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Federal Tax and Social Security Calculation:
($40,000/yr)/(12 months) = $3,333.33/month [before taxes and S.S.]
($40,000/yr)X(25% of federal tax) = $10,000/yr [in federal tax]
($10,000/yr [in federal tax])/(12 months) = $833.33/month [in federal tax]
($3,333.33/month)X(7.65% [in S.S.]) = $254/month [in S.S.]
($833.33/month [in federal tax])+($254/month [in S.S.]) = $1,088.32/month [in federal tax and S.S.]
($3,333.33/month [before taxes and S.S.])-($1,088.32/month [in federal tax and S.S.]) = $2,245.01/month [in net income]
Total Price:
($775/month [in rent])+($350 [in deposit])+($25 [in fees]) = $1,150 [in the first month]
($2,245.01/month [in net income])-($1,150 [in the first month])= $1,095/month [in money left]
($2,245.01/month [in net income])-($775/month [in rent])= $1,470.0/month [in money left]
Free Water, Trash Removal, Sewer, Cable
[Utilities included in monthly rent]
Total Price:
($770/month [in rent])+($300 [in deposit])+($35 [in fees]) = $1,105 [in the first month]
($2,245.01/month [in net income])-($1,105 [in the first month])= $1,140.01/month [in money left]
($2,245.01/month [in net income])-($770/month [in rent])= $1,475.01/month [in money left]
Free Water, Trash Removal, Sewer, Cable
[Utilities included in monthly rent]
Total Price:
($745/month [in rent])+($350 [in deposit])+($25 [in fees]) = $1,120 [in the first month]
($2,245.01/month [in net income])-($1,120 [in the first month])= $1,125.01/month [in money left]
($2,245.01/month [in net income])-($745/month [in rent])= $1,500.01/month [in money left]
Free Water, Trash Removal, Sewer, Cable
[Utilities included in monthly rent]
($5/month [in savings fee])+($12/month [in checkings fee] = $17/month [in banking fees]
($1,125.01/month [in money after housing])-($17/month [in banking fees]) = $1,108.01/month [in money left]
2010 Nissan Versa
Price: $3,595
MPG: Up to 28 city / 34 highway
($2,000 [saved])-($3,595 [price]) = -$1,595 [left to pay]
($1,595 [left to pay])/(6 months) = $265.83/month [in payments]
($1,108.0/month [available])-($265.83/month [in payments]) = $842.18/month
($842.18/month [available])-($135/month [insurance]) = $707.18/month
Gas:
(2.8 miles [distance to job])X(2 times a day)X(5 times a week)X(4 weeks) = (112 miles/month [to job and back])+(60 miles/month [miscellaneous]) = (172 miles/month [total])/(28 miles/gallon) = (6.14 gallons of gas [needed])X($1.99/gallon [avg price of gas]) = $12.22/month [for gas]
($707.18/month [available])-($12.22/month [for gas]) = $694.96/month
($694.96/month [available])-($100/month [for repairs]) = $594.96/month
Retail Sales Management Trainee (Entry level) At Denver Mattress
Denver Mattress, 1204 W. Express Way 83 Suite DM, Pharr, TX 78577
Savings:
Checking:
Average amount of money spent on groceries every month on average for people aged 18 to 29 and at an income of $30,000 to $75,000 is: $157.5/month
($594.96/month [available])-(157.5/month [groceries]) = $437.46/month
($437.46/month [available])-(($9/month [Netflix])+($100/month [dinners and dates])+($60/month [cellphone])+($50/month [laundry])) = $218.46/month
The average sales person makes over $40,000/yr.
Benefits of the Management Trainee role include:
Savings and Checking Fees:
3601 N Bicentennial Blvd, McAllen, TX 7850 (Distance from job 5 miles)
201 E Quamasia Ave, McAllen, TX 78504 (Distance from work 3.8 miles)
$3,333.33 Income
-$1,088.32 Tax & S.S.
-$1,120.00 Housing
-$513.05 Transportation
-$376.5 Food, Entertainment, and Laundry
-$17 Banking Fees
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$218.46 Money left over
501 E Camellia Ave, McAllen, TX 78501 (Distance from job 2.8 miles)
http://denvermattresscareers.furniturerow.com/job/Retail-Sales-Management-Trainee-%28Entry-level%29/J3F29277BQW9YK7FMWD
http://www.apartments.com/northwood-apartments-mcallen-tx/zvts6qw/
http://www.apartments.com/vintage-square-apartments-mcallen-tx/wcedg2j/
http://www.apartments.com/stonewood-domit-apts-mcallen-tx/1yewhx7/
https://www.chase.com/savings
https://www.chase.com/checking
https://mcallen.craigslist.org/cto/5577557416.html
https://www.fueleconomy.gov/feg/noframes/29866.shtml
http://www.valuepenguin.com/average-cost-of-insurance
http://www.gaspricewatch.com/TX-texas/McAllen/gas-prices/page-1/2.htm
http://www.digitaltrends.com/movies/netflix-cost-pricing-plan-breakdown/
http://www.gallup.com/poll/156416/americans-spend-151-week-food-high-income-180.aspx
http://www.thesimpledollar.com/a-cost-comparison-of-home-laundry-and-laundromats/
http://www.walmart.com/ip/Cricket-HTC-Prepaid-Desire-625-Smartphone/46785052