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Once it drops, it melts in your pocket
Story
What do we use apps for?
To get things done.
What is drops?
App to get finances done!
How we designed drops?
Instant chat interactions
Beyond banking features
Powered by PSD2 APIs
PSD2-compliant, chat-based, bank independent universal payment platform
Service
Why we believe drops. is awesome?
Platform for all kinds of payments
(C2C, C2B)
Bank independent,
fully open-banking
No virtual money, no debit card,
directly form account to account
Why is it a win for everyone?
USERS
BANKS
MERCHANTS
Growth in the number of retail
user transactions
Easy-to-use, P2P transaction,
integrating individual and
group requests bill payments
Lower churn, non- and
late-payment, better
customer experience
Business model
Free for users
Merchants are charged a low, transaction-based fee
Building on a large user base and data
Future vision
1 year: Providing instant P2P and bill payments
3 years: Offline merchant payments leveraging new technologies
5 years: The independent 'banking app of the future'
Where are we now?
Ready-to-use native iOS app - research-based, design-driven
Being tested in sandbox environment
Registration by entering phone number
Product development
- Sandbox testing
- User tests
- Validated feature set
Legal tasks
- Talks with MNB, GIRO
- PISP licence
Business development
- Reaching out to merchants, service providers