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Real Estate Loan Lender Presentation Template

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Real Estate Presentation

Transcript: WELCOME THank you for having us here today! JUAN C. QUILES Direct: (939)208-5478 REMCONSULTANT@GMAIL.COM REMC PRESIDENT JOSE O. RIVERA Direct: (787)367-6245 RECM VICEPRESIDENT Let's talk about numbers!!! Simple & Easy Almost 100% of the people that purchased a home last year started online. 20% of time spent on the internet is spent on SOCIAL MEDIA. 8 OUT OF THE TOP 10 THINGS THAT GOOGLE LOOKS AT WHEN RANKING YOUR WEBSITE ARE SOCIAL MEDIA RELATED As a professional who does listing presentations, buyer consultations and at other points throughout the transaction, your ability to convey that information largely depends on how it is presented online. Social media marketing plan for your business Social media online presence gaining more likes and followers listing broadcasting Communication & Keeping you informed about current market activity professional photos and videos print ready marketing material meta tag website content market your home strategically Aggressive marketing strategy review 15 post per month on FaceBook to get more Optimize your active listings' Internet presence by posting it on Facebook, Twitter and Google +, adding multiple photographs, videos and creative descriptions. If you’ve recently been in the market to either buy or sell a house, chances are you’ve seen a realtor’s video on YouTube. In a recent industry survey, 73 percent of homeowners said they’re more likely to list with a realtor who uses video to market his or her properties. Listing agents can add their listings to foursquare as a tracking and feedback mechanism. Imagine that every showing was accompanied by the showing agent “checking in” and using the tip as feedback. Listing agents and homeowners alike can check and see who is showing the property and how often they are coming back. Take that same thought and imagine the prospecting tool you have if you are interested in pursuing expired listings. Use foursquare to track attendance at office tours, caravans or meetings. Build neighborhood or condo check in and compete for “mayorship”. I can see where being Mayor of a particular neighborhood could be of real value on a listing presentation. professional photographs your listing to increase marketability Why should you hire us? This is what a Text Box looks like Now just click on What you want to insert Stage your home to showcase features that buyers are most interested in According to the American Institute of CPCU, 65 percent of the population consists of people who prefer visual learning, with only 30 percent of the population preferring auditory learning, and a fractional 5 percent preferring to learn by doing. Click on insert and the little bubble options for Insert will open Target marketing to active real estate buyers and sellers that are looking to buy or sell in your neighborhood. Colors and theme Follow Up for Feedback. We personally call you to ask for feedback! Text Box Hi! Forward, backward

Real Estate Financing: Loan Programs!

