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Research Methods
1
RESEARCH METHODS
Title: Financial Literacy among Universiti Utara Malaysia students
Presented by
- Ahmad Faeiz Adli bin Jefree (256293)
- Muhammad Izzat Fahmi bin Abdul Aziz (252986)
INTRODUCTION
Watch to have gist of understanding
LETS START
BACKGROUND
- Financial literacy rate in Malaysia is only at 36%, compared with 59% in developed countries-Lim Guan Eng
- A total of 100,610 Malaysians were declared bankrupt from 2013 to 2017 (60% is from youth generation)
- 300,908 Malaysians bankrupt from 2015 until August 2019, Malays is the highest (56%), Chinese (26%), Indian (11.3%) and others (6.7%). Male state 69.7% that declared bankrupt-Liew Vui Keong
BACKGROUND
PROBLEM STATEMENT
The financial literacy in Malaysia is still low compared to others developed countries. The youth especially were the main concern as the numbers of bankruptcy among them is in rising
PROBLEM STATEMENT
RESEARCH OBJECTIVE
- How far the University really improves student’s financial literacy education
- The level of financial literacy among students
- Does the difference in year of study, program and gender affect the student’s financial literacy.
OBJECTIVE
SCOPE OF STUDY
- Our main focus was solely on the students of UUM
- targeting wide range of respondent from different college to INASIS
- period of research are from 1/11 to 1/12
SCOPE OF STUDY
Significance of study
- We can find out about level of financial literacy in UUM students
- To find out if university does improve financial literacy in students
- To find weakness in UUM education in financial literacy
SIGNIFICANCE OF STUDY
LITERATURE REVIEW
NEXT
REVIEW OF THE PAST STUDY
LEVEL OF EDUCATION
People can learn on how to manage personnel financial with the financial education (Vitt, L. a., Kent, J.Lyter, D.M., Siegenthaler, J.K., & Ward, J., 2000). Moore, Danna (2003) and Hogarth, J.M, & Hilgert M. A. (2002) also state that the quality of education tend to people to have better financial literacy.
COURSE TAKEN
Those who took a financial management in high school tend to save a higher proportion of their incomes than others (Berhnheim, B.Douglas, Daniel M. Garrett & Dean M. Makki, 2001)
YEAR OF STUDIES
According to Jamie Wagner-William Walstad (2018), a people will change in long-term period in financial behavior because there is more opportunity to learn about financial literacy. The differences should be especially great for adults who are 65 or more years old because they have more life experience in managing their personal finance (Mandel 2018)
SPENDING BEHAVIOUR
Sohn, Joo, Grable, Lee & Kim (2012) state that behavior towards money will influence the spending. It is same with Hong (2016) that said positive behavior will influence good spending. Clarke (2005) say that people will learn about financial mostly from family and it will influence their behavior.
Literature Gap
LITERATURE GAP
- The research that we had done toward our students was subtle and only involving their basic personal information, basic information about financial information and financial attitude.
- We have done this in order to achieve the result that corresponding toward our daily interactions and transactions, habits and consciousness, and lastly the knowledge and application.
THEORETICAL FRAMEWORK
METHODOLOGY
FINAL
NOMINAL DATA
We divide the data by categories
DATA
Non-probability sampling
SAMPLING DESIGN
We use convenience sampling to gather our data
MODEL SPECIFICATION
- Spending (SP) is the dependent variable
- Year of study (YOS), Program(P), Gender (G) is explanatory variable
- and control variable are consist of nationality, race and martial status