THE PRACTICE OF ISLAMIC AND ADMINISTRATION IN AFFIN BANK

5.0 CONCLUSION

THANK YOU

1) IN SHORT TERM

2) IN LONG TERM

2.3 BRANCH LOCATION OF AFFIN BANK

THE MANAGEMENT

For Affin Islamic branch are located at :

a) Johor

b) Kedah

c) Pulau Pinang

d) Selangor

e) Terengganu

f) Kuala Lumpur

For the Affin Islamic branches (hire purchase) :

a) Negeri Sembilan

b) Terengganu

THE PROMOTION OF WORKER. (KPP)

i. For Affinbank company there are no timeframe to evaluate the worker

ii. It’s totally based on performance

iii. The promotion will be once a year and normally on first month but Affinbank will be seven month.

THE TRAINING WORKER

i. They will be introducing the introduction of programme.

ii. The trainees will be make sure that they are product knowledgeable

iii. They will be yearly training.

iv. The trainees will be sent to other place to their training

4.0 THE MANAGEMENT

PERMENANT WORKER

i. Like others company, they will conduct interview.

ii. Then purpose the worker to human resource management.

iii. Permanent benefits and also deposit.

CONTRACT WORKER

i. More to sales person (C.R.E)

ii. Starting 2 years as sales worker

iii. The worker must renewal yearly

iv. All the increase in fee based on their sales

v. Have commission too as a contract worker

vi. So the conclusion is basic fee add up with the commission will be the overall fee.

2.1 VISION AND MISSION

VISION

A premier partner for financial growth and innovative services.

MISSION

To provide innovative financial solutions and services to target customers in order to generate profits and create value for our shareholders and others stakeholders.

2.2 COMPANY LOGO

References

1. INTRODUCTION

• Islamic banking is a banking which is accordance to Syariah laws which consists of FiqhMuamalat (rules in transaction).

• All of the values in FiqhMuamalat are from the holy Quran and Al-Sunnah together with sources of law in Islam

• A bank is a financial institution which deals with deposits and advances and other related services.

• It receives money from those who wants to save in the form of deposits and it lends money to those who need it.

2.COMPANY PROFILE

3.1 AFFIN – I PERSONAL

BANKING (WILL)

3.3 AFFIN BARAKAH CHARITY ACCOUNT-I

• Affin Barakah Charity Account-I, a Mudharabah saving account that is designed with a charity element

• open to individuals of all ages

• custodianship and execution services provided by Affin Islamic bank in partnership with Amanah Raya Berhad (ARB),

• While Muslims are subject to Faraid Law, writing an Affin-I Will is in fact all the more recommended since It will facilitate the distribution of your assets (as permitted by the same law) to whomever you have nominated – heirs, friends, charitable organizations,

• It commenced operations in January 2001 following a merger between PerwiraAffin Bank Berhad and BSN Commercial (M) Berhad in August 2000

• it merged with the former Affin-