Transcript: Fun Fact: The word mortgage is a French Law term meaning "death pledge", meaning that the pledge ends (dies) when either the obligation is fulfilled or the property is taken through foreclosure -Loan-to-Value ratio (LTV) high, moderate, or low standard risk analyzer higher LTV = higher cost loan amount/value of collateral -Private Mortgage Insurance (PMI) LTV in excess of 80% protects the private lender cancel premium payments at 20% Fun Fact: corn and marijuana are the most profitable agricultural products. Types of Leases: Operating Lease Capital Lease Sale and Leaseback Arrangement Combination Lease Synthetic Lease Lease: A lease agreement is a contract between a lessee (borrower) and a lessor (owner) for the use of a building, property or other asset. It allows the lessee to use the asset for a specified rent and period of time. A lease agreement formalizes the duration of the lease, identifies the assets under lease, includes the names of the two parties and specifies the payment method (periodic or lump sum). conforming ($417,000<, single family)or nonconforming (jumbo loans) credit score minimum 620, below 740 = FEES down payment 5-20% home equity builds fastest fewer bureaucratic hurdles Ideal for borrowers with excellent credit who can afford a down payment of 5 percent or more. Change to Building Codes Combination Lease Modern Real Estate Basics! Leases, Building Codes, and Financing A type of operating lease that is recorded on the income statement as an expense. Allows the borrower to use the asset without being burdened by tax. Synthetic leases offer the most advantages Financing sources available: bank debt, private placement and commercial paper on a fixed or floating-rate basis. Used to finance equipment for hospitals, corporate headquarters, movie theaters, retail branches, data centers, etc. Capital Lease Also known as service leases Agreements between two parties in which one provides rent to the other for using an asset. The borrower uses an asset for only a fixed portion of the assets life. The owner of the asset is responsible for all maintenance costs and other operating costs. FHA Loans Federal Housing Administration Operational Lease Any set of standards set forth and enforced by a local government agency for the protection of public safety, health, etc. For example structural codes, HVAC codes, Handicap Codes and fire codes In 2004 for the construction divisions were expanded from 16 division to 50 divisions . The MEP ( Mechanical Electrical Plumbing) were expanded. Combine aspects of both capital and operating leases. An example of a combination lease is a capital lease that incorporates a cancellation clause, typically associated with an operating lease. Building Codes Veterans Affairs Loans served in military does not loan money backs loans from private lenders basic entitlement capped @ $144,000 no down payment funding fees 1.75% to 3.3% 100% financing of sales price A dishonorable discharge will disqualify a veteran from the loan program. Brought to you by: Mr. Michael Bell Ms. Darion Forrest Ms. Iesha Roberson Sale & Leaseback Agreement Pros Comfort Saving Money Cons Spending money Not as safe Grandfathered? One party purchases property, equipment or land from another party and immediately leases it to the selling party under specific terms. Sellers: individual investor, a limited partnership, an industrial firm, a leasing company, a commercial bank or an insurance company. Type of capital lease, with the only difference being that a buyer purchases a used asset instead of a brand new one does not lend money provides government backing HUD (Housing and Urban Development) fixed-rate mortgages minimum down payment 3.5% moderate to high debt-to-income ratio (more to mortgage payment than other needs) each case reviewed individually, no comparisons no stated credit score requirement upfront mortgage insurance premium The "go to" product for borrowers with blemished, moderate debt-to-income ratios and for those who don't have a lot of money for a down payment. USDA Farm Service Agency farm ownership loans farm operating loans microloans emergency farm loans (prod & phys) Small business Lacking capital Build credit Mortgage Why Use Loan Progams? Conventional Loans Also known as finance leases The borrower has full control over the use of the asset(s) during its lease period Borrower is responsible for all maintenance and other associated costs and is directly affected by its associated advantages and disadvantages. Synthetic Leases Agricultural Loan Programs Existing Building Codes In simplest terms, it means if you have a situation before a new law or ordinance is in place, if you are not required to comply to the new change, you are "Grandfathered" in for that new requirement.

Project 3

Transcript: 80% of new purchase business is controlled by real estate agents Lender Site - Praxius Technology Real Estate Industry Has Lost Control of Online Marketing Training components And generate home loan referrals Membership upgrades Will get you in the door Lender-Agent Collaborative Trulia, Zillow, and control real estate marketing online Online resource & training center Concepts Generate and refer business to loan officers Town Sites – Co-branded Prices Vary Based On Sales Volume Agent/Office Sites - $49/month Co-branded With Loan Officer Enhanced Lead Generation System - $49/month (Craig’s List) Easy to get started Agent Collaboration Process Tools Training Coaching And support Provides Obtain new purchase business How can they do this? Establish Real Estate Agent Relationships & Obtain New Purchase Business Lenders that provide this system successfully establish & maintain relationships with real estate agents Provides Templates If you provide this system... Our weekly training and coaching webinars keep you on track In interacting with your real estate partners Online resource center We will present the Lender-Agent Collaborative marketing system to your selected agents Lender agent collaborative Tools Provides Internet marketing solutions to the lending and real estate industries The marketing system To compete online for home buyers Agents Do Not Have . . . Virtual Homes real estate agents utilize our cutting edge marketing system To foster ongoing meetings with agents Weekly webinars To make it easy to succeed A division of Virtual Homes Real Estate that operates a New England real estate company Establish relationships That provides information to the consumer Website demo Realtors Control Home Loan Referrals Real estate agents must have a dominant Internet presence to generate home buyers Lender-Agent Collaborative Marketing System The content is created by you and the agents In your marketing meetings Marketing Membership - $99/month They need this system to be competitive in the new real estate economy Wesbite is the primary tool Most real agents do not have: Technology tools Training Support Weekly Webinars

Oxford Real Estate (Loan Application)

