Transcript: Free Consultation Areas of Expertise Bachelor Degree in Business Management Works for Michigan First Credit Union Financial Planning isn't her primary activity. IRA Credit Review Reports Take Loan Applications Make Recommendations on loan decisions Fee Determination Business Finance Dunn-Elam 5th Hour Financial Service Represntative Michigan First Credit Union does offer free consultaiton for members Ms. Jones is a Finanacial Service Rep so she doesnt actually do things such as: Set fees Have personal clients Decide plans for people Interviewée:Ms.Krystal Jones Affliation Education/Training Financial Planner Interview Primary Activities
Transcript: Types of financial data found in Financial Statements Sales and operating expenses, earnings from jointly controlled entities, total revenue, profits and losses, earnings per share, changes in equity, comprehensive income, and cash flow statement Resources: Future Opportunities for Growth per 2012 Annual Report Carl-Henric Svanberg, Chairman March 2013 (Source - http://www.bp.com/content/dam/bp/pdf/investors/BP_Summary_Review_2012.pdf) Effect of Public Opinion & Perception Increased Sales / Revenue “Shut Up & Pay Up” With BP's revenue growth outpacing the industry average of 10.8%, the growth in the company's revenue seems to be helping its earnings per share. In the past financial year, BP Plc had witnessed a loss, reporting -$1.24 versus $5.25 in the prior year. With markets expecting an improvement in BP's earnings, the outlook for the company seems to be coming out of the impact of the Gulf of Mexico oil spill. Review of Statement of Cash flows Identification of how much cash was generated or used by operating, financing and investing activities Operating Profit before taxation- 19,734 Depreciation 3,369 Net charge of interest Less net interest paid 172 Share based payments 46 Net Cash provided by Operating activities 3,967 Investing Capital expenditure (5,729) Investment in joint ventures ( 51 ) Investments in associates ( 4883) Proceeds from disposals of fixed assets 16,780 Proceeds from disposal of fixed assets 1,501 Proceeds from loan repayments 22 Net cash from investing activities 7,640 Financing Activities Net issue of shares 55 Proceeds from long-term financing 63 Repayments of long term financing (288) Net decrease in short term debt (1,491) Dividends paid-BP shareholders (1,622) Non-controlling interests (31) Net cash from financing (3,314) Cash at beginning of period 19,635 Cash at the end of period 27,679 Business Finance Future Company Prospects BP's Business Model Through their business model they aim to create value across the hydrocarbon value chain. This starts with exploration and ends with the supply of energy and other products fundamental to everyday life. Company Overview Hope you have an excellent Summer break Thank You!!! The Dividends over the last 3 years in USA 2010 - .84 per ADS (American Depository Share) 2011 - 1.68 per ADS 2012 - 1.98 per ADS Learning Summary & Observations from Research Completed: BP Stocks: What types of Stocks? 1. Common Stock or Ordinary Shares on the London Stock Exchange 2. American Depository Shares 3. Scrip divendend programme allows ordinary shareholders and ADS shareholders to receive new shares instead of cash 4. Institutions own the majority of shares at 82% Individuals own 18% ADS equivalent 3,192,264 Bp at Market Close 6/07/2013 BP is traded on the FTSWE 100 index The current stock price is $43.28 Lowest stock price=$29.20 (2010 Oil Spill) Highest stock price = $43.45 (Fracking) IRS Audits BP's Financial Statements according to SEC standards plus internal auditors. SIC Code is 1311 NAICS code 211111 BP's industry is major integrated Oil and Gas their ranking is 84% BP and technology Operating safely and discovering and recovering more resources, as well as efficiently converting processes and creating lower-carbon products. BP in general: Same as industry - high risk, profitable, etc. Strategic sale of assests= financial strength re-organization = simpler co. prime focus product= Oil natural gas research investments selection = assets generating good margins http://www.bp.com/content/dam/bp/pdf/investors/BP_Summary_Review_2012.pdf http://uk.finance.yahoo.com/news/bp-plc-annual-financial-report-174500682.html http://www.huffingtonpost.com/2012/03/03/bp-moves-on-from-spill-with-settlement_n_1318671.html http://www.bloomberg.com/news/2013-06-04/bp-s-oil-spill-settlement-sours-as-claims-add-billions.html Industry in General: Final Company Presentation BP is a Gasoline Company that provides petroleum, natural gas, motor fuels and aviation fuels Public Limited Company Traded as LSE: BP FWB:BPE NYSE:BP Company first established in 1908 with oil found in a rugged part of Persia Company went public in 1954 as Birtish Petroleum. Stock Ticker Symbol:BP PLC Company Financial Information Bonds The company has 40.6 billion dollars in bonds. 6 billion matures per year. Jessica Girard, Jesus Landeros, & Danny Douglas Ratios 4. Debt ratio Net Debt for first quarter 2013 17,663 Equity 131,085 Net Debt Ratio 11.9% 5. Price earnings ratio 42.95/5.20= 8.25 per share Market Value per share/EPS High Risk Very Profitable Very positive outlook Fossil Fuel Consumption continues to grow Environment Awareness / Responsibility Increase
