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DIGITAL BANKING STRATEGY
Transcript of DIGITAL BANKING STRATEGY
According to Central Statistic Agency there are 31.02 million live in below poverty line in Indonesia
Indonesian Banking System And Its Contribution To Financial Sector And Economic Performance
Indonesian finance been dominated by banks
Economic growth and poverty reduction
Using bottom-up approaches
With trust based-knowledge
The characteristic of unbanked in Indonesia
Bank restructuring and financial institution reform in Indonesia
Bank risk and non-interest income activities in the indonesian banking industry
OTHER DIGITAL BANKING STRATEGY
1)Newer technologies have emerged in the Banking industry.
2) Other than internet banking,which are independent from the use of internet other banking methods are
Develop digital banking strategy for rural area in Indonesia
Advantages : Time, Place, Cost
Key Players :
SMS Banking - PUSH PULL Method
Trust and Level of Awareness
Frequency of Usage
The people in rural area need to spend much time to reach the bank, and the bank has no confidence to open the branch