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Health Insurance

Transcript: $183 per month for Individual Policies: Nationwide, the average monthly premium paid for individual policies was $183. $414 per month for Family Policies: Nationwide, the average monthly premium paid for family policies was $414. $2,935 Annual Individual Deductible: The average deductible for individual policies was $2,935. $3,879 Annual Family Deductible: The average deductible for family policies was $3,879. Half of all individual policyholders paid $149 or less per month in premiums Half of all family policy holders paid $353 or less for monthly premiums. Q: What are the negatives about health insurance ? Q: What type of health insurance do you have ? I see the importance of health care reform every day in my health care practice. The current system bogs me down and gets in the way of delivering services, and that's to the folks who can afford coverage. I'm exhausted by patients not being able to afford prescription meds, and I don't care what anyone says or tries to explain, the Medicare Part D plan is awful and broken and makes no sense whatsoever. And I regret that small business owners, like my 56-year old younger brother, cannot afford health insurance as a one-man operation, or that my 64-year old older brother, now receiving SSA and able to work only limited hours as an RN to supplement that income, cannot afford insurance either. There are thousands like them. This is nuts, and we're better than this. Limited access, unaffordable premiums, medication costs that are outrageous (the belief that generics are available/affordable to all and always the same quality is simply not true), citizens of this country not eating to buy meds or keep on the lights ... who do we think we are? I have done way beyond my share of pro bono work, and if I could do it all the time, I would. That's how desperate the need for reform has become. I deliver care and negotiate these systems without outrage so as not to damage a patient's chances for mental health treatment, but what I take home with me is not the problems of my patients, but the feeling of powerlessness to help more. And powerlessness leads to alienation, and I don't ever want to go there. I don't want to drop out. People need me and others like me too much to fill in these shameful gaps. Most of all, I believe health care reform is possible -- because I still believe in our abiity to do anything once we get the big picture and commit to taking action. Q: What are some good things about health insurance ? Q: What percentage of Americans have health insurance ? Q: What are the most common type(s) of health insurance ? Depending on your age, job status, and financial condition, there are many ways that you can get health insurance, including: Health insurance provided by an employer. Health insurance that you purchase on your own. Health insurance provided by the goverment. Everyone should be covered by some form of health insurance.People are always vulnerable to injury and illnesses from their everyday activities. Whether it is an individual plan or employer- or government-sponsored coverage, having health insurance is better than not having it at all. QUIZ As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to get routine and preventive care if you have health insurance. You need health insurance because you cannot predict what your medical bills will be. In some years, your costs may be low. In other years, you may have very high medical expenses. If you have health insurance, you will have peace of mind in knowing that you are protected from most of these costs. You should not wait until you or a family member becomes seriously ill to try to purchase health insurance. Q: What are some reasons you won't be able to recieve health insurance ? Health Insurance : is insurance against loss by illness or bodily injury. Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays ond other medical expenses.Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder. Health insurance can be directly purchased by an individual, or it may be provided through an employer. Medicare and Medicaid are programs which provide health insurance to elderly, disabled, or un-insured individuals. There are a number of companies which provide private health insurance, including Blue Cross, United Healthcare, or Aetna. Health Insurance Health insurance generally covers the cost of doctors or emergency room visits, medicines, routine vaccinations and tests, surgeries, and psychological care. Depending on the type of insurance coverage you have, you may need to pay a portion of the expenses

