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3. Legal Liability & Insurance
Transcript of 3. Legal Liability & Insurance
Liability-the state of being legally responsible for the harm one causes another person
Legal Liability & Insurance
Good Samaritan Law
Provides limited protection to someone who chooses to provide first aid. However, it does not apply to someone who has a duty to act as a dictated by the nature of his or her job
Preferred Provider Organizations
must be approved by the insurance
Health Maintenance Organizations
Personal Liability Insurance
Covers claims of negligence on the part of the individual
Sues everyone-coach, athletic trainer, administrator, school district, physician
Covers civil cases not criminal cases
Types of Insurance
Statute of Limitations
A specific length of time to sue for damages.
Plaintiff's typically have between 1 and 3 years to file a suit for negligence
Some state laws allow minors up to 3 years after they turn 18 to file a suit for negligence.
Duty of Care
A requirement that a person can act toward others and the public with watchfulness, attention, caution, and prudence that reasonable person in the circumstances would. If a person's actions do not meet this standard of care, then the acts are considered negligent, and any damages resulting may be claimed in a lawsuit for negligence.
The standard of reasonable care assumes that an individual is neither exceptionally skillful nor exceptionally cautious, but is a person of reasonable and ordinary prudence
generally pay 100% within network
Point of Service