Audio Transcript Auto-generated
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fucking use of these ships.
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Yeah, china ratio essentially is a risk adjusted ratio.
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Trainer ratio is essentially a risk adjusted ratio.
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The measures return earned in excess of what could have
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been earned if the investment did not have a diversified
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will risk the diversify.
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Double risk we speak about would be to invest in
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higher education.
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These values are strongly dependent on the duration of the
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cause and they're respectful fees For the three kids are
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shown here.
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We considered the fees paid by international students with an
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actual scenario and a risk free scenario where the discounted
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interest rate was calculated each time using the modified interest
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return read function In Excel, The expected portfolio return is
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formulated on the difference between the actual scenario and best
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scenario. The best scenario for all three cases was one
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where one has no higher education with an annual benchmark
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salary of $35,000.
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From the three scenarios, we find that the trainer ratio
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is the highest for medicine, followed by engineering and lastly,
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law, The high train china value from medicine is mainly
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attributed to the fact that there is a high salary
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after graduation despite its extremely high course fee.
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The average salary taken into consideration brought down the I.
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R. R, which in turn yielded a high first income
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based on discounted average in comparison law degree last for
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five years and does not yield a similar average salary,
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which is why the trainer value was reduced.
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It must be noted that these observations are inclusive.
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In many countries, students do not need to pay for
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education, and as such, only non personally measures are taken
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into consideration.
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Also, one might end up earning more or less than
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the average salary considered, or might pay a different interest
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on money borrowed and saved.
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And moving on to the conclusion to conclude the risks
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of financial instability is higher without a college degree, due
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to the reduction of employability and the financial literacy.
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There is also changing trend in higher education, from college
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degrees to alternate education certificates, badges, online courses and education
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has a positive correlation to job, financial and health satisfaction
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through various parties, such as job fit, physical health and
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financial literacy, and education does not directly positively linked to
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job satisfaction only through the criteria of job fit.
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We hope this presentation would help any students struggling to
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make the decision, and we hope you all enjoyed.
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Thank you.