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Transcript of Identity Theft
a crime in which someone
obtains or steals and uses
another person's personal identity
What is Identity Theft?
"It won't happen to me"
You see withdrawals from your bank account that you can’t explain.
You don’t get your bills or other mail.
Merchants refuse your checks.
Debt collectors call you about debts that aren’t yours.
You find unfamiliar accounts or charges on your credit report.
Medical providers bill you for services you didn’t use.
Your health plan rejects your legitimate medical claim because the records show you’ve reached your benefits limit.
A health plan won’t cover you because your medical records show a condition you don’t have.
How do you know its happening to you?
Jannifer Arnasiewicz, Lisa Smith, Daryl Hoehne
Report it to your financial institution. Call the phone number on your account statement or on the back of your credit or debit card.
Report the fraud to your local police immediately. Keep a copy of the police report, which will make it easier to prove your case to creditors and retailers.
Contact the credit-reporting bureaus and ask them to flag your account with a fraud alert, which asks merchants not to grant new credit without your approval.
What to do if it happens to you
→ One in every 20 adults have been affected from identity theft as of 2012 (Forbes magazine)
→ FTC hear from more than 20,000 consumers a weak with identity theft
→ FTC estimates that nearly 9 million Americans have their identities stolen each year
• Social Security Number
• Credit Cards
• ATM Cards
• Debit Cards
Children- danger from social media
Dead People- Criminals can easily access a deceased person’s identity by only paying $10 for access to a file in the Death Master File. This would come with a person’s name, Social Security number and other personal information.
2012 American Map of Identity Theft
Number of Incidents
Not only adults...
Wendy Brown stole her 15 year old daughter’s identity to go back to high school to join the cheerleading squad
Did it to get a high school degree and become a cheerleader
Didn’t have a childhood & wanted to regain the part of the life she missed
Attended cheerleading practices before school started, received a cheerleader’s locker, & went to a pool party at the cheerleading coach’s house
Stolen Driver's License -
Waiter handed her fake id