The Road to College

The Breakdown

https://www.consumerreports.org/video/view/money/education-debt/4194587842001/paying-for-college-what-you-need-to-know-to-graduate-with-less-debt/

Scholarships

Scholarships by College

Most colleges use an index to determine what scholarships students qualify for -- your school counselor has updated information on this.

Schools in Utah with a scholarship index include:

Utah State

Weber State

Utah Valley University

Southern Utah University

BYU

Dixie State University

The index takes your ACT and GPA together to

determine eligibility.

Scholarship Index

Scholarship Index

UTAH STATE SCHOLARSHIP INDEX-2018-19

Private Scholarships

Private Scholarships

• Given by individuals or organizations based on specific criteria
• Alumni/Legacy
• Employer Sponsored
• Community Organizations (Kiwanis, Elks, etc.)
• Company Sponsored (Gates Millennial, Coca-Cola)

Start applying now!

Many scholarships are available to all grades.

Search engines like

fastweb.com

cappex.com

kaarme.com

Utahfutures.org

College Financial Aid Websites

You should never pay to apply for a scholarship.

Where Do I Find Scholarships?

Take classes in high school for college credit

• Advanced Placement (AP)
• Concurrent Enrollment (CE)
• Tech Centers (often give CE credit)

AP Classes

AP class/test at JHS= $98 (3 credits)

Same class at SLCC= $517.50 (3 credits)

Concurrent Enrollment

Concurrent class at JHS= $40 registration fee+ $5/credit+$100 text =$155

Same class at SLCC = $517.50+ $40 registration fee + $100 text= $657.50

Concurrent Enrollment Classes

How Do I Get It?

FAFSA.gov

FAFSA= Free Application for Federal Student Aid

What is the FAFSA?

How do I know if I Qualify?

How do I Know if I Qualify?

Start with the FAFSA4caster

• Gives you an estimate of aid you may receive

You won't know if you qualify unless you apply

Some scholarships require that you have submitted FAFSA

What's the Point?

Why Do I Do It?

• You have to apply to find out if you are eligible!
• Many colleges and scholarships require that you fill out a FAFSA.
• It's FREE!

**Set up an appointment w/ Mrs. Barnhill for FAFSA help!

Grants

$$ you don't have to pay back = the best kind of $$

Grants

Loans

Any money borrowed must be repaid

• Parent Loans and Student Loans
• Federal Loans and Private Loans

Subsidized

• No interest while in school half-time or more

Unsubsidized

• Interest builds while in school but deferred

Borrow only what you absolutely need!

You do not have to take out a loan if you don't need it.

You do not have to take all of the money offered to you.

Work Study

Full or part-time jobs where students work to pay

for education related expenses.

Often provides:

Flexible hours

Usually on-campus

Work experience

Money is part of your financial aid package

*Must check the "I'm interested in Work-Study" box on the FAFSA

Work Study

11th Grade

Junior Year

• Focus on your classes
• Think about what math you will take your senior year
• Take the ACT
• Consider your college options
• Visit college campuses
• Research possible careers
• Learn about the many ways to pay for college
• Keep applying for scholarships

Senior Year

• Consider your plan-what career are you training for? Where can you get that training?
• Stay Focused
• Take math your senior year
• Apply to college in the Fall
• Fill out your FAFSA
• Continue applying for scholarships
• Narrow it down-where and what do you want to do?\
• Consider your options for college and training programs
• Make a budget based off scholarships and financial aid-determine what works for you!

Senior Year