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College: Why, how, which??
Transcript of College: Why, how, which??
Show me the money!
4-Year Colleges and Universities
Offer a wide range of majors
What are the different types of colleges??
Offer programs that emphasize hands on skills
Students often go right into careers in technical or industrial fields
Work with local employers to make sure students get the skills they need
Instructors are also often professionals in their field
Students can earn - Certificates, Diplomas, Associates Degrees
Community and Tribal Colleges
Provide first 2 years of a 4-year degree
Students often transfer to a 4-year institution to complete a bachelor's degree
Also offer career specific training for professionals
Students can receive - Certificates, Diplomas, Associates Degrees
Students can receive - Bachelors Degree, Masters Degree and Professional or Doctoral Degrees
Can be Public or Private
Usually have on-campus housing
Degrees take 4 years to complete
Students must meet certain requirements to be accepted
Offer a wide range of athletic programs as well as programs in the arts such as music and theater
Test Your Knowledge!
Stephanie has learned so much from her welding instructor. She feels that he really knows what he is talking about especially because he is able to apply his real world experience from also working as a welder.
Khadija will be so relieved to be finished with her rigorous Masters program.
Mai Lee was amazed that she was able to save so much money in her first two years of college before transferring her credits to a 4-year college.
Markus is already a working professional, but he has been able to go back to school to brush up on his nursing skills and to learn new and useful techniques that will make him eligible for more advanced positions in his field.
After only a year and a half, Peter is so excited that he has finished his electrical engineering program now he is fully qualified to enter the workforce.
Lee was really unsure of what she wanted to do for a career. She was very glad she was able to experiment with different options and explore her interests before choosing a major in this type of institution.
Karen loves living on campus and has really enjoyed being involved with several productions put on by the theater department.
College graduates are MORE likely to…
Own a home
Have children who also go to college
Be active members of their
Have a plan for retirement
College graduates typically…
Earn more money
Have better health care coverage
Have safer working conditions
But how do I pay for it??
How much does it cost?
Avg. Tuition and Fees 2013-2014
Technical & Community Colleges $5,000
State Universities $7,600
University of Minnesota $13,600
Private Career Colleges $14,300
Private Colleges & Universities $34,500
Net Price Calculators
How do I pay for it??
The more you save, the less you'll have to borrow
MN College Savings Plan - 529 Plan
Visit: www.mnsaves.org for more information
Financial Aid is designed to assist families who are unable to contribute.
Can include things like room and board, transportation.
Can also include extended family and close friends.
Free money usually awarded based on need ie: Pell, MN State Grant, college funded grants
Does not have to be repaid
Money funded by the government that must be earned by working a part-time job on or off campus
Jobs can sometimes provide good experience in your field of study
Borrowed money from the government or private lenders that must be paid back with interest
Government Loans vs. Private Loans
Free money awarded for special talents, grades, cultural or religious backgrounds etc.
Do not have to be repaid
www.ohe.state.mn.us to see a list of MN institution scholarships
Contact - Colleges, community, coaches, teachers, counselors, employers, parents etc.
Need Letters of recommendation
Military and Community Service
ROTC - 2, 3 and 4 year scholarships incl. full tuition, fees, books and living stipend in exchange for years of service.
Americorps - Defer federal loans. Education Award per term. Qualifies for Public Service Loan Forgiveness.
Peacecorps - Defer federal loans. Perkins Loan 15% balance cancellation per year of service.