Transcript: Installing Solar Panels Oxford Real Estate (Loan Application) Build 420 luxury apartments with combination of one, two and three sophisticated bedrooms across high-rise buildings. Our project apartments are located opposite to Sydney harbour bridge, close to Sydney CBD, transport, business parks and shopping centres. Any Questions or comments? About Us Professional Advice We need $30 million dollars to complete the project at North Sydney. The type of loan we have applied for is a Commercial Loan and Mezzanine Loan at an interest rate of 5% from Westpac. Our Budget & Cost What's Our Plan? Zeger Sun, Senior Consultant at KPMG suggested to use more indepth ideas of providing plans of previous projects to increase the chance of success in our loan application. Also to include documents about Personal Finances including information about Owner’s equity and securities. He expresses that such information will allow the lender to have more confidence in lending us money, as it provides them with a sense of security in the special case we are not able to repay the full amount. design by Dóri Sirály for Prezi The new solar panels this will allow us and residents to save an astronomical 92% on electrical and energy bills. By installing it onto the roof, our apartments will ultimately benefit the environment through reducing greenhouse emissions caused by artificial energy production, whilst also benefiting the residents of our apartment with exceptionally cheaper energy bills. The profits of this investment will go back to our real estate development team, primarily paying off our debts and help in building our revenue. Feedback Given The feedback attained from group 3 was overall very insightful and was well expressed. The feedback did give its’ criticism about flaws or potential errors in our assignment plan that we had to fix in a serious manner, but however also highlighted the “creative and interesting” ideas we made for our business. Our Income Statement Loan Application Commercial real estate developer located in North Sydney. Known to build quality apartments since 2002. For more info please email us at

Real estate - Prezi template

Transcript: REAL ESTATE REAL ESTATE Insert your text here REAL ESTATE Corporate Services Multi-City Assignments Portfolio Reviews Property Audits Services your video REAL ESTATE Prezi template Separate elements. REAL ESTATE Prezi template Services Insert your text here Services Research Market Inventory Specialized Research Quarterly Market Reports REAL ESTATE Research Market Inventory Specialized Research Quarterly Market Reports Services Insert your text here Corporate Services Multi-City Assignments Portfolio Reviews Property Audits Services REAL ESTATE REAL ESTATE Brokerage Acquisitions Dispositions Project Leasing Tenant Representation Site Searches Consultation Tax Deffered Exchanges Sale-Leaseback Transactions REAL ESTATE Use symbols. Consultation Portfolio Valuation Expert Witness Testimony Feasibility Studies Workout Analysis Tax Abatement Reviews Lease Audits Services REAL ESTATE Consultation Portfolio Valuation Expert Witness Testimony Feasibility Studies Workout Analysis Tax Abatement Reviews Lease Audits REAL ESTATE Services Services Change colors. Research Market Inventory Specialized Research Quarterly Market Reports REAL ESTATE REAL ESTATE Prezi template add, remove, copy slides Services Corporate Services Multi-City Assignments Portfolio Reviews Property Audits REAL ESTATE REAL ESTATE Services Consultation Portfolio Valuation Expert Witness Testimony Feasibility Studies Workout Analysis Tax Abatement Reviews Lease Audits REAL ESTATE Services REAL ESTATE REAL ESTATE Services Services ABOUT REAL ESTATE BIG SALE BIG SALE BIG SALE add, remove, copy slides add, remove, copy slides

Real Estate presentation

Transcript: Real estate Research Paper Presentation Damon Skinner period:6 Research Paper Damon Skinner period:6 Research paper May 11,2018 What is real estate Introduction The three subtopics I am going to talk about is How does someone become a real estate agent? How do agents find buyers? How people start their career? Real Estate pictures Real estate Pictures What is real estate Real estate is something where someone sells houses and and help other people to sell houses in order to become a real estate agent you can go to college and study in real estate and you can also internship with someone who is already an real estate agent for a year or two until you are ready to go on your own and ready to become your own agent. What is real estate becoming a real estate agent How does someone become and real estate agent ? Go to school for real estate Study for the Pre-licensing test You have to be 18 years of age You have be an legal U.S resident Pictures of people in class for real estate Finding a buyer How do Real estate agents find buyers ? Start with friends and family Let them know you are licensed Be the first at the open house Work hard for clients picture of finding a buyer Picture of finding a buyer or seller Get someone who is in the real estate business Apply to the (NRA) National Realtor Association Choose a real estate brokege you would like to work for Create yourself a business plan How does someone start their career in real estate? how to start your career Pre-licensing and test pictures Pre-licensing pictures Video of someone selling a house

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