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personal finance

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by

Dawson Wright

on 26 November 2012

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Transcript of personal finance

By:Dawson Wright Finding your
Budget Finding a mortgage Negotiation process If you have gotten this far congratulation! you are so close to owning your first
house. But the house you are buying still has to go through inspection to make
sure the house is safe to live in. Then all you have to do is sign a few papers
saying that you have purchased the
house so you can show it's legally
yours.

When it comes to buying a house it's important
to known your budget. It's also important to find a good budget so you don't end up buying something you can not afford.
finding a mortgage is like choosing between
a motorcycle or a car. They get you to the same place but are very different. Discussing your mortgage with your real state agent is important
because there are the ones who can tell you what
plan works best for you. Closing the Deal First time Home buyers List of other questions you should ask yourself before you start looking for a house:
-Should I rent or buy?
-What are my needs and my wants?
-should I buy new or used?
-What neighborhood is right for me? Researching a house Once you know what to look for you can start to look for a new house. And for those of you who have a real state agent let your agent look for a house for you. It's important to keep in mind your budget and your wish and want list when your looking. Just like going to a garage sale and negotiating you have to negotiate in order to buy a houses. Although the process may be different from a garage sale or a pawn sale the principle is still the same. The process usually begins with a "low ball" offer. Then from that the price is meet between the listing price and the first "low ball" offer. You have to make sure your first offer isn't to far off the mark because if it is then the house owner could easily refuse your offer and turn to someone else who want's to buy the house. THE END!
http://www.google.com/imgres?q=finding+a+house&um=1&hl=en&safe=off&sa=N&tbo=d&rlz=1C1AFAB_enUS476US476&biw=1360&bih=653&tbm=isch&tbnid=BvzYbndZ47NLeM:&imgrefurl=http://rachelnico.wordpress.com/2011/07/19/finding-a-house/&docid=x1wo-NFW5X7ajM&imgurl=http://rachelnico.files.wordpress.com/2011/07/finding-a-house.jpg%253Fw%253D560&w=425&h=282&ei=2qKzUMWdIobrygHlzYG4DA&zoom=1&iact=hc&vpx=4&vpy=155&dur=1126&hovh=183&hovw=276&tx=104&ty=114&sig=107316753942432657181&page=1&tbnh=135&tbnw=222&start=0&ndsp=22&ved=1t:429,r:0,s:0,i:87 http://www.google.com/imgres?q=negotiation&um=1&hl=en&safe=off&sa=X&tbo=d&rlz=1C1AFAB_enUS476US476&biw=1360&bih=653&tbm=isch&tbnid=FwBXUWwvB60q0M:&imgrefurl=http://wisestartupblog.com/counter-proposal-salary-negotiation-tips-tricks/20-salary-negotiation-techniques-for-a-counter-proposal-offer/3751&docid=O3kTRrvOsCAi0M&imgurl=http://wisestartupblog.com/wp-content/uploads/2010/01/salary-negotiation-techniques.jpg&w=809&h=593&ei=kqOzUIzeC8qiyAGS3IGoDw&zoom=1&iact=rc&dur=401&sig=107316753942432657181&page=1&tbnh=149&tbnw=203&start=0&ndsp=21&ved=1t:429,r:14,s:0,i:192&tx=86&ty=65 ; Sources http://mortgage-x.com
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/ramh/res/sfhrestc
http://www.ourfamilyplace.com/homebuyer
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