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CREDIT INSTRUMENTS
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- are promises to pay the principal as well as the interedt to the holder at a certain specified time indicated on the face of the instrument
- are permanent invested capital of a corporation contributed by owners which are evidenced by certificated
-written promise by a person called the maker, to another party, the payee to pay a definite sum of money at a certain future time.
SINGLE-NAME PROMISSORY NOTE
TWO-NAME PROMISSORY NOTE
-written order by the depositor, the drawer upon a bank, the drawee, to pay on a demand or at a future determinable time.
KINDS OF CHECKS
BANK DRAFT
BANK DEPOSITS
COMMERCIAL CREDIT INSTRUMENTS
SAVING DEPOSITS
DEMAND DEPOSITS
COMMERCIAL CREDIT INSTRUMENTS
TIME DEPOSITS
COMMERCIAL CREDIT INSTRUMENTS
BILL OF EXCHANGE
COMMERCIAL CREDIT INSTRUMENTS
PROMISSORY NOTES
COMMERCIAL CREDIT INSTRUMENTS
CHECKS
POSTDATED CHECK
CERTIFIED CHECK
OVERDRAFT CHECK
OPEN CHECK
MANAGER'S CHECK
BOUNCINGCHECK
Assuming that the check is issued on August 2, 2006
CROSSED CHECK
STALE-DATED CHECK
TRAVELLER'SCHECK
KINDS OF ENDORSEMENT
Assuming that the date of encashment is March 15, 2013