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Transcript

PROS & CONS OF CREDIT CARDS

Are credit cards useful, are not they?

What a credit card is?

INTRODUCTION

We’ve got you

PROS OF CREDIT CARDS

PROS

SAFETY NET FOR EMERGENCY

Value prop 1

OPPORTUNITY FOR MAINTAINING CREDIT SCORE

Value prop 2

EFFICIENCY OF USE

Value prop 3

SAFETY NET FOR EMERGENCY

Value prop 1

REWARDS

CONS FOR CREDIT CARDS

CONS

ONLINE FRAUD

Differentiator 1

SCAMS (PRIVACY STOLEN)

Differentiator 2

COUNTERFEIT CARDS

Differentiator 3

STOLEN CREDIT CARDS

UNABLE TO KEEP UP PAYMENTS

HIGH INTEREST RATE

OVER- SPENDING

DEBT

BANKRUPTCY

Differentiator 1

LOSE A JOB

Differentiator 2

FAMILY BREAK UP

Differentiator 3

COMMIT SUICIDE

Differentiator 3

DEPRESSION

WHAT CAN WE DO?

ALTERNATIVES

DEBIT CARDS

PROS

PROS

MAKES BUDGETING MORE MANAGED

SAFE ALTERNATIVE

CAN USE ATM'S

MONEY COMES FROM PERSONA FUNDS

CONS

CREDIT SOURCES

CONS

DISPUTING PAYMENTS

TO SUM UP

CONCLUSION

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