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Annual Report

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by

Zacs Coop

on 9 March 2018

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Transcript of Annual Report

Annual Report
2017
Membership
2016
2,262
2017
2,253
Conclusion:
Total members has decreased by 9
due to withdrawal of membership as the result of Off-setting of loans by the delinquent borrowers which is favorable to the Coop.
RE EASES
2016
2017
11,960,000
12,105,000
Conclusion:
PAR
Portfolio At Risk
2017 -13,825,012 (68.17%)
1,511,523 (5.45%)
For the year
13,889,446
NATCCO
National Confederation of Cooperatives
Assets
This refers to Cash, Loan Receivable,
Property (such as Furnitures & Equipment)
and Other thing that has a value that are
owned by the Cooperative

2016
2017
22,205,319
21,708,779
496,540
Decrease
Savings
3,741,504
4,234,633
2017
2016
493,129
Decrease
2016
2017
6,750,889
52,418
Net Surplus
107,605
-1,015,076
2017
2016
Net Loss
Key Result Area's
decrease
This are the accumulated funds borrowed by the Cooperative from NATCCO used on its operation since the start of its Business.
This are the total stake of all the members to the Cooperative as part of their ownership.
Reason:
This is the result of withdrawal of savings by LCCC to the Cooperative, nevertheless many members still put their money in the Cooperative as a sign of trust and confidence to the Management.
This is the financial result of the
operation of the Cooperative for
the year 2017 net of all the expenses
Reason:
This is the net effect of what the Cooperative implemented as a changed in our Management operations, resulting to a positive figure and will continue to improve with the help of every members.
Thank You!...
This is one of the effect of the withdrawal of membership done by the Cooperative to all the
delinquent members by means of Off-setting their
Share Capital against their Loan Balances.

















































Loan Releases has increased by
145,000 as a result of New and
Renewal of loans
6,803,307
Decrease
2016 -15,336,535 (73.62%)
PAR amount decreased as a result of the collection effort and strategies made by the Cooperative to recover delinquent loans that's been implemented for the year.
Net Surplus
Full transcript