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Transcript of Money Matters
Name and address of your financial institution
Savings or checking account number
Automated Clearing House (ACH)
One Time Transfer
Trojan Family Plan Managing Your Finances
In The U.S. 101 Credit Score What Is My Credit Score?
A three-digit number generated by a mathematical algorithm using information in your credit report.
Financial Institutions use your credit score to decide whether or not to loan money
Do I have a Credit score?
Students and scholars who are not eligible to obtain a SSN probably don’t have a credit history in the United States. Checking and Savings Accounts Online & Mobile Banking
USC FREE Cardinal Checking Account
Most Banks Require Savings Account
Credit & Credit Cards Opening A Bank Account Checks Transferring Money to The U.S. Opening A Bank Account Documents you will need: A Photocopy of your USC ID or, A photocopy of your USC acceptance letter
A Photocopy of your Passport (first two and last two pages) for identification.
A photocopy of your I-94, front and back.
A photocopy of your United States VISA stamp on your passport.
A completed copy of the W-8BEN (you may download the W-8BEN form at the IRS website) Banking Options USC Credit Union
Bank of America Loans Personal Loan Auto Loan Cudle Car Concierge Service
Apply online or in Branch
New or Used Student Loan
Deferred Repayment Option
Fixed Repayment Option
Interest Repayment Option Use for any purpose Agenda Transferring Money To The US Charges International incoming wire transfer fee: $10 (regardless of amount received)
International outgoing wire transfer fee: $40 (regardless of amount sent) Research ATM Locations and Networks
Call Your Financial Institution (2 months ahead.)
Develop A Back Up Plan
Call Your Financial Institution -- Again
Verify Your Balances
Check your Statements Travel Before You Go!