
Audio Transcript Auto-generated
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Hello, Lovelies.
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Thank you so much for clicking on this video.
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I'm going to try to make it very succinct.
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But when I look at the spreadsheet that I actually
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co created, I get a little overwhelmed.
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So I wanted to walk you through it.
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The spreadsheet has to do with clever clinic membership, so
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the clever clinic is no longer going to be taking
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insurance. And so that changes a lot of things like
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the rest of this year.
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Um, there's been a lot of changes, and in order
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to surf those changes, we pick up our boards and
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we surf those waves.
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So come along with me.
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Um and I just wanted to give you guys all
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a shout out.
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I know that 2020 has been bear of a year
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like a just extremely change changing for everyone.
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And with that, I think that we really had to
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step back and say, you know, why am I working
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so hard?
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Or how am I spending my time or my money
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or my resource is, or my family like how they
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close all sorts of things that we've had to reevaluate,
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and this will be one of them.
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for 2021.
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Um, why not?
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Insurance insurance always under pays.
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Of course.
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Um, the medical world has a lot of overhead that
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you guys may not appreciate until you see, like, my
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books. Um, for the 1st 10 years of my practice,
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I made less than my front desk, and I didn't,
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um I do.
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I really took that hit just to be with you
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and to experience treating you for that long on insurance.
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But the insurance model is terrible.
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Insurance is a business is designed to make money, and
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they audit me.
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They can ask for their money back at any time.
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Tens of thousands of dollars, Right?
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Um, over the years, they can They label you every
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I see 10 code that I use If I use
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depression or obesity or whatever, it's gonna follow you.
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Um, and it's on your record.
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So for any life insurance or anything that people want
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to discriminate, it is there forever.
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Um, it's very difficult to remove those.
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It's a It's a big problem, I would say So.
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Um, they also would call me.
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They started calling me and asking me why wasn't putting
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on people on statins Or why wasn't you know, choosing
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these drugs?
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Or why was I taking so much time with someone?
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Because it should be straightforwardly to just give them a
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med. What are you doing?
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So that's why not insurance.
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I really don't think it's any of their business.
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It is their business.
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That's the business.
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But they're designed to make money and not to save
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you. So I, however, think a little bit differently, I
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think, holistically, I think, Um, I think I've been called
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kind of like a health coach plus a doctor because
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I actually care.
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And I do.
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I do see your potential.
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I'm not lying.
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Um, when I If I say that I think that
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you could do something.
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I'm not lying to you.
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So, um, also, I take the time to say that,
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So I think that it's truly life changing the way
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that natural past practice medicine Um, it's not very cookie
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cutter. Uh, insurance pays ume or if you, uh, have
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you know, a 10 minute visits than they do for
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25 minute visits.
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So that's why when you go to your PCP, they
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only want you talking about headaches they don't want you
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talking about?
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Your, um, you know, your headaches and your guy skin
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and your mental fatigue, which would then lead them to
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testing thyroid.
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They only want to test.
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They only want to focus on headaches, which could be
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anything. I can't imagine practicing like that.
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And I'm not gonna so come with me on my
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little journey for membership.
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So I want you to think of this as, like,
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um, buying raw milk or buying grass fed beef or
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something like that where you do it.
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It is an extra cost, but it's for your health.
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And so you do it.
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Okay. Okay.
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And so I want to tell you about well, world
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if anybody is not on your well world yet, I
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would love to invite you to do it.
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Tracks your diet.
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You're your water.
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Um, you can I can send you plant plans and
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texts and notes and little things on, Well, world A
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ZX. Well, a supplements and things like that that you
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could get your hands on.
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Um, the supplement industry is very much changing as well.
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Um, there's a lot of changes coming on down the
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pipes. Um, I would like you to maintain your ability
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to get medicine if you need it.
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And so well, world does that for me.
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Membership area of the website, That is a closed area.
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So I don't have to watch what I say.
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I'm not gonna be like, shut down by the whatever
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entity that is memberships on Lee.
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Um, so only members can see it, which is you.
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And then also, what you can see in there is
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the videos that I do the specials, how to do
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and do it yourself information.
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So what I mean by that is, um let's say
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that you have gall stones and you don't know how
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to get rid of them in a natural way.
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That's a pretty quick question on dhe.
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It doesn't have to be specific to, you know, I
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can't say, Okay, Tina, this is what I want you
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to dio because that would be a visit.
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But I can tell you how you like.
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What are the things to avoid with gall bladder flushes
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and the dangerous things that you could dio, how can
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you, um, change your diet?
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What can you do every morning with lemon water and,
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um, exercises and ways to move your body for gall
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stones and where they're coming from, I can do a
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whole video on that.
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That pretty much applies to everybody with gall stones.
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Um, that that I can keep pretty safe.
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So those things you can still have access to is
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a member.
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Um, do it yourself information.
