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tabla de amortizaciòn con cuota variable

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Transcript of tabla de amortizaciòn con cuota variable

TABLA DE AMORTIZACIÒN CON CUOTA VARIABLE David Hernandez realiza un prestamo el 1 de enero del 2011 para comprar un televisor nuevo por un valor de 4,500,000 pesos el cual acordo pagar en un año en periodos mensuales con una tasa de interes del 12% anual C=4,500,000 n= 12 i= 12% AMORTIZACIÒN CUOTAS DECRECIENTES amortizaciòn fija cuota variable AMORTIZACIÒN 4.500000/12= 375000 INTERES 1 MES I= C*i*t I= 4.500.000*0.12*(1/12) I= 45.000 =4125000*0,12*(1/12) INTERES 2 MES I= 41.250 INTERESES 3 MES 3750000*0,12*(1/12) I= 37.500 EJEMPLO CUOTACRECIENTE cuota y amortizaciòn variable AMORTIZACIÒN
1+2+3+4+5+6+7+8+9+10+11+12= 78 4.500.000/(78*1)= 57.692 4.500.000/(78*2)=115.385 4.500.000/(78*3)= 173.077 4,500,000*0,12*(1/12)= 45,000
4,442,308*0,12*(1/12)=44,423
4,326,923*0,12*(1/12)=43,269
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