PROS & CONS OF CREDIT CARDS
Are credit cards useful, are not they?
INTRODUCTION
We’ve got you
PROS OF CREDIT CARDS
PROS
SAFETY NET FOR EMERGENCY
Value prop 1
OPPORTUNITY FOR MAINTAINING CREDIT SCORE
Value prop 2
EFFICIENCY OF USE
Value prop 3
SAFETY NET FOR EMERGENCY
CONS FOR CREDIT CARDS
CONS
Differentiator 1
SCAMS (PRIVACY STOLEN)
Differentiator 2
COUNTERFEIT CARDS
Differentiator 3
STOLEN CREDIT CARDS
UNABLE TO KEEP UP PAYMENTS
DEBT
Differentiator 1
LOSE A JOB
Differentiator 2
FAMILY BREAK UP
Differentiator 3
COMMIT SUICIDE
Differentiator 3
DEPRESSION
WHAT CAN WE DO?
ALTERNATIVES
PROS
MAKES BUDGETING MORE MANAGED
SAFE ALTERNATIVE
CAN USE ATM'S
MONEY COMES FROM PERSONA FUNDS
CREDIT SOURCES
CONS
DISPUTING PAYMENTS