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Transcript of Success
Born: February 5, 1985
Portuguese footballer who plays as a forward for Spanish club Real Madrid and captains the Portugal national team. Has a son named after him, and is with Irina Shayk.
Professional soccer player and a good one! Gets paid $25 million doing what he loves.
Born: June 25, 1954
Graduated rom Princeton University in 1976 and received her J.D. from Yale Law School in 1979. Raised by widowed mother. Married with no children.
An Associate Justice of the Supreme Court of the United States, serving since August 2009. Sotomayor is the Court's 111th justice, its first Hispanic justice, and its third female justice.
Business / Media
Born: February 23, 1965
Attended the University of Texas, where he built the first Dell computer in his dorm. Married with four children.
An American business magnate, investor, philanthropist, and author. He is known as the founder and CEO of Dell Inc., one of the world’s leading sellers of personal computers.
Success: To accomplish a goal or fulfill a purpose.
Born: October 9, 1940
From Liverpool, United Kingdom. Married to Yoko Ono and was assassinated by a craze fan.
An English musician, singer and songwriter who rose to worldwide fame as a founder member of the Beatles, the most commercially successful and critically acclaimed band in the history of popular music.
Born: 384 B.C.
Aristotle was a Greek philosopher born in Stagirus. His father, Nicomachus, died when Aristotle was a child and he lived under a guardian's care.
Aristotle achieved merit through teaching Alexander the Great. This distinction allowed him many opportunities, including an abundance of supplies. He established a library in the Lyceum which aided in the production of many of his hundreds of books.
Born: November 12, 1982
Anne Jacqueline Hathaway is an American actress. After several stage roles, she appeared in the 1999 television series Get Real. She came to prominence after playing Mia Thermopolis in the Disney film The Princess Diaries and in its 2004 sequel. Awards: Academy Award for Best Actress in a Supporting Role, and more...
Married to Adam Shulman with no children.
I will own my own home by the age of 43.
I will have my Ph.D by the time I turn 28.
I will graduate being able to pay for my associates on my own.
I will buy my own car before the end of the year.
I will help my mother pay off the house before I start to pay for college.
Forms of budgeting
The Non-high tech way!
The Übber High tech way!
Careers, Cars, and Cribs
Food Service Manager
Volkswagen Coupe (2013)
Estes Park Home
Learning the language of Lending
How does compound interest effect debt situations?
Why is it important to know the similarities and differences of revolving credit, personal loans, and mortgages?
Why is a good credit history essential to the ability to purchase goods, obtain insurance, and gain employment?
When should you use revolving credit and/or personal loans?
It is important to know the differences and similarities of these terms because they all have to deal with collateral and credit. It is important to understand what loans will help or hurt your credit, as well as understand what's at stake with each form of loan.
Compound interest can be thought of as “interest on interest,” and will make a deposit or loan grow at a faster rate than simple interest, which is interest calculated only on the principal amount. The rate at which compound interest accrues depends on the frequency of compounding; the higher the number of compounding periods, the greater the compound interest.
Because good credit indicates that the borrower is a safe credit risk. A high credit score is an indicator of good credit, while a low credit score indicates bad credit. An individual's credit history is dependent on a number of factors, including the amount borrowed, the amount of available credit remaining and the timeliness of payments. Therefore it is important for business to look at the possibilities of re-obtaining their money.
Unsecured loans are beneficial to consumers because of their quick availability of the loan by the credit lender as well as revolving credit. The dollar amounts are not as large. Monthly credit on a credit card can range from $100-$20,000. This may be sufficient for daily purchases but is usually not enough for the purchase of a car or a home. The greatest advantage of revolving credit is that you don't need to apply for a loan every time you don't have enough cash to buy something. Revolving credit can also be used for any type of purchase. Mortgages, for example, are only good for buying a home, and car loans can only be applied to automobiles.
A fee for the interest in their money
Extra interest added onto a deposit or loan
Real estate purchase in made in payments
Money or service owed
Debt to Income Ratio:
Percentage of income that goes towards paying debts
Maximum amount of credit
Annual Percentage Rate:
Annual rate that is charged for borrowing
Income before taxes
Income after taxes
Converting cash quickly
Money made from an investment
Amount of money that is brought into a company
Choosing a credit card:
Why did you choose this card?
