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Save an emergency fund that will cover all expenses for 3 to 6 months. The emergency may be expensive, but if it puts you out of work then you will be in a desparate need of money. With an emergancy fund, you'll be covered.
The sooner you pay off current debts, the less the debts will cost you in interest and the sooner you can start investing your money.
Don't rely on payments to buy a car. Save money to buy a car. For a kid my age, a $3000 used car will do just fine.
Student loans will haunt you for the majority of your life. Don't get them in the first place, save up pay cash for college.
Financial security comes when your money creates an income. You can make money simply by having it with compounding interest. Nothing is more appealing then giving money for a cause that'll make the world better. Be a part in change.
I could implement these simple ideas into my life in order to save money in the long run and hopefully earn enough to have a plentiful retirement. By not getting student loans and other debts, I can put what would have been spent on interest towards having fun with my family. I hope to invest money each month and grow a portfolio to my "needs" in retirement. If I could get a good job or become some sort of entrepreneur, I'd make more to invest and hopefully be able to reach the fifth step were I could put my money to good use.