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Banking & Budgeting
Summer 2020 session
Where to find sales?
- In store fliers
- Store websites
- Newspapers and magazines
- Commercials / ads
Sales and Coupons
Where to find coupons?
All the same places, plus: www.coupons.com
When are foods
"in season"?
Some food items are “in season” (which often means cheaper) during different times of the year, often based on growing patterns and holidays.
"In season"
Example:
Fruits and vegetables have a season when they are most abundant, and thus, cheaper.
Turkey is “in season” around Thanksgiving; also, ham is “in
season” around Christmas.
Seasonal Foods
Can you name another seasonal food item?
Chart
What are organic foods?
“Organic food is food produced by methods that comply with the standards of organic farming. Standards vary worldwide, but organic farming features practices that cycle resources, promote ecological balance, and conserve biodiversity.”
Organic
Basically:
-Organic foods contain fewer pesticides
-Organic food is often fresher
-Organic food is GMO-free
Is it better to
buy organic?
Is it better to buy?
While organic foods can be better for you and the environment, it is important to remember when you’re budgeting, that it is also often more expensive.
Grocery Lists!
Meal planning – Plan your meals for the week prior to grocery shopping to determine exactly what items are needed.
Budgeting
Add to your grocery list as you go – Just used the last of your milk? Add it to your list! Seeing how much you have on your list will help you budget appropriately.
Organize your list – Organize your grocery list into different sections or food groups, so that you know exactly what you’re getting from that area of the store.
a.k.a. Finding the best prices!
Comparison Shopping
Albertson's:
- Milk: $2.49
- Eggs (12): $1.89
- Grapes (1lb): $0.98
- Ground beef (1lb): $5.49
- Bread: $3.29
Fry's:
- Milk: $2.39
- Eggs (12): $1.29
- Grapes (1lb): $1.99
- Ground beef (1lb): $3.99
- Bread: $3.59
Utilize your freezer
Use a calculator while shopping to stay in budget (and remember to round up!)
Buy generic
Helpful Tips
Commit to sticking to your grocery list
Only buy what you actually need
You’re making tacos for dinner, but you need to buy all of the ingredients. Use one of the grocery store websites to calculate how much each item will cost:
How much does it cost?
Taco shells: _______________
Lettuce: _______________
Tomato: _______________
Shredded cheese: _______________
Ground beef: _______________
Chicken: _______________
Taco seasoning: _______________
Total: ______________