Transcript: KBI Slides Advatage Business Templates Wide variety of business templates covering different business models and business project plans. Benefit 1 Unique & Elegant slides Benefit 2 Easy-to-manage Unlimited color themes Benefit 3 Project-related Analysis Benefit 4 Create stunning presentation and impress your team and stakeholders PowerPoint Presentations Professionally-Designed Presentation Benefit 1 Wide Selection of Layout Options Benefit 2 Go from data into insights in a minutes Benefit 3 Explore extensive selections of shapes and icons professionally designed to express your ideas and illustrate your deliverable Shapes & Icons Vector-Based Shapes Benefit 1 Resizable without losing its quality Benefit 2 Discover our maps of continents, regions, countries and world maps that come with a collection of pins, countries' flags and some more useful illustrations Maps Designed for different business cases Benefit 1 Visualize your data and information Benefit 2
Transcript: AppleBuck Acres the purpose- the purpose of my business is to bring safe and quality apples to the public I have noticed that there are not enough organic fruits in regular super markets such as walmart or target I feel that is unexceptable and plan to remedy this situation. The Location- AppleBuck acres is located in Ozark Missouri prices/products- red delicious:$1.00 a pound granny smith:$1.00 per pound yellow delicious:$1.00 per pound apple pie:$20.00 apple fritters:$1.50 each Only limited number of baked products will be made a day first come first serve earnings- earnings will very from harvest to harvest depending on apples grown Blueprint/Layout- How do you like them apples? Avertisement -
Transcript: Who Would Win Collin Carrothers Strengths Strengths PowerPoint Prezi Google Slides Many different designs No internet requirement Uses slides Used online Jumps around Many different templates Used online Very simple to use Free to use Weaknesses Weaknesses PowerPoint Prezi Google Slides Not free Might not be on your device Can overload on words Can make audience dizzy Not all versions are free Can't use without internet Not as entertaining Not many editing options Can't use without internet Similarities Similarities PowerPoint Prezi Google Slides Linear with Google Slides Presents information Many templates Presents info Many templates Saves automatically Linear with PowerPoint Presents information Saves automatically Unique Qualities Unique Qualities PowerPoint Prezi Google Slides Uses slides Linear Save manually Used for business Used in schools Visually entertaining Saves automatically Very basic Different templates I would use when presenting... I would use when presenting... Prezi Used for business Used in schools Visually entertaining PowerPoint Used in business Used in school PowerPoint is linear Google Slides Used in school Different templates It is linear Summary: I Prefer... Summary Prezi Prezi has many templates You can use it online Visually entertaining
Transcript: By: Mikayla Robinson "Kay's Kakes" is a boisterous bakery full of life and color. We enjoy satisfying everyone’s sweet tooth with a variety of treats. Product Market _____________________ We are seeking $50 thousand dollars to start the production of our grocery store line by using half of the profit to pay commission to grocery stores that agree to start selling our products in stores. Then the last $25 thousand to heighten our production values to have extra product to ship out. We expect to provide an exit within 2 years by a dividend of excess profits. “Kay’s Kakes” makes a variety of sweets from full sized birthday cakes to mini rainbow macaroons. The company produces the following products: • Cakes • Cookies • Cupcakes • Pies • Bread • Pastries Presently, our “Rainbow Cheesecake” is in the maturity stage. It competes primarily on its appealing color scheme and its unique taste. Our future plans include developing a cheesecake for the freezer section for customers to purchase from their local stores and enjoy at home any time within the next year. Management We have competitive advantage because of our low cost producer status. 50lb bags of flour only cost about 45 dollars, which can make about 3 dozen cakes or 6 dozen pastries. Customers Product Pricing The greatest risks associated with our business today are fluctuating food prices and slow days of business. We feel like we can overcome these risks because of our outstanding training in our customer service skills. Our biggest recognized opportunities include serving our various customers including our celebrity guest. _____________________________________ "Kay's Kakes" identifies our business market as a manufacturer. Our market is growing: Our total market size was approximately $250 thousand over the last 4 months and is expected to grow by 20% in the next 5 years. Competitors Business Risks _____________________ The vision of "Kay's Kakes" is to be the #1 selling bakery in all the east coast. After that we plan on expanding some properties to the mid west and the west coast so everyone in the US can enjoy our treats. Kay's Kakes Overall Goal The management team is led by Chief Executive Officer Mikayla Robinson who founded “Kay’s Kakes” in the year 2015. She previously worked in Starbucks and in her Church’s One Family Café. ________________________________ _________________________________________ We appeal to everyone who wants to liven up a party, show their appreciation, or just craves a good cupcake. With our signature style of colorful flare we draw in people of every age. Find more information about us on our web page at file:///media/removable/TRAILMIXTAP/Mikayla's%20Stuff/Headings_Mikayla%20Robinson/Business%20Webpage/Homepage.html ___________________________ Mission Statement Capital Requirements We compete directly with Carlo’s Bakery in New Jersey and Georgetown Cupcake in our Nation’s Capital and alternatives to our product include smoothies, frozen yogurt and fruit popsicles to satisfy a customer’s sweet tooth while remaining healthy.
