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BWRR 1013 RISK AND INSURANCE

GROUP ASSIGNMENT 2

GROUP B

PREPARED FOR:

MR. ZAIROL AZHAR BIN AUZZIR

PREPARED BY:

CHONG CHEW MAY 238351

NUR ATIKAH BINTI ISA 239040

WONG WENG KEI 252886

NG SI TING 253322

HAARTY RAJADORAI 256031

GROUP

MEMBERS

INTRODUCTION

MANAGER'S COFFEE RESTAURANT

  • Established since March 2017
  • First outlet - Sulatanah Bahiyah Library
  • Purpose - to be the leader in the coffee business that offers authentic coffee and popular Malaysian dishes at reasonable prices

FIRE

FIRE

Cause of Risk :

  • Electrical Wiring and Faulty Wiring electrical malfunction
  • Accidents and Carelessness
  • Leaking of gas.
  • Malfunction cooking utensils – oven

The best way :

Risk Reduction

Risk reduction includes “loss prevention” and “loss control”.

How to reduce the probability of fire?

- Install smoke detector

preparing portable fire extinguishers.

install automatic Fire suppression systems /sprinkler system

-Frequent inspection

-Fire training

ERGONOMICS

HAZARD

ERGONOMICS HAZARD

  • Lifting heavy boxes ,heavy food tray ,bending, reaching overhead, pushing and pulling heavy loads, working in awkward body postures.
  • Musculoskeletal disorders (MSDs)
  • Stand for long periods - heart disease
  • Physical health issues

RISK REDUCTION

  • Training for safety
  • Reporting early symptoms of MSDs
  • Streching and warm ups
  • Proper way to lift boxes
  • Engineering control tools

INJURIES

&

LIABILITIES

INJURIES AND LIABILITIES

Cause of Risk:

  • Slip and falls
  • Unfocused employees
  • Workers sleepy
  • Sprains and strain

RISK TRANSFER

Transfer to insurance company:

(GENERAL LIABILITY INSURANCE)

  • Employment practices liability coverage
  • Employee coverage, workers compensation

FOOD

POISONING

FOOD POISONING

Cause of The Risk:

  • Bacteria and viruses
  • Parasities
  • Allergens
  • Mold, Toxins and Contaminants

RISK AVOIDANCE

  • Risk avoidance is the elimination of hazards, activities and exposures that can negatively affect an organization's assets.
  • Health and safety requirements are adhered to fully.
  • Cleanness of the restaurant
  • Keep the restaurant equipment maintained.
  • Set a health and safety code to the employee
  • Aware of food allergies

OPERATIONAL

RISK

OPERATIONAL RISK

Cause of risk:

  • Internal operational risk (fraud) by:
  • Employee
  • Top management
  • External operational risk
  • Environment (dull area, not active)
  • Theft

The best way:

Risk reduction

  • Install CCTV
  • Alarm
  • Link to safety guard

CONCLUSION

  • Manager’s café is bringing lots of work opportunities to the UUM’s students.
  • Therefore, they should handle the risks well to make sure all the customers and employee safety.
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