IBM PRESENTATION
Transcript: During my internship at EY, I performed Spot Checks with at team of two members. Spot Checks are conducted in IP’s to review if the IP is using the money donated efficiently and if all the internal controls are in order. Spot Checks act as a way of finding problems in different areas of the IP and from this the auditors suggest recommendations. Spot Checks were restricted to a time limit of 8 hours in which the following tasks had to be performed: Review the internal controls of the IP Review the bank reconciliation statements Verify if the IP is using an efficient filing system Review that all cash funded by the Client is being used appropriately by the IP Review the vouchers of the IP for the year ended Discuss findings and suggest recommendations in close out meeting with the Finance Director and Director of the IP Together, we allocated tasks to each other with each member doing at least two tasks. I was given the duty to do bank reconciliations and processes review while my other two team members performed the other tasks. We later helped my fellow team member when we had completed our respective tasks in the review of vouchers to finish the task quickly as time was running out. I was given the task to lead the closeout meeting and before the close out meeting we all reviewed and analyzed our findings to suggest recommendations for improvement. In the end, we managed to finish in time and the directors of the IP agreed with all our findings and accepted our recommendations for improvement. IBM worked with FNB in South Africa By leveraging the mainframe and IMS, FNB was the first to bring a mobile banking app to South Africa resulting in the adoption of millions of new customers. 59% of the sample had Internet access, but that only 5% access it on a PC only, 27% on a mobile phone, while 27% has access to the Internet through a combination of mobile and PC. The data also showed that only 13% of rural areas have Internet access on a PC, which is a stark contrast to the 61% of rural areas that have Internet access on a mobile phone In terms of mobile banking, only 28% of people said that they do, while 72% said they did not. FNB sits with the majority share of mobile banking. While USSD users are at 59%, only 5% are using their browsers exclusively for banking, and apps-only is 1%. The data also indicated that 41% don’t know how to use mobile banking, 34% doesn’t trust it, and 8% said that it does not work on their phone, while only 2% said it’s not offered by their bank. This has interested me because coming from Africa myself, I know how difficult it is for many people to travel to banks just to do simple transactions like bank transfers. Studying in the UK, it took me a while to understand that one didn’t have to go to the bank to get a bank statement or do a bank transfer or just simply ordering food online. This moblie application was the foundation of growth of technology in its finest form . This allowed people to perform bank transfers in a swipe of their hands. Africa is a growing continent with South Africa being one of its main contributors of growth. Many call South Africa the “America “ of Africa. With such a title, this mobile banking application gave the opportunity for daily use technology to be integrated with daily actions. The sample study shows how 28 % people are using mobile banking. The data according to the report also showed how 41 % people did not know how to use mobile banking. This introduction of mobile banking can also allow FNB to go out in to the communities to increase customers by gibing tutorials on mobile banking I would like to be part of the innovators that are building a smarter planet and this role will give me the chance to do that while doing what I am truly passionate about. I believe working with high class professionals who are not only brilliant thinkers but also outstanding innovators will give me the opportunity to work in an environment where I can challenge my skills, abilities and creativity. Working in Finance will allow me to understand tasks such as financial planning that are laid in building business ideas that impact the world on a daily basis. I would love to plan and analyse the numbers that drive one of the biggest companies in the world forward. I have always enjoyed working with numbers and I believe this role in Finance will allow me to develop my passion of working with numbers and build my experience in financial planning and auditing Bold Understanding Innovative Loud Dedicated IBM HOW WOULD IBM BENEFIT ME? Why this role? Cooperation involves giving and receiving. Tell us about a time you collaborated with others to determine actions needed to achieve mutual goals" Examples could include: working in a team at university to complete a challenging assignment design by Dóri Sirály for Prezi Smart Motivated Active Reliable Trustworthy Enthusiastic Resilient What would you bring to IBM and how would IBM benefit you?" .... as a means of
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