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Once it drops, it melts in your pocket

Story

What do we use apps for?

To get things done.

What is drops?

App to get finances done!

How we designed drops?

Instant chat interactions

Beyond banking features

Powered by PSD2 APIs

PSD2-compliant, chat-based, bank independent universal payment platform

Service

Why we believe drops. is awesome?

Platform for all kinds of payments

(C2C, C2B)

Bank independent,

fully open-banking

No virtual money, no debit card,

directly form account to account

Why is it a win for everyone?

USERS

BANKS

MERCHANTS

Growth in the number of retail

user transactions

Easy-to-use, P2P transaction,

integrating individual and

group requests bill payments

Lower churn, non- and

late-payment, better

customer experience

Business model

Free for users

Merchants are charged a low, transaction-based fee

Building on a large user base and data

Future vision

1 year: Providing instant P2P and bill payments

3 years: Offline merchant payments leveraging new technologies

5 years: The independent 'banking app of the future'

Where are we now?

Ready-to-use native iOS app - research-based, design-driven

Being tested in sandbox environment

Registration by entering phone number

Product development

  • Sandbox testing
  • User tests
  • Validated feature set

Legal tasks

  • Talks with MNB, GIRO
  • PISP licence

Business development

  • Reaching out to merchants, service providers

Next steps

Dedicated team

Future

Revolutionize banking together.

Let's talk!

www.dropthemoney.com

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