PowerPoint Game Templates

Transcript: Example of a Jeopardy Template By: Laken Feeser and Rachel Chapman When creating without a template... Example of a Deal or No Deal Template PowerPoint Game Templates There are free templates for games such as jeopardy, wheel of fortune, and cash cab that can be downloaded online. However, some templates may cost more money depending on the complexity of the game. Classroom Games that Make Test Review and Memorization Fun! (n.d.). Retrieved February 17, 2017, from Fisher, S. (n.d.). Customize a PowerPoint Game for Your Class with These Free Templates. Retrieved February 17, 2017, from 1. Users will begin with a lot of slides all with the same basic graphic design. 2. The, decide and create a series of questions that are to be asked during the game. 3. By hyper linking certain answers to different slides, the game jumps from slide to slide while playing the game. 4. This kind of setup is normally seen as a simple quiz show game. Example of a Wheel of Fortune Template Games can be made in order to make a fun and easy way to learn. Popular game templates include: Family Feud Millionaire Jeopardy and other quiz shows. Quick video on template "Millionaire" PowerPoint Games Some games are easier to make compared to others If users are unsure whether or not downloading certain templates is safe, you can actually make your own game by just simply using PowerPoint. add logo here References Example of a Family Feud Template PowerPoint Games are a great way to introduce new concepts and ideas You can create a fun, competitive atmosphere with the use of different templates You can change and rearrange information to correlate with the topic or idea being discussed. Great with students, workers, family, etc. For example: With games like Jeopardy and Family Feud, players can pick practically any answers. The person who is running the game will have to have all of the answers in order to determine if players are correct or not. However, with a game like Who Wants to be a Millionaire, the players only have a choice between answers, A, B, C, or D. Therefore, when the player decides their answer, the person running the game clicks it, and the game will tell them whether they are right or wrong.

health insurance

Transcript: Allergist- A medical doctor specializing in the diagnosis and treatment of allergies. dermatologists specalize in skin. So anything that has to do with your skin they would probably now what was wrong wit you. My job: Health Insurance Medicare- How my insurance works for my sickness: Medicare assistance are divided into two parts. Part A mostly covers inpatient hospital, skilled nursing facility care and home health care. Once enrolled in Medicare, you will receive these benefits automatically and do not pay premiums for them (you've already paid for them through your taxes). When you apply for Part A, you can enroll into Part B. This second part covers most doctors' bills, as well as some medical services and supplies. You can turn down Part B if you choose because it requires a monthly premium. We do not address Medicare Part D because of it's complexity and urge you to consult a Medicare Specialist. My insurance would work with my sickness because they would bill my insurance company and they would pay for my service. Duration-Shingles usually takes 7-10 days to run its course, although the blisters may take a lot of weeks to go away completely. Within 4 weeks, the appearance of your skin will most likely return to normal althought some people have brown spots after the blisters aren't visible on the skin Transmission: By: Jessica Turner My sickness: The course and duration of shingles: Exposure to shingles will not cause you to get them. But if you have not had chickenpox and have not gotten the chickenpox vaccine, you can get chickenpox if you are exposed to shingles. Someone with shingles can expose you to chickenpox if you come into contact with the fluid in the shingles blisters. If you cover the shingles sores with a type of dressing that absorbs fluid and protects the sores, you can help prevent the spread of the virus to other people. My insurance: pharmacists make medicine so therefore they treat anything that needs medicine. Shingles- Shingles is a skin rash caused by the same virus that causes chickenpox. The virus is called the Varicella zoster virus this belongs to the herpes family of viruses. After someone has chickenpox, this virus lives in the nervous system and is never fully cleared from the body. The doctor that specializes in shingles: Cure-There is not a cure for shingles. Treatment- Treatment may shorten the sickness. Treatment options include, Antiviral medicines to reduce the pain and the amount of time with shingles. Pain medicines, antidepressants, and topical creams to relieve long-term pain what other diseases do pharmacist and dermatologists treat: Pharmacists: Prevention- First, the VZV vaccine, otherwise known as the chickenpox vaccine, may slow down the occurance of shingles by increasing the immune system's ability to fight off VZV or keep this virus not active. Dermatologists: Pharmacist- Primary care physicians are the best and first line of defense against shingles. These doctors can provide you with medicines to help reduce the symptoms of the disease while you wait for the virus itself to run its course. Dermatologists- dermatologists may be able to help diagnose shingles as well. However, they will likely refer you back to a primary care doctor for more information about how to battle shingles once they have identified them. What diseases dose and allergist treat: course- A cluster of small bumps on your skin turns into blisters that resemble chickenpox cuts. The blisters fill with gunk, then they break open. soon they crust over, and then they finally disappear. This process takes four-five weeks. Prevention, cure, and treatment: Medicare is health insurance for the following: People 65 or people under 65 with certain disabilities. and also people with kidney failure. Allergic reactions can lead to such disorders as asthma, hay fever, sinusitis, stinging insect reactions, food and drug allergies, allergic rashes, and hives. These conditions are best treated by the allergy specialist.

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