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Copy of Free Prezi Template: No time!

Free Prezi Template: No time!
by

Jam Carpio

on 27 February 2014

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Transcript of Copy of Free Prezi Template: No time!

CREDIT
Classification of Credit
according to ...
Maturity
Yahoo!
cloudy
Oops wet feet!
Confidence
Credit Defined

Borrower’s Viewpoint
Lender’s
Viewpoint
Economist’s
Viewpoint
Legalist’s
Viewpoint
Basic Elements
of Credit

Trust and Confidence

Futurity

Risk

WHAT IS CREDIT?
Functions
of
Credit
Character
Capacity
Collateral
Capital
Conditions
The C’s of Credit

Significance

Economy
in the use
of metal

Provision
of Working Capital

Sales
of
Bonds

Case
of Young Firm

Large Scale
Production

Shifting of
Capital to
Productive Hands

Entrance
of New
Entrepreneurs

Purchase
of
Goods

International
Payments

State
Revenue

Characteristics of Credit
As a Bipartite Contract
As a Pecuniary Contract
As a Fiduciary Contract
In Credit, risk is always involved

Credit always involves futurity
Credit
and the Business Cycle
Recession
Recovery
and
Prosperity Periods
Periods
of
Prosperity
Period
of
Depression
Control
of
Credit
Credit control measures


Investigation, background check, etc.


Decision whether to grant or
not to grant a certain credit

Superiority of Credit
Swift and convenient
Performs with infinitely greater rapidity
Leaps its task with great elasticity
Consist of most large payments made
Storage of excess cash
Could satisfy what other money forms cannot do during stage of depression
Let's Play!

CREDIT OF GENERAL ACCEPTABILITY
CREDIT MONEY
Bank Notes
Bangko Sentral Notes
CREDIT
OF
LIMITED
ACCEPTABILITY
ACCORDING
TO
FORM
ACCORDING
TO
TYPE
OF
USER
CLASSIFICATION
OF
CREDIT
Promissory Notes
Bill of Exchange
Various Forms of Bank Credit
Open Book Account
Direct Loan
Discount
Overdraft
Consumer or Personal Credit
Retail Credit
Installment Credit
Mercantile or Commercial credit
Bank Credit
Investment credit
Short-term Credit
Intermediate
or
Medium-Term Credit
Long-term Credit
Security
Secured loans
Unsecured loans
Single-name paper
Double-name or Multiple-name paper
Purpose and Use
Agricultural Credit
Time loan
Crop loan
Commodity Loan
Industrial Credit
Consumer Credit
Commercial Credit
CREDIT
INSTRUMENTS

tweet!
CREDIT
INSTRUMETS

COMMERCIAL
CREDIT
INSTRUMENTS

Nature and Importance
Legal Terms
Negotiation
Endorsement
Endorsement in Bank
Special Endorsement
Restricted Endorsement
Qualified Endorsement
Presentment
Protest
Payable to Bearer
Payable to Order
Evidences of Ownership
Stock certificate.
Stock right
Price Index
A price index measures the
behavior of prices of an
aggregate group of
products or
a “market
basket.”
Steps
Select a base year.

Take a representative sample of goods and services and calculate their value in the base year and current prices.

Get the ratio of the two values
Types of Index Numbers
Simple Arithmetical Average.
Weighted Arithmetical Average.
Prices & the Money Demand
Prices & the Money Supply
Influences of Credit
Increase in the use of credit drops the value of money and raises the level of prices.
Full transcript