What is the annual percentage rate?
What fees are associated with the card?
Is it secured or unsecured?
What do you want to know more about now?
Capital One® Quicksilver® Cash Rewards Credit Card
It offered me cash back every time I used it.
APR is 12.99% - 22.99% Variable*
$0 annual fees
How does cash back work? Do I legitimately get a check in the mail just by using the card? Can I use that cash for anything or do I have to use it like another card? Like a gift card?
Your chosen card
I personally enjoyed being able to write down my expenses and calculate what I was actually spending. Rather than having the website tell me how much I could spend. The internet version of a budget is more complicated to me.
Life, Death and Taxes
What do YOU think?
What type of life do you see yourself living the year after high school?
Now, jump ahead a few years to your life at age 25. How will your life be different?
Finally, what will your life be like when you're the same age as your parents are now?
Next Investment Strategies
Qualified plan contributions-$0
Adjusted gross income=$22,662
Tax liability before credits$8,319
Child tax credits-$0
Estimated tax liability=$8,319
Perks of being a high school teacher:
With a work calendar synched to your kids' school calendar, an education career allows you to eliminate most childcare expenses. Even though you're earning a paycheck, you'll have the flexibility to be home with your kids before and after school.
While teaching is not a get-rich-quick profession, starting salaries are in line with other graduate professions. According to the Bureau of Labor Statistics, public teachers are actually paid about 11 percent more than the average professional worker.
It takes three years of teaching to master a subject. The best way to learn a topic is to teach it: students' questions make you dig deeper and learn more until you know the subject inside and out.
Estimated Tax Obligations
Teachers get incredible joy in seeing the difference they make as students gain new insights, become more interested in a subject and learn about themselves. Every day, teachers mold the future through impacting their students’ views and understandings.
Teachers foster creativity, develop character, give students lenses with which to view the world and provide students with the skills they need to reach their potential and lead productive lives.
Knowledge is power!
Brighter minds=Brighter future
Always able to give back
Living for the rush of an "Ah ha!" moment
Education and Job Training
Law Enforcement and Immigration
Science and technology programs
Within 30 days you will get a notice. The agency will keep trying to get in touch with you via mail for about six months, give or take, before stepping it up with phone calls. At this point, you’ll owe failure to file penalties if you didn’t file. According to the IRS’s website, the total late-filing penalty is around 5% of the tax owed for each month, or part of a month that your return is late, up to five months. If your return is more than 60 days late, the minimum penalty for late filing is either $135 or 100% of the tax owed, depending on which one is smaller.
What I've learned from our tax system:
Some would say that the U.S. international tax system could do more to promote the health of the U.S. economy, including the level of output and jobs. National output fundamentally depends on such variables as the capital stock, the size and quality of the labor force, and the technological capabilities of the economy. The international tax system affects only the first of these factors directly and can thus affect output only by influencing the location of capital investment.
Happy, employed, and going to school.
Hectic, happy and employed.
Relaxed, unemployed, living off my retirement funds, and traveling.
1. I want to help build a better future.
2.Must have a good reputation for my major, it would be nice to have a smaller student body.
3.Options: DU, UNC, UCD.
4.Pro's: Good reputation Cons: Cost, and most only offer minor in my field of study.
5.Finish associate's through FRCC and transfer to a school that will offer me my teaching certificate.
Free college courses through high school
Tons of community service based on education
I've created life long relationships with influential people in my desired career field.
Be involved more in the education process do internships
Talk to teachers and other student teachers to get a personal look on my future career
Start to look at transfer programs to obtain my teaching certificate
An introduction to Saving and Investing
To be wealthy is to be prosperous. Being wealthy can be a good thing, and a bad thing. Good, because money runs the world, and bad because money cannot buy someone a soul mate, a friend, or any emotional kind of connection with other people.
I have a score of 18. I have a low tolerance for risk!