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Poor financial management will result into:
Debt
Debt is when you owe the bank or someone an amount of money
Loss of Money
Have trouble getting a loan
Decrease the amount of money you get to purchase anything you want
To overcome this:
You should stick to a strict budget that will not only let you pay your bills but give you a chance to let you buy whatever you want when you are certain that you can afford it without going in debt
and you are not satisfied you will need to modify some fixed expenses lke making your own lunch instead of buying or walk to work/school without using your car