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Health insurance

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Laura Neumann

on 1 July 2014

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Transcript of Health insurance

Thank You!
1. What is health insurance?
Why do you need health insurance?
Types of health insurance
Germany vs. USA
Rebecca, Katja and Laura
Health insurance
2.Why do you need health insurance?
3. Types of health insurance
4. How to claim health insurance?
5. Germany vs. USA
6. Case examples
7. ObamaCare
What is health insurance ?
unexpected costs
cashless service
good quality treatment
tax benefit

1. Governmental health insurance
≈ 10 billion $
- off 65 years old people
- for unemployed,
poor people
How to claim health insurance?
Health insurance is a type of insurance coverage that covers the cost of an insured individuals medical and surgical expenses.
Case example
Health Care USA
compulsory insurance
2. private health insurance
Who would like to
present the case
example ?
-You can make an extras or doctors claim online in five simple steps in
the Internet
It's so easy!
- they will make the payment directly into your nominated bank
account, or if you'd prefer they will send a cheque in the mail
-For other claims you can download a claim form and mail to the
insurance with the accounts and/or receipts, and the will make a
payment using your selected method
It is financed through consumer protections,
regulations, subsidies, taxes, insurance exchanges,
and other reforms.
The fact is ObamaCare does not replace private insurance, Medicare, or Medicaid.
ObamaCare's goal is to give more Americans access
to affordable, quality health insurance.
It was signed into law to reform the health care industry by President Barack Obama on March 23, 2010 and upheld by the supreme court on June 28, 2012.
90 %governmental
health insurance
59,3% - employer
27,8& -governmental health welfare
15,3% -no health insurance
8,9% -themselfes

insurance is a duty

insurance is voluntarily
competition of the govern-
mental health insurances
competition of the
private health insurances
private health insurance
only allowed to officials
& independent
private health insurance
allowed to everyone
carrier is the Federal Republic of Germany(BRD)
missing a governmental
Full transcript