Paycurve Go - Pitch training

Okay, everybody welcome. Thank you very much. My name is Mike. I'd like to

introduce you to an incredible product and solution.

And to do that, I'd like to talk to first of all, about the origins of

Take it. Okay,

So

what we're talking about today, specifically Packard Go, which is a

technology designed for financial well being an inclusion,

But it is specifically geared towards the South

African private security industry and that specific,

low income earning,

uh, employee

that is based on a wages, salary or wages. Earnings. Okay,

so let's talk a little bit more about

a curve.

Mm.

Okay.

Before we carry on paper as a company, we've been in business for around two years.

We've been in active sales, are actively servicing clients for 13 months.

Of those two years remaining,

10 months have been spent in development and tech technology, uh,

tuning of our platform to make sure that it's perfect. Before we launched,

um, you ask about our directors. It's a very good question, Fred.

So we have three founding members of the original pack

of all three finding members were richly involved in,

um, the

credit, uh, industry.

And in the micro lending industry and also

in the development of solutions within the industry.

Uh, we had See, we have Steve Williamson, who is our group C F. O. Okay.

And he was the CEO of Bayport Financial Services,

which is a famous micro lending company.

Tamir Sex, uh,

was also within Bay Food services

as well as pro co founded Optimal Group services,

which is where better Berman came from.

Um, so we have those three members.

I think Brett is our director or sorry, tomorrow is our CEO,

and Brett and Stephen are fellow directors.

But between them, they've got about 40 years of experience in short term credit,

and now they've moved onto this smart salary access market or the early

earned Sorry, earned wages access market.

Um, so we know both sides of the coin, and we know the damage that lending does and and

high interest rates and debt is doing to our workforce.

And especially in the security industry,

you've got an indebted workforce that is desperate for money that is pushed

by the financial strain into crime.

Um, and sometimes they'll steal from the very people that we asked them to protect,

which is our clients.

So we want to get all of your staff out of debt and put them

into a healthy situation that will allow them to continue to come to work.

Um, stay employed by you and maintain healthy relationships with their money.

Okay. I just want to stress also pleased.

So you guys understand we are not alone or a credit company. We are not. We are not

advocating the use of credit or the creation of debt. No, not at all.

Um,

we have a solution

that is currently got 25,000 active users on the platform. Okay.

The solution in terms of pay curve go,

which is specifically clear for the security industry,

is accredited by the South African Association,

the South African Security Association. Okay,

um, we are not registered with the N c. R. Because we are not a credit provider.

We do not provide credit.

We do not charge interest.

All we do is take a nominal transactional fee

for every transaction that is created on the platform

To give you an example,

a transactional fee for regard if they were accessing funds would

be around five rand If it were airtime or vouchers,

it would be around two rand.

Okay, It works out to less than 5% which is 95% cheaper than any of our competitors.

Especially if you take it over the term, which is usually a year.

Okay,

so let me ask you a few questions. What Carol system do you guys use? Ah, very good.

What rushing system are excellent?

Do you provide for staff advances of financial assistance to you Start? You do?

Well, then look, no further.

Sorry. What was that you asked?

Yes. Now we are the best in the world.

Currently. Thank you for asking.

Well, look, we we currently have, um in terms of your security guys.

Let's just go through this presentation for a little bit.

What?

So this is what it looks like? Okay.

Pack of go is a portal that they can access via any, uh,

web based device smartphone or by U.

S s D. Which is how they would acquire airtime

like star 1 to 5 hash. Okay.

What does it do?

It allows for

airtime and data so you can stay in contact with your employee.

It allows them funds for transport specifically or other small emergencies,

and it allows them for groceries fighters so that they can

keep eating and not be hungry while they are on shift.

What's amazing with our product is we also have 48

individual modules on financial management and financial literacy,

which will help the guys become debt free and understand how to better

look after their funds.

Okay, this is a slightly different for the security industry, guys.

Um, we are going to allow them to have a fixed amount of money per week,

which does not roll over.

We're thinking about 200 rand per week of cash and a

remaining portion of 100 rand that split between airtime and vouchers.

Okay. Food vouchers and air time. So they have money to move.

They'll have

airtime to communicate, and they'll have food to keep them going.

Fantastic. I know, I know. Stop crying. It's okay. We'll give you the product.

Just stop. Stop touching yourself better,

right?

Let's go back. They don't even look at that. What is it?

Make a positive. Okay, so

this is just showing you the insights that you can

glean from the rich data that is on our platform.

and how you can compare it to your absenteeism to your staff.

Turnover to your dismissals.

Okay,

You can see who uses our system and how happy

they are and who doesn't and how shit they are.

OK, basically, you can see how they use the system and for what

they do, the transactions

Mhm.

Look at these benefits. They've got transport, money, airtime and data.

Okay,

You re reduce the reliance on credit and loan

shops and we slowly slowly wean them off debt.

Okay, There's no paperwork necessary. The fee is nominal.

Alright, They can access their money 24 7, and it's instant

for you. As an employee, you're gonna reduce absenteeism.

You're gonna make sure all your staff are contactable because they have air time.

You're going to reduce the amount of overtime.

You pay the unscheduled overtime because people aren't pitching to work.

And also all those relievers that you employ on a permanent basis

to make sure that you have staff because so

many people are absent on certain given points.

Okay, there's no risk to you. We will cover the costs. It doesn't cost you anything.

And if for some reason,

that money is paid across is unrecoverable.

We take the liabilities, the administration is zip. Okay.

And most importantly, it limits starts to turn over.

Okay. It's employee well being and my not so big.

Okay, It's just a little bit of an example there. Okay,

Right.

Do you see the difference?

You see the difference in cost to They pushed off.

Okay, you see how fees are?

Two rand per airtime voucher and five rand for 100 rand of groceries.

See, that's less than 5% people.

Can you see that? Anyway, you're going to pay me now with Brian. A banner? Uh huh.

He's not just because he was a Springbok. Okay. What does he know about technology?

No, nothing. Sweet fanny.

Alright,

We're gonna talk about seamless administration here.

Well, there's two different ways we can do it.

The one is complete integration,

which means we integrate directly into your payroll system,

which we can do is major payroll and time and attendance systems.

Okay,

there's no charges, Alright, and it's incredibly safe.

The handing of dot is automated, insecure. I think we use, um

Blockchain to encrypt the information or something like that.

All right.

You can also use admin light if you have any issues whatsoever,

which is unlikely with your current payroll system, because you got it from Korea.

Okay, then we'll give you admin light.

Admin light means it'll take you 10 minutes a month to do the

work required to make sure all transactions are allocated and catered for.

And you can use admin light to access rich data and print reports and understand

the usage habits of your staff.

Look,

join the rest of these clever people that are currently business partners with us.

Come on. No, that Absa Airlink Golf Village we fix. I mean, give me a break cortex.

Okay. Okay. So if you haven't heard of OSHA Fuck you, okay? Or parcel Ninja.

Because Parcel Ninja is deadly, they're like, um

I don't know, ask men just as well ask.

Ninjas are also deadly, but they're more about answers.

Thank you so much for everything that you've listened to.

You're a prick and you must leave marbles. Thank you. Thanks.

Paycurve Go - Pitch training

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