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Importance of Credit Scores

By: Alena Daniel

Credit

Credit- an agreement that you receives something of value and agree to pay for it later

What?

Credit Scores- how likely you are to pay back a loan on time

Why do we have credit?

Why?

Credit is known as financial power. It helps you purchase items you need now. Such as:

- Loans for a car

-Loan for a credit card

How to use credit

How?

- Use your credit card 1-2 times a week

-Buy things you can pay for within the month

-Pay the whole bill every month

-Pay the bill by the due date

When do you use credit?

When?

-If you are trying to repair your credit

-If your making a large purchase

-If your going on vacation

-If your going shopping (within reason)

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