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I have a passion for teaching how to make healings
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have instead of me just selling you $20 of healings
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have every time you can actually make that at home.
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Or you can get one of your do it yourself,
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friends toe, learn how to do it.
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And then you've got a great supply of healings.
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Have you know that those herbs in that formula that
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I make, um, grow in your backyard?
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They're all around us.
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So if I can teach you things on how to
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make your own medicine, um, make your own foods things
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like that.
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I think that we're gonna be a lot better off
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a za society.
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So next is the plans.
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So this is available on our little document, and you
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can just be like, Okay, I get it.
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That's why you're doing that.
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Let me just look at him.
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But for those of you who look at that and
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glaze over, I sympathize, and we're gonna go through him
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just real quick.
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So Supporter is for if you you really just don't
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have the money to do over $37 a month there,
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there's no wiggle room.
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There's no coffee.
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There's no Dutch brothers.
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There's no um, extra income you could make.
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There's no way that you could do that any more
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than 37 9 month, but you want to keep your
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foot in the door, and you want thio have access
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to some of the things that, um, that are available
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on the clover clinic site.
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Um, you don't with that you can get a well
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world membership as well.
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Um, which is kind of nice, but it is $37
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a month, and then you get to support the clinic
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that keeps the clinic going during shutdowns.
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That's another big part of this is that I don't
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have to frantically try to get people in and leave
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my family behind when I'm available to work.
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Let's see.
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So remember, the member level is 37 plus 30 so
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I broke it up.
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That way so that you could see that it is
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67 total.
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But that's because of the base access to the Clover
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Clinic. Plus what goes towards your visits and discounts and
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things like that so you can look at the sheet
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and kind of read it for yourself.
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But that would be for somebody also, it's trying toe
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watch their budget.
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They're not gonna include a family members.
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It's just them, Um and they want to minimize or
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minimize the amount of time that they have to spend
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with a physician.
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You can have, like, maybe you have O H.
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P and you go get a PCP.
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You get a primary care physician somewhere at the hospital,
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they don't really care.
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They get you in and out that your scripts But,
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um, and they get your imaging and they and they
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put out fires.
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But you wanna kind of do yourself and kind of
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feel out this year and see where you're gonna land
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financially and otherwise.
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This would be a good plan for you, but it
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doesn't cover a whole lot of visits.
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So if you have an actual project, this is not
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for you.
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Okay, so then we have the minimalist.
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The minimalist is where I see most people landing.
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It's $119 a month, and you can add family members
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at fairly cheap rates so you can get three visits
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for them for $40 a month.
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Um, with $100 credit towards supplements or labs or whatever,
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you also get access to wholesale lab.
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So if your insurance doesn't work very well, if you
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have a huge deductible, I wouldn't use it for labs
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because unless they're covered a lot because labs are marked
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up a lot, so you would have access to the
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wholesale labs at the clinic, which is nice.
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So that will save you hundreds, if not thousands of
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dollars in labs.
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If you have something to solve this year in Hi,
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your health, then we have the clover Basic.
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I didn't put very many details here.
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Um, but this is the other one.
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That is, um, for somebody with a problem.
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So you say you have Hashimoto's.
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If you have hypertension that you need to solve, you've
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got, like, a previous heart attack.
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You've got things like that.
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They're going to require more than a couple visits uh,
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this year This next year.
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Really Look into that clover basic and see what the
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discounts are And what, um, if that's a good fit
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for you, you can also do the perfect project plan.
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Now, a lot of you are gonna be like, man,
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that's 400 bucks a month.
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But it's an hour long visits, and there's 12 of
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them. So if you have something like cancer or you
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have some impending disease process that you really need to
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come see me regularly for I think that this would
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be for you.
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However, I'm going to put the caveat that I would
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like to talk to you before you make that decision
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because I don't want to just cost you extra money.
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You could always make a tax deductible donation because we
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converted to a nonprofit, Um, and so if you're just
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doing it to support the clinic, you could do that
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and actually win for a tax deduction as well without
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doing the perfect project plan.
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So I want to make sure that the people that
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go into this category are indeed in need of this
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perfect project.
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But it certainly keeps you accountable, and it does give
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you the biggest discounts on everything.
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Okay, discounts.
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In addition to those, you have 15% with 12 month
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payment. So if you have an h s A and
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you're like, I could just blow through the 12 month
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payment and, uh, and save that 15% great, um, or
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just do a six months at a time.
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It actually works better for HSCEI is because they don't
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like things that are re occurring.
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For some reason, H s, A s or health savings
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accounts for those of you don't know, but they're pretax.
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So usually your employer or you put in money before
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it's taxed, and then you can use it for health
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expenses through the year.
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All right, so I hope you found that useful and
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that it wasn't too long for you.
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It was under 12 minutes.
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So thank you so much.
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And thank you for keeping the clinic alive.
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Um, we'll see what this next year comes to.
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All right.
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Have a great one.
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Make it a great one.