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Transcript: A large number of retailers are integrating Passbook into existing iOS apps Early stage of adoption PIN can be reset by others iOS 6 app that was released last month NFC is not supported just yet but it features 2D barcodes Confidentiality Integrity Availability Limited access control means no tampering Credit card providers Merchants Protects user's credit card information as it is transferred from the phone to NFC reader Google Wallet Available to NFC phone owners Security Goals Mobile wallets allow consumers to make payments by simply tapping their mobile phone on specially built terminals Easier and more convenient Far more secure than the traditional wallet User will be charged the price for the purchase that is displayed at the terminal What is a mobile wallet? thanks mang! Accepts all major credit cards Mobile developers Confidentiality Requires physical interaction Only account name and last 4 digits are transmitted User credit card information is encrypted on servers User data is encrypted on computer chip "Secure Element" Only virtual prepaid credit card credentials are stored Questions? Can use alternative traditional payment methods Retailers Consumers Stores digital coupons and tickets called 'passes' Financial institutions Compared to traditional wallets Stakeholders Integrity loyalty program cards online shopping transportation tickets coupons Apple Passbook Security Concerns Mobile Wallet hey does it look okay? Available where merchants support PayWave or PayPass Availability Certain retailers support this service through NFC technology Requires PIN to access phone Requires additional PIN to activate NFC antenna Can be remotely disabled Full credit card number is hidden on screen These wallets can hold virtual copies of: credit cards user logins and passwords shipping addresses


Transcript: Disposal -Cut trees to make boxes -Use of gasoline This is where the wallets are produced. Here many emissions are let off. Including run off from leather treatment and air pollutants from powering the factory Production Cotton Raw Materials Extraction/ Creation Leather is the skin of an animal, bird, or reptile that has had its hair removed and that has been treated against rotting. Cows, buffalo’s, calves, and pigs produce that majority of leather. Cotton are picked up. Unfortunately there's no specific leather recycling bin for community pickup. Unlike glass and plastic, it isn't possible to melt leather down and make a new leather wallet. Your best bet when trying to recycle leather is to find another use for your old leather goods. Or just throw the wallet away. Use- Money holder, ID holder, credit card/gift card holder Transportation This is used to make the cloth and string used on the inside of the wallet and in order to sew it up. Factory Process Process- The skins are salted and dried so that they do not rot during their trip in a process called curing. Depending on the thickness of the skin, this process takes anywhere from a few hours to a few days. When the skins reach the buyer, they are then transformed into soft, pliable, and malleable materials that can be used to make shoes, handbags, and wallets in a process called tanning. Tanning prevents putrefaction, but more so than that, it prevents those wonderful wingtips of yours from rotting off your feet. From this process, it takes a great amount of time to make a wallet, however the industries can also create pollution into the atmosphere. Wallet This is used to make the plastic that is often inside of wallets to hold IDs Petroleum Use


Transcript: Presented By.. Maram Shuaib.. Near Field Communication It’s a set of close-range wireless communication standards, much like Bluetooth and WiFi, for Smartphone. It's different in that it operates at very slow speeds and only at a short range of just a few centimeters. With an NFC chip and antenna, you can use your Smartphone to make contactless payments at NFC retail terminals, parking meters, taxis and many other places. NFC is extension of RFID (radio frequency identification) which is the use of a wireless non-contact system that uses radio-frequency electromagnetic fields to transfer data from a tag attached to an object. As an example : NOKIA uses NFC to automatically complete the steps of enabling, pairing and establishing a Bluetooth connection when doing a file transfer. Google Wallet What is Google Wallet? Is a mobile payment system developed by Google. It is a virtual wallet that securely stores your credit and debit cards. You can tap your phone to pay in-store contactless payments and pay online by signing into your Google Wallet account. NO!! It’s available in US. How does the Google Wallet mobile app transmit payment details? The Google Wallet mobile app uses Near Field Communication (NFC), a secure, wireless connection to transmit payment details to the merchant. Privacy & Security Advantages and Disadvantages Advantages of Google Wallet •Faster to pay for things. •Very secure. •Eliminates the need for some to carry around a wallet. •Easy to use. •free. Disadvantages of Google Wallet •Having virtual money source may encourage people to spend more than they have. •One would have to take his or her phone out more often to pay for things. •People are more likely to glance over and steal your pin number. •It’s not usable at every single store. Does it cost? The Google Wallet device must touch or be in close proximity to a MasterCard PayPass reader. The Google Wallet app requires an additional PIN to activate the antenna of NFC chip. Google Wallet stores encrypted user information on a chip called the Secure Element. The Android device itself can be locked with a (PIN) Personal identification number. NFC Once the transaction is completed, the antenna is turned off. Additional transactions require the PIN to be entered again.


