Loading presentation...

Present Remotely

Send the link below via email or IM

Copy

Present to your audience

Start remote presentation

  • Invited audience members will follow you as you navigate and present
  • People invited to a presentation do not need a Prezi account
  • This link expires 10 minutes after you close the presentation
  • A maximum of 30 users can follow your presentation
  • Learn more about this feature in our knowledge base article

Do you really want to delete this prezi?

Neither you, nor the coeditors you shared it with will be able to recover it again.

DeleteCancel

Make your likes visible on Facebook?

Connect your Facebook account to Prezi and let your likes appear on your timeline.
You can change this under Settings & Account at any time.

No, thanks

DIGITAL BANKING STRATEGY

No description
by

okky wardana

on 10 December 2013

Comments (0)

Please log in to add your comment.

Report abuse

Transcript of DIGITAL BANKING STRATEGY

DIGITAL BANKING STRATEGY
MARKET NEED/PROBLEMS
According to Central Statistic Agency there are 31.02 million live in below poverty line in Indonesia
Indonesian Banking System And Its Contribution To Financial Sector And Economic Performance
Indonesian finance been dominated by banks

Economic growth and poverty reduction
Agricultural
Industrial
Services

Using bottom-up approaches
With trust based-knowledge
Literature Review
The characteristic of unbanked in Indonesia

Bank restructuring and financial institution reform in Indonesia

Bank risk and non-interest income activities in the indonesian banking industry
MOBILE BANKING
OTHER DIGITAL BANKING STRATEGY
1)Newer technologies have emerged in the Banking industry.

2) Other than internet banking,which are independent from the use of internet other banking methods are
Mobile Banking
SMS Banking
Telephone Banking
OBJECTIVES
Develop digital banking strategy for rural area in Indonesia
Advantages : Time, Place, Cost

Key Players :
Bank
Mobile Operator
Financial Institution

SMS Banking - PUSH PULL Method
Parameters :
Household Characteristics
Pricing
Trust and Level of Awareness
Frequency of Usage
Design Model
MARKET NEED/PROBLEMS
The people in rural area need to spend much time to reach the bank, and the bank has no confidence to open the branch
Full transcript