Transcript: Business Finance Presented by: Niña Bongiad Joynalyn Gamboa Norilyne Quiroben Airish Joy Vista Simple and Compound Interest Simple and Compound Interest Simple Simple Interest When someone lends money to someone else, the borrower usually pays a fee to the lender. This fee is called 'interest'. 'Simple' interest, or 'flat rate' interest. The amount of simple interest paid each year is a fixed percentage of the amount borrowed or lent at the start. The simple interest formula is as follows: Interest = Principal × Rate × Time where: 'Interest' is the total amount of interest paid, 'Principal' is the amount lent or borrowed, 'Rate' is the percentage of the principal charged as interest each year. 'Time' is the time in years of the loan. The simple interest formula is often abbreviated in this form I = P R T Example: A student purchases a computer by obtaining a simple interest loan. The computer costs $1500, and the interest rate on the loan is 12%. If the loan is to be paid back in weekly instalments over 2 years, calculate: 1. The amount of interest paid over the 2 years, 2. the total amount to be paid back, 3. the weekly payment amount. Given: principal: 'P' = $1500, interest rate: 'R' = 12% = 0.12, repayment time: 'T' = 2 years Part 1: Find the amount of interest paid. interest: 'I' = PRT = 1500 × 0.12 × 2 = $360 Part 2: Find the total amount to be paid back. total repayments = principal + interest = $1500 + $360 = $1860 Part 3: Calculate the weekly payment amount total repayments weekly payment amount = --------------------------------------- loan period, T, in weeks $1860 = ------------------- 2 × 52 = $17.88 per week Example: Compound Compound Interest An amount of $1,500.00 is deposited in a bank paying an annual interest rate of 4.3%, compounded quarterly. What is the balance after 6 years? Using the compound interest formula, we have that P = 1500, r = 4.3/100 = 0.043, n = 4, t = 6. Present Value and Future Value Present Value and Future Value Effective Annual Rate Effective Annual Rate Loan Amortization Loan Amortization Thank You
Transcript: Example of a Jeopardy Template By: Laken Feeser and Rachel Chapman When creating without a template... http://www.edtechnetwork.com/powerpoint.html https://www.thebalance.com/free-family-feud-powerpoint-templates-1358184 Example of a Deal or No Deal Template PowerPoint Game Templates There are free templates for games such as jeopardy, wheel of fortune, and cash cab that can be downloaded online. However, some templates may cost more money depending on the complexity of the game. Classroom Games that Make Test Review and Memorization Fun! (n.d.). Retrieved February 17, 2017, from http://people.uncw.edu/ertzbergerj/msgames.htm Fisher, S. (n.d.). Customize a PowerPoint Game for Your Class with These Free Templates. Retrieved February 17, 2017, from https://www.thebalance.com/free-powerpoint-games-for-teachers-1358169 1. Users will begin with a lot of slides all with the same basic graphic design. 2. The, decide and create a series of questions that are to be asked during the game. 3. By hyper linking certain answers to different slides, the game jumps from slide to slide while playing the game. 4. This kind of setup is normally seen as a simple quiz show game. Example of a Wheel of Fortune Template https://www.teacherspayteachers.com/Product/Wheel-of-Riches-PowerPoint-Template-Plays-Just-Like-Wheel-of-Fortune-383606 Games can be made in order to make a fun and easy way to learn. Popular game templates include: Family Feud Millionaire Jeopardy and other quiz shows. http://www.free-power-point-templates.com/deal-powerpoint-template/ Quick video on template "Millionaire" PowerPoint Games Some games are easier to make compared to others If users are unsure whether or not downloading certain templates is safe, you can actually make your own game by just simply using PowerPoint. add logo here References Example of a Family Feud Template PowerPoint Games are a great way to introduce new concepts and ideas You can create a fun, competitive atmosphere with the use of different templates You can change and rearrange information to correlate with the topic or idea being discussed. Great with students, workers, family, etc. For example: With games like Jeopardy and Family Feud, players can pick practically any answers. The person who is running the game will have to have all of the answers in order to determine if players are correct or not. However, with a game like Who Wants to be a Millionaire, the players only have a choice between answers, A, B, C, or D. Therefore, when the player decides their answer, the person running the game clicks it, and the game will tell them whether they are right or wrong.
Description: Add some color to your quarterly business review with this vibrant business presentation template. The bold visuals in this business template will make your next QBR a memorable one.
Description: Storytelling is at the heart of great service. Use this stunning, customizable business presentation template to highlight employees who do exceptional work or position your customers as the heroes of your business.
Description: The sky’s the limit. Boost your new sales initiative into orbit with an engaging and compelling SKO presentation. This template features a effective sales kickoff theme that makes it easy to be engaging. Like all Prezi SKO templates, it’s fully customizable with your own information.
Description: Catch the eye and engage the imagination with this cool-looking Prezi proposal template. The bold, bright design and highly dynamic theme all but guarantee success for your next sales or marketing proposal. All Prezi presentation templates are easily customized.
Now you can make any subject more engaging and memorable