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Impact of Educational Debt on Perceived Pastor Effectiveness

  • Leadership Characteristics
  • Congregational Vitality
  • Congregational Conflict
  • Future of the congregation

ELCA Fund for Leaders

A church's response to the changing climate for theological education

ELCA Seminaries

Causes of Educational Debt

  • Increasing tuition and living costs
  • Changes in availability of low-interest loans
  • Congregational knowledge about the financial situation of seminaries
  • Attitudes towards funding theological education
  • Limited knowledge of financial topics
  • Negative financial behaviors
  • Fear of asking for help
  • Luther Seminary - St. Paul, MN
  • Lutheran School of Theology at Chicago
  • Lutheran Theological Seminary at Getttysburg
  • Lutheran Theological Seminary at Philadelphia
  • Lutheran Theological Southern Seminary - Columbia, SC
  • Pacific Lutheran Theological Seminary - Berkeley, CA
  • Trinity Lultheran Seminary - Columbus, OH
  • Wartburg Theological Seminary - Dubuque, IA

Seminary Education

ELCA Fund for Leaders

  • $40.5 million
  • 224 student recipients
  • $1.4 million in scholarship money
  • 44 synod partners

Types of Scholarships

  • Churchwide Scholarships
  • Mission Developer Scholarships
  • Synodical Scholarships

Debt? What debt?

Debt? How Much is Too Much?

Consequences of Educational Debt

How you can help

PRAY

GIVE

  • Selection of call
  • Stress vs. satisfaction with finances (debt, standard of living, savings,financial sacrifices)
  • Stress associated with ministry
  • Satisfaction in ministry
  • Stress vs. satisfaction with personal life
  • Likelihood of seeking other work
  • Occupational trajectory

TELL

SEND

ELCA Campaign

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