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Transcript of Annual Report
Total member has decrease by 28
due to withdrawal of membership as a result of offsetting of Loans by the delinquent borrowers which is favorable to the Coop.
Loan Releases has decreased by
2,089,000 due to strict screening
of New & Renewal of Loans
Portfolio At Risk
2014 - 16,074,204 (68.46%)
2015 -15,861,330.49 (74.36%)
For the year
There are a lot of Members who did not pay their Loans or if they are paying they are late payments
National Confederation of Cooperatives
This refers to Cash, Loan Receivable,
Property (such as Furnitures & Equipment)
and Other thing that has a value that are
owned by the Cooperative
Key Result Area's
This are the accumulated funds borrowed by the Cooperative from NATCCO used on its operation since the start of its Business.
This are the total stake of all the members to the Cooperative as part of their ownership that is earning a Dividends.
This is the effect of the Offsetting of Loans by the Delinquent members, applying their
savings as a payment to their outstanding
This is the financial result of the
operation of the Cooperative for
the year 2015 net of all the expenses
As the Delinquent members increases
the loan collection decreases affecting
the revenue of the Cooperative that rely mostly on the loan payment.
This is the result of the Capital Build-up done by the Cooperative during the members Loan Releases.