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Living Like a Student
Transcript of Living Like a Student
The Cost of a Latte:
1 cup =
1 cup every weekday =
1 cup every weekday for a year =
Little things can add up...
Wants vs. Needs
Pay off your balance in FULL...EVERY month.
Set your own credit limit. Ex: Credit card give $750, you set $300 for yourself.
READ all fine print.
Know your credit score and how to improve it
Limit the number of direct mail credit card offers you get…
Call1-888-5OPTOUT to have your name removed.
How does the whole credit card thing work?
The late night snack favorite…
The 8:00 class rush
Going out---and the mall
Things "you can't live without..."
Budget Busters…No Matter How Well You Plan!
Financial Confidence and Awareness
Lower Debt Burden
Back-up for the unexpected
WHY MAKE A BUDGET?
Student Financial Services
It’s Thursday Night and You’re Broke…..
Living Like a Student!
1. Find a JOB!
2. Apply for Financial Aid
3. Pay attention to deadlines
4. Pursue Scholarships
5. Don't pay for something that’s free
6. Live like you a have a monthly paycheck
Lacking $ for the budget?
How Do You Budget?
Identify your resources
Identify your expenses that are absolutely necessary
Balance your resources with your expenses and live like a student
rent/room and board
pay with cash
buy generic brands
Limit fast food
student discounts and freebies
rent or borrow text books
"like" your favorite businesses on Facebook
There's an App for that!
$346.67 Per semester
Prezi - Presentation Software. (n.d.). prezi.com. Retrieved May 20, 2014, from http://prezi.com
Reality Check Tool. (n.d.). ISEEK. Retrieved May 21, 2014, from http://www.iseek.org/careers/realitytool.html
Page Unavailable. (n.d.). Page Unavailable. Retrieved May 20, 2014, from http://calculators.aol.com/tools/aol/college11/tool.fcs
MSU Homepage Current Students Financial Services Personal Financial Management