Transcript: Prepared by: Nur Fharisha Adlina Binti Mansor Mutaridi 62212117327 Adeline Shafiqa Binti Mohd Sabri 62212117260 " Using E-wallet for payment restaurant in mall at Malaysia " 13 DEC 2019 | FRIDAY | GURNEY CAMPUS INTRODUCTION E-wallet is a type of electronic card which is used for transactions made online through computer or a smartphone. Most useful and innovation technologies of all was the introduction of E-wallet or digital payment systems. (Poushter and Stewart,2016) Moving from cash to cashless give a lot of challenges as well as opportunities. It acts as a digital organizer and contains information related to eIDs, digital signatures and contains information logon information and billing and delivering addresses. (Nair, A., Dahiya, M., Gupta, n., Yadav, R., & Mehta, R.2016) OBJECTIVES OBJECTIVES To study the attitude of e-wallet user (using forward or not) To study the confident secure of e-wallet. The efficiency of the apps e-wallet. The satisfaction using the e-wallet. UTAUT UTAUT VERKATESH, MORRIS, DAVIS,2003 FRAMEWORK CAUTION USAGE E-WALLET CUSTOMER PERCEPTION BEHAVIOR SATISFACTION AFTER USING APPLICATION EFFICIENCY OF APPLICATION PERCEPTION OF USING APPLICATION E-WALLET FIGURE 1: FRAMEWORK MODERATING MODEL SOURCE: (SMART PLS) FRAMEWORK MODEL SAMPLING & POPULATION RESEARCH METHODOLOGY SAMPLE SIZE: 80 RESPONDENT POPULATION: FOCUSED PEOPLE IN THE MALL SAMPLE FRAME : IN MALL AT SETAPAK CENTRAL. THE WAY TO GET DATA DATA BY GOOGLE FORM. PRINTING AND DISTRIBUTE THE QUESTIONNAIRE Statistical Product and Service Solution (SPSS) Smart Partial Least Square (Smart PLS) COLLECTION ANALYSIS FINDING & DISCUSSION FINDINGS & DISCUSSION DEMOGRAPHIC PROFILE TABLE 1: DEMOGRAPHIC PROFILE SOURCE: IBM SPSS RELIABILITY TEST TABLE 2: RELIABILITY TEST SOURCE: SMART PLS FIGURE 2: PATH COEFFICIENT SOURCE: SMART PLS PATH COEFFICIENT TABLE 3: R-SQUARE SOURCE: SMART PLS R-SQUARE CONCLUSION Even the result shows the significant, we are believed it because of the Malaysia not adapt very well to E-wallet yet. The usage of well-organized technology should be put forward into focus since cashless transaction can be appropriately addressed in line with the emerging smart city and fourth industrial revolution. CONCLUSION SUGGESTION As this study is still new topic in Malaysia, I suggest that more researchers address this topic in the future. In addition, I recommended to researchers to focus on small topics on they are paper. Researchers need to focus on one selected topic. Finally, for further research, researchers can use this paper journal to enhance their research in a particular area. SUGGESTION THANK YOU


Transcript: Bibliography A smart wallet is a wallet that is protected from RFID signals (Radio-frequency identification). Anyone can use electromagnetic fields to identify your private information (credit card numbers, bank acount numbers, and identification information) and track objects with tags. As the company Ridge wallet explains, "In the case of the credit cards and driver’s licenses sitting around in your wallet, these ‘tags’ contain electronically stored information that RFID readers can lift with interrogating radio waves." what is a smart wallet? The Fantom Ansix Designs was created in 2014 when a group of engineers came together to design high quality products that are good looking and functional. As the people at Ansix Designs say, "We are constantly looking for innovative ways to improve existing products and to create new inventions. We believe there are always better, simpler ways to do things " The price of this wallet ranges from $72-$96 Exster We believe peace of mind starts with the essentials you carry with you on a daily basis. It is our mission to upgrade these essentials to modern standards and change the way you carry your valuables. If you think about it, it's shocking that most wallets have no security built into them. A product which holds so much sensitive information and goes everywhere with you should be better safeguarded. So we decided to develop something both efficient and secure for your pockets. That's when Ekster® was born. A brand with the goal of optimizing the way you carry your everyday items. After meeting on a Fulbright scholarship in the USA, founders Rick and Olivier found that being Dutch wasn’t the only thing they had in common. They pitched their idea to a Kickstarter wallet enthusiast, Richard, and he was instantly sold. What started as a chance encounter between two Dutch college students grew into a shared frustration with existing EDC products and a thriving business. " Ekster is a company that believes in developing something that is both efficient and safe. As said by Ekster, " If you think about it, it's shocking that most wallets have no security in built into them. A product which holds so much sensitive information and goes everywhere with you should be better safeguarded." This wallets cost ranges from $29-$99. "THE FEATURES Smart Security is the Total Security. Here are the key and cool features of our wallet Fingerprint authentication Have exclusive access to your Wallet and never be worried about any missing cash or cards from your Wallet. Store upto 20 fingerprints and share your wallet with your family too. Integrated Bluetooth The Wallet connects to your smart phone using Bluetooth and your phone alerts you every time you forget your wallet behind. Also, don't remember the last location of your wallet? The free mobile app records its location. Crowd Source GPS technology Incase of loss or theft of your Cashew, mark your Wallet as lost on the app. This puts all our Cashew users on a lookout for your Wallet. Once your wallet is found, you will securely receive a notification on your wallets whereabouts! Electronic latch This locks the wallet and will only unlock on fingerprint recognition (biometric authentication) of the owner. Unauthorized users will be locked out immediately. Incase someone tries to tamper with the latch, a notification is sent immediately to your phone. Buzzer Every time you can't find your Wallet, be it under a car seat or under a pile of clothes, use the "Buzz my Cashew" feature on the app. This makes your wallet ring and just follow the sound to find your misplaced Wallet. Rechargeable Battery The coolest part? Cashew lasts upto 9 months without charging. Cashew can be fast-charged with the battery charger unit that comes along with Cashew." This wallet costs $149 Cashew

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