National & International

• Extra earnings: generated by current cards in native country or foreign countries. (1 Mile per 50$ consumed)

Credomatic's Services are for businessmen who have 3 or more good references of other banks.

• Easy to Operate: Credomatic offers a system that allows operating easily.

• Higher Security: It's a method safer than bank notes, with less use of cash, which give the customer more security in his/her transactions.

• Impulse sales: customers with Credit Cards are not limited by the cash that they have, therefore they can consume more.

• Trades with Card increase the average of sells: Giving an immediate availability to the customer increase the sells by the easily payment.

Kimberly

Bravo

Yohana

Alay

Marco

Martinez

Marcos

Juarez

Alejandra

Andrade

BAC CREDOMATIC

GROUP

GROUP MEMBERS

National & International

Banks

NIBSS FAST FUND

NIBSS was incorporated in April 1993.

NIBSS Fastfunds is a service which was introduce by NIBSS to enable customers transfer funds between banks/discount houses.

ZENITH BANK

Zenith Treasury provides exceptional services that are tailored to suit the peculiar needs of each of our customers.

Zenith Bank offers various services to individuals, corporate organizations, parastatals etc.

Services:

• FGN Bonds
• Treas Bills
• NIBSS Fast Funds

CREDITO HIPOTECARIO NACIONAL (CHN)

CHN provides services like:

• Monetary Deposit Accounts
• Monetary Business Deposit Accounts
• Visionary Monetary Deposit Accounts
• Current Savings Accounts
• Fixed-Term Savings Accounts

• Current Savings Accounts: Deposit your money with the unconditional and unlimited guarantee of the State. Open your savings with account Q500 or US$100. Earn interest up to 3.5% in Q and 1.75% for US$ with semi-annual capitalization.

• Monetary Deposit Accounts: Secure and manage your money by opening your account of monetary deposits with a deposit of Q500.00 (for accounts in quetzals) or US$100.00 (for accounts in dollars) deposit. You can earn interest up to 1.5% in quetzals and 1% in dollars with monthly capitalization.

• Monetary Business Deposit Accounts: Secure and manage your business money by opening an account of monetary deposits with a deposit of Q1,000.00 or US$100.

Characteristics:

• You have a Check Board and Debit card
• You can do credits, checks payment, etc
• Payment of accumulated interests of a daily way and credit of a monthly way.

• Visionary Monetary Deposit Account: Rate of annual 3% on greater daily figures than Q10,000 and the annual 1.5% on daily figures over Q3,000; both with monthly capitalization. The account opens with Q2,000 or US$300

• Saving account: This account allows you to save your money and at the same time you have immediate access of your funds.

INTERNATIONAL BANK

Resources for personal account:

• Saving account
• Monetary Warehouses
• Investments
• Loans
• Insurance
• Credit Cards
• Debit Cards
• Remittances

• Monetary Warehouses: The accounts by checks that offer BI to their clients are designed to make the access of your fund faster. Also they have products to cover the nees of the client.

TITANIUM ACCOUNT

Always thinking about our select clients, we have been designing products and services to satisfied your needed and dreams they design a Current Account only for the Private Banks, giving you, through a easy service and efficient, the best security to your money.

Financial Advisory: BI offers to their clients many ways of financial advisory, among them are:

• Transactional market limited company.
• Financial Industry.
• Trusts.

BAC (BANCO DE AMERICA CENTRAL)

Services:

• You can get your money in any moment you want in our big money services.
• You can get in a easy way overdrafts our needed of cash.
• Get some interest according to your average balances.
• Build your own history for the credits of your future.

Personal Services:

We satisfy needs of savings, investment and credit through:

• Private Banking
• Bank accounts
• Investment funds
• Personal loans
• Investment term
• Debit cards
• Credit cards

Personal Account:

• Account currency
• Saving account
• Investment account

BANCO INDUSTRIAL (BI)

NATIONAL BANKS

COMPANY SERVICES

Our goal is to help your business grow by:

• Americheck
• Ameritransfer
• Bank Accounts
• Business box
• Investment term
• Electronic payments
• Loans
• Credit cards
• Regional Treasury
• Tariff of charges for services

• Saving account
• Monetary Warehouses
• financial Advisor
• International Warehouse
• Investments
• Credit Cards

INTERNATIONAL BANKS