employed or mandated by FSP Advice is also not!!! Recommendation Describing a Financial Product Before Fais: Appointed by FSP to monitor compliance and report to registrar FSP must ensure compliance function exists – part of risk management framework When FSP has more than one KI or one or more reps (in addition to KI) – must have compliance officer Sole proprietor – only one person – don’t need compliance officer May outsource compliance function Must comply with fit and proper requirements FSP is accountable to Registrar – can’t be delegated to compliance officer FSP appoints, registrar approves (like with KI) With a view to Compliance Officer Does not act for himself but for FSP Appointed by FSP FSP takes responsibility for rep Rep needs to provide proof: on account of an act of dishonesty negligence incompetence Mismanagement Fais Act Advice – Helps client decide Intermediary service – administration Why must rep have honesty and integrity? Must meet minimum experience required in category (Table) Must be practical experience, provided that Purpose within or outside the RSA during intermittent periods, not more than 5 years prior to application Management or oversight of services similar to services rendered by the FSP. Advice is not!!! financial transaction where the service is not a recommendation or guidance or proposal regarding financial products About what person should know and be able to do to complete specific task. Rep must meet entry level qualification Can do full qualification while under supervision Fais list of “recognised qualifications” Must be completed within 6 years of DOFA Within a period of five years, Found guilty Criminal or civil proceedings by a court of law (whether in the republic or elsewhere) 3. manage or oversee alone or with another key individual the activities of the FSP Can act as KI and Rep at the same time REP Factually correct Plain language Not misleading Adequate and appropriate given clients level of knowledge Timeously - Statutorily created body Objective: Buying, selling or dealing in Managing Administering keeping in safe custody Maintaining Servicing • FSP must maintain rep register Sign-off advice given to a client. Co-attend advice-giving meetings with clients. Obtain samples of the supervisee’s work to monitor. Follow-up calls to clients. Monitor the activities. Regular contact to enable transfer of skills. Written supervision agreement - procedures Or... CO Appointed/ mandated Are authorised to act on behalf of FSP Requirements: within a period of five years been found guilty by any regulatory or supervisory body (inside or outside the country) Rep Register Experience CPD OR Registration Compliance RE-exams With a view to Financial situation Product experience Objectives Adhere to supervision agreement Disclose to clients that he is working under supervision Complete fit and proper requirements Undertake product training Ask if in doubt Resulting in Financial Services Provider Responsibilities Name ID number Business address Employed/ mandatory Under supervision or not Categories To consider and dispose of complaints In a procedurally fair Informal Economical and expeditious manner And by reference to what is equitable in all the circumstances. 2. Enable registrar to maintain central register of reps Incurring a liability ( like a loan or session) Roles Intermediary Services Financial Services RE2 = relating to category (not active yet) Must complete by 30 June, after 72 months Ombud Honesty Collecting or accounting for premiums or other money which a client has to pay to a product supplier in respect of a financial product The person who the Registrar holds responsible for compliance and non-adherence to the Act and subordinate legislation Proposal Competence Experience The client entering or offering to enter into a transaction in respect of a financial product with a product supplier Committees FSP must notify registrar of appointment/ removal of rep within 15 days. Registrar does not appoint reps. Registrar does not approve reps Responsibility of FSP. Responsibilities disqualified or prohibited Active involvement in providing financial services Could have been gained while under supervision Within SA or not Could have been intermittently – not more than 5 years ago Could be in multiple categories at a time – must be able to proof Representative About investing in a financial product 6. Involved active and ongoing gaining of Knowledge Expertise Skills acted fraudulently, dishonestly (e.g. having stolen money from an employer), unprofessionally, dishonourably Or in breach of a fiduciary duty (breach of trust). For a client or on behalf of Product supplier Has to gain hands-on experience in categories for which appointed Knowledge, skills, expertise Division of FSB adjudicate contraventions of

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