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Financial Literacy Powerpoint Templates

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Financial Literacy

Transcript: What is credit Credit - is the recording of money or income. Once you have an income you can recieve credit. Credit scores can be determined by whether or not you pay your loans on time. The 4's C's of credit: Collateral-the trading of personal values as payment for a loan or debt., Capital, Capacity-history of credibility or ability to pay back a loan on time, Character-past experiences/ history of handled loans. How are credit scores determined: By payment history such as: number of accounts fully paid, number of overdue charges, how late overdue charges were paid. Amount of money of credit history. Length of credit history: Time account opened, time since account opened. New Credit Types of credit used. could put you in a states of ovespending + perpetual debt, where you get used to carrying a balance + paying extremely high interest rates. 70% living expenses Rule of thumb: 10% white length credit history 20% save on interest 30% 10% pay off debt blue new credit Created by: Brizonia, Ciera, Michael,Ohnysty Banks, credit unions, department stores, automobile, dealers, oil companies, and federal government. black types of credit owed 35% Financial consequences of debt: Where to get credit 15% Their are 2 types of credit. The first type is revolving credit- no started pay-off time limit to credit minumum monthly payments. interest rates vary or not. Finance charges , credit cards are the most typical examples. The second type of credit is Installment credit- fixed payments over a set period of time. Set or varying interest rates. Car and home loans are typical examples. green payment history red amount owed Types of credit: 10%

FINANCIAL LITERACY

Transcript: The recession helped Reggie Gore by inspiring him to create a financial literacy game called Nexlutions. Realizing the lack of financial knowledge and rising interest of videogames was a bit of a challenge because what kid wants to play an educational game? With Sims as an inspiration, Reggie was able to create an appealing computer finance game so that everyone; kids, teens and adults alike, could learn financial literacy and have fun at the same time. Gore's thoughts were "The problem with they way kids learn economics today...is that it has not been made relevant to their lives." " Reflection & Personal Opinion Topic 4: The Financial Literacy Crisis Financial Ed. R: Finances should be a two way street. People need to be able to understand before making a decision that could be life altering. If you don't understand ASK QUESTIONS!! PO: I believe what this author says because it is not right that people are being kept in the dark because their knowledge of the financial world is nonexistent. The people of the financial world need to be helping to make things easier for the rest of us, not sit there and laugh when we fall into a trap. by Shanah Hupp R: It is is a major challenge trying to get kids to learn this information and making it fun to leanr is a good way to teach them. PO: I believe what the author says is true and that Gore found an antirecession project that will help kids learn important information FINANCIAL LITERACY Teenagers tend to think that financial knowledge doesn't apply to them because most of their parents pay for everything. They have little interest in responsibility so they don't bother to pay any attention in financial classes. This attitude raised red flags due to the decrease in scores of the Jump$tart financial survey. "Most educators today recognize the need for students to learn the basics of managing money, including credit and insurance, by the time they leave high school, if not sooner." Topic 2: Opportunity in Recession Reflection & Personal Opinion Reflection & Personal Opinion The need for financial education is on the rise, but the Governement is unable to support it. "Just 13 states require students to take a personal finance course or include an economics course before they graduate high school." The lack of funds is causing the next generation to miss out on major information that they need to know for their futures. It is ideal for financial education to be taught even before high school, but critically in high school also. Without the money to support the program the students have little knowledge to the subject. Sources: S1: Cruz, Humberto. "Teens Flunking Questions on FinanceTopics." Chicago Tribune. N.p., 14 May 2006. Web. 12 Sept. 2012. <http://articles.chicagotribune.com/2006-05-14/bussiness/0605140386_1_personal-finacinal-literacy-survey-by-junior-achievment-financial-firms>. S2: Bandyk, Mathew. "Finding Opportunity in the Recession: Financial Literacy a Potential Mine for Start-Ups." Money Business & Economy. US News, 16 Oct. 2009. Web. 14 Sept. 2012 <http://money.USNews.com/money/business-economy/small-business/articles/2009/10/16/finding-opportunity-in-the-recession-financial-literacy-a-potential-mine-for-start-ups>. S3: Bernard, Tara Siegel. "YOUR MONEY; Math, Civics And How To Budget." The New York Times. The New York Times, 10 Apr. 2010. Web. 23 Oct. 2012. <http://www.nytimes.com/2010/04/10/yourmoney/10money.html?_r=0>. S4: Palmer, Kimberly. "The Financial Literacy Crisis." - US News and World Report. U.S. News, 02 Apr. 2008. Web. 23 Oct. 2012. <http://money.usnews.com/money/personal-finance/articles/2008/04/02/financial-literacy-101>. People are making bad decisions because they don't understand what is being told; they may not understand the full terms of a contract and therefore can't read between the lines. We should not focus so much on trying to teach people to understand finance, but "the focus should instead be on making the financial world easier to undertstand." R: Not a lot of states are pushing younger generations to learn about finances which causes a lot of problems for everyone in that generations future. Even if the states are not doing anything the people who DO teach the younger generation can make a difference and maybe they can get the states to help eventually. PO: I believe what the author says to be true. Only 13 states trying to make an effort in educating people on finances is a bit disappointing. How is anyone suppose to learn if no one is willing to teach them? Topic 1: Teens & Financial Literacy R: It is very important to learn financial information whether it's boring or not. If students received an F on that test of real world good-to-know knowledge then they will most likely get an F in life when it comes to those topics. Do I want to be that person? NO! Reflection & Personal Opinion PO: I do believe what the author had to say because people just do not care anymore. Nothing but fun is important to most teens and they

PowerPoint Game Templates

Transcript: Example of a Jeopardy Template By: Laken Feeser and Rachel Chapman When creating without a template... http://www.edtechnetwork.com/powerpoint.html https://www.thebalance.com/free-family-feud-powerpoint-templates-1358184 Example of a Deal or No Deal Template PowerPoint Game Templates There are free templates for games such as jeopardy, wheel of fortune, and cash cab that can be downloaded online. However, some templates may cost more money depending on the complexity of the game. Classroom Games that Make Test Review and Memorization Fun! (n.d.). Retrieved February 17, 2017, from http://people.uncw.edu/ertzbergerj/msgames.htm Fisher, S. (n.d.). Customize a PowerPoint Game for Your Class with These Free Templates. Retrieved February 17, 2017, from https://www.thebalance.com/free-powerpoint-games-for-teachers-1358169 1. Users will begin with a lot of slides all with the same basic graphic design. 2. The, decide and create a series of questions that are to be asked during the game. 3. By hyper linking certain answers to different slides, the game jumps from slide to slide while playing the game. 4. This kind of setup is normally seen as a simple quiz show game. Example of a Wheel of Fortune Template https://www.teacherspayteachers.com/Product/Wheel-of-Riches-PowerPoint-Template-Plays-Just-Like-Wheel-of-Fortune-383606 Games can be made in order to make a fun and easy way to learn. Popular game templates include: Family Feud Millionaire Jeopardy and other quiz shows. http://www.free-power-point-templates.com/deal-powerpoint-template/ Quick video on template "Millionaire" PowerPoint Games Some games are easier to make compared to others If users are unsure whether or not downloading certain templates is safe, you can actually make your own game by just simply using PowerPoint. add logo here References Example of a Family Feud Template PowerPoint Games are a great way to introduce new concepts and ideas You can create a fun, competitive atmosphere with the use of different templates You can change and rearrange information to correlate with the topic or idea being discussed. Great with students, workers, family, etc. For example: With games like Jeopardy and Family Feud, players can pick practically any answers. The person who is running the game will have to have all of the answers in order to determine if players are correct or not. However, with a game like Who Wants to be a Millionaire, the players only have a choice between answers, A, B, C, or D. Therefore, when the player decides their answer, the person running the game clicks it, and the game will tell them whether they are right or wrong.

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