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Velez-Malaga and rural credits.
Business and legacy of Cathalina Lynch y Bourman
Elizabeth García Gil
*
Introduction: aims and methodologhy
Historiografic review
Velez-Malaga and rural credits
*
Private credit
Our protagonist
*
Cathalina Lynch y Bourman
Introduction
Main body
Conclusion
Historiografic review
- Not a great deal of attention has been dedicated to the role of women in the credit market to date.
- There are other studies that analyze their roles, such as the cases of French, English, Italian or Swedish
- A History that is yet to be written.
- A History that involves half of humanity
Historiografic
review
A brief introduction
Rural credit
in Velez-Malaga
- Obligations --> short-term credit
- Finantial agents
- Genre that was not used to be represented in the financial field
- Rural credit
- Foreigners stand out
Our
protagonist
Cathalina Lynch y Bourman,
“una muger no sujeta a patria postestad que por
sí sola vive y gobierna su persona y bienes"
- She inherits her father's legacy
- Hers father died in Septiembre 1775
- “pareció en la casa de su morada doña Cathalina Lynch y Bourman, de estado honesto, y mayor, que declara ser de veinte y cinco años, no sujeta a patria postesta, tutor ni curador ad bona, sino que por sí sola vive y gobierna su persona y bienes”
- She lends money to Neighbors of Velez-Malaga with the same purpose: “por haserle mersed y buena obra para sus urjencias y labores de sus viñas”
- The date and form of return would always be the same: “a devolver el 31 de agosto 1776 en especie de passa gorron y al precio que rompiese en la bendeja del dicho año”
Our
protagonist
Distribución geográfica
Geographical distribution of loans:
First stage:
Single
“Cathalina Lynch, una muger de estado honesto no sujeta a patria postestad que por sí sola vive y gobierna su persona y bienes” (1775-1778)
Life
cycle
Total: 139 (-5) obligations
Second stage
Second stage:
Marriage and empowerment with Miguel Knaresbrough" (1786-1789)
Total: 147 (-58) obligations
Third stage
Third stage:
Widow and founder of the Trading House "Lynch y Compañía"
(1792 - ...)
Total: 123 obligations
Following the footsteps of Cathalina
Conclusion
- Continuation and development
- New documentary footprints
- Continues her commercial and financial activity
Conclusion
Initial conclusion
Single women in a position to allocate cash might possibly enjoy a greater social position and respect from other community members.
Agents of capital redistribution.
Obligatios have allowed us to reconstruct some of the lending activities carried out by women lenders at the end of 18th century, like Cathalina Lynch.
With the continuation of this thesis we aim to be able to answer the following questions and demostrate:
Was the transition to capitalism a turning point to open the door to women's growth and participation in financial networks?
Was it common for women to access the credit market? In what way? In what percentage? Did that mean emancipation or advances in your rights?
Were there significant differences between obligations of male and female creditors?
Social and community respect
Single women might have been empowered by their lending potential and credit activities
Does this mean that their capacity to extend credit empowered them?
Thank you for your attention and I look forward to your comments and questions