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Insurance Types

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by

Jocelyn Ma

on 8 May 2013

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Transcript of Insurance Types

Three types of Insurance Extended Emergency Basic The British Columbia Medical Services Plan (MSP) or another provincial plan covers basic insurance.

You must be covered by MSP or a provincial equivalent to be eligible for an extended plan. This insurance typically covers medical issues during international travel. It is only valid if you have the basic provincial coverage and covers dental, vision, and prescription drugs.

Students that are enrolled in the AMS/GSS Health & Dental Plan are covered for extended insurance. Emergency insurance covers medical emergencies such as:
Medical evacuation
Emergency surgeries

If you are only covered by MSP or another basic provincial plan, you must purchase additional medical insurance from a private company. AMS/GSS Health & Dental Plan (may be covered as a UBC Vancouver student)
UBCSUO Extended Health & Dental Plan (may be covered as a UBC Okanagan student)
David Cummings Insurance Services Some insurance providers for Extended and Emergency insurance: If you are traveling to a country or region with a DFAIT advisory level of "AVOID NON-ESSENTIAL TRAVEL" or "AVOID ALL TRAVEL" you will not be covered by MSP or the AMS/GSS Health & Dental Plan.

You will need to purchase special insurance. Consider contacting David Cummings Insurance Services at http://www.david-cummings.com/ubccampus/ REQUIRED REQUIRED for
international travel RECOMMENDED for
international travel
Full transcript