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MSP and Assistance
Transcript of MSP and Assistance
True False Medical Services Plan is like a government-run insurance plan. You pay monthly premiums and only receive benefits when you need medical services provided by a physician.
e.g. nursing care, surgery What do you know about the Medical Services Plan? I can choose whether or not to join the Medical Services Plan.
True False Test your knowledge: You must join the
Medical Services Plan
if you are a resident of B.C.
must be a citizen or permanent resident of Canada
must be physically present in B.C. at least 6 months in a calendar year When applying, you can enrol your
dependents on the same application
Children under 19
Children under 25 and in full-time school Once you are enrolled, you must pay a monthly premium to MSP
Rates for 2013 are:
$66.50 for one person
$120.50 for a family of two
$133 for a family of three or more
MSP will automatically bill you for this money When you sign up for the Medical Service Plan (MSP), you will get the New BC Services Card: As of February 15, 2013 the BC Services Card will
replace the BC CareCard. Adults ages 19-74 will
need to renew their MSP every 5 years. The BC Services Card will
serve as an identification card
and allow you to access health services.
It functions just like a CareCard. 1) BC Services Card and Driver’s Licence Combined 3) BC Services Card without Photo 2) BC Services Card with Photo There are 3 versions of BC Services Card. The BC Services Card will be introduced within the next 5 years. New Residents of BC will receive a BC Services Card.
After you qualify for MSP you will receive a notice explaining how to get 1 version of the BC Services Card.
Temporary Residents will receive a new BC Services Card without a photo in the mail. New Residents of BC What do you know about the Medical Services Plan? Test your knowledge: If I already have a CareCard I can no longer use it to receive medical services.
True False You can still use your CareCard until 2018.
You will have 5 years to renew it to a BC Services Card.
After 2018, you won’t be able to use your CareCard. Those who fail to renew by 2018 will loss MSP coverage. If you have a CareCard, you can renew it to a BC Services Card by: Waiting for a notification in the mail to renew your BC Driver’s License or BCID or a notice to renew your MSP.
Then visit an ICBC office with 2 pieces of ID and have your picture taken. Your BC Services Card will be sent in the mail. Exempt From Renewal Adults aged 75+ are not required to renew - but may apply for BC Services Card when renewing their license or BCID
Children less than 19 years old are not required to renew - can continue to use CareCard.
Adults living in residential care or exempt for health reasons - can continue to use CareCard. Remember
You have until
2018 to get a
BC Services card! What do you know about
Medical Services Plan? Everyone in B.C. needs to pay for
Medical Services Plan.
Canadian citizens and permanent residents who have low income may be eligible for MSP Premium Assistance.
If so, MSP may cover part or all of your premium. Contact MSP to find out if you qualify or apply online. When you enrol in MSP, you will receive a Personal Health Number. This is a lifetime number.
You only need to apply once. I need to pay for medicine even if I have already paid for the Medical Services Plan.
True False What do you know about the Medical Services Plan? Test your knowledge:
However, the B.C. government does subsidize participants of Medical Services Plan through the Fair Pharmacare Program BC Fair PharmaCare helps British Columbians with the cost of eligible prescription drugs and designated medical supplies.
You only have to register for this once
Pharmacare is based on income:
Lower Income = More Assistance Fair PharmaCare Program Registration for New Residents of Canada
If you are a new resident of Canada, register for Fair PharmaCare as soon as you receive your Medical Services Plan (MSP) BC Services Card.
Contact information is on the resource sheet BC Fair Pharmacare Program Medical Services Plan does not cover dental services.
True False What do you know about Medical Services Plan? Test your knowledge:
Medical Services Plan does not cover visits to the dentist.
Some people may have dental coverage through their employer’s health and dental plan. A resident is someone who meets the following conditions: Carry this with you and present it
whenever you are receiving medical services. BC Services Card There are some low-cost dentists available in Vancouver. Often services are provided by dental students.
Go to: dentalhealth.vch.ca/adult_services.htm Medical Services Plan does not cover eye examinations.
True False What do you know about the Medical Services Plan? Test your knowledge: Medical Services Plan does not cover trips to the optometrist (eye doctor). Again, some people may have eye coverage through their employer’s health plan. If I go to hospital for longer than a week, I need to pay my medical expenses.
True False Test your knowledge: What do you know about the Medical Services Plan? Medical Services Plan covers expenses when you are in a hospital no matter how long you stay. My Medical Services Plan will cover me if I go to see an alternative doctor.
True False Test your knowledge: What do you know about the Medical Services Plan? Medical Services Plan only covers medical services performed by a registered physician.
My Medical Services Plan will cover me if I choose to have surgery which is not necessary
e.g. cosmetic surgery
True False Test your knowledge: What do you know about the Medical Services Plan? Medical Services Plan only covers
surgeries which are medically required.
Helps middle and low income families with the costs of basic dental care and prescription eye wear for their children.
Eligible clients include dependent children under 19 years of age who receive Medical Services Plan (MSP) premium assistance through the Ministry of Health. Healthy Kids Program Dental – Children are eligible for $700 of basic dental services per year.
Optical – Children are eligible for prescription eyeglasses (lenses and basic frames) once in a twelve-month period. Children’ s eye examinations are covered by MSP. What does BC Healthy Kids Program cover? For families receiving premium assistance MSP Premium Assistance The Medical Services Plan I have in B.C. applies to everywhere in Canada.
True False What do know about the Medical Services Plan? Test your knowledge:
Each province has its own Medical Services Plan. But, you are still covered by BC’s MSP while traveling elsewhere in Canada.
Medical Services Plan covers my travel outside Canada.
True False Test your knowledge: What do you know about the Medical Services Plan?
If you have a Medical Services Plan while temporarily absent from B.C., MSP will help pay for unexpected medical services you receive anywhere in the world.
When you receive medical services outside Canada, you will need to pay first then claim reimbursement from MSP. When traveling outside of Canada:
But, MSP only covers up to a certain amount, which is often far less than you will be charged in a foreign hospital. It’s important to look into your coverage level and buy additional insurance if necessary.
If my son reaches 19 years old, he needs to have a separate account and pay his own Medical Services Plan
True False Test your knowledge: What do you know about the Medical Services Plan? MSP will create a separate account when someone reaches age 19.
However, if someone over 19 is a full-time student, they can remain on their parent's account until age 25. About CHIMO If you have any settlement-related questions, contact CHIMO
E-mail: Chimo@chimocrisis.com Newcomers Assistance at CHIMO Upcoming Workshops at CHIMO
Wednesday, March 20 from 10:00-12:00pm
Meet at Richmond Caring Place
In Mandarin Supporting Children and Youth: Thursday, April 11, from 10:00-12:00pm
At the Richmond Caring Place Working in Canada: To register: add your name to the sign-up sheet or phone CHIMO at 604-279-7077 Series from April 3- May 2
Wednesday's and Thursday's 10am-12:00pm
Meet at Caring Place
Parenting in Canada: What you need to know Medical Services Plan Once you have applied, you must complete a 3 month waiting period before you can start to receive benefits.
During the waiting period, you must be in BC. If you leave for more than 30 days it may affect your eligibility. Contact a private insurance company for medical coverage during the 3 month waiting period. Those eligible for Premium Assistance will also receive Supplementary Benefits: Acupuncture
Chiropractor Massage Therapy
Non-surgical Podiatry MSP will contribute $23 per visit, for a combined maximum of 10 visits a year. Medical Services Plan does not cover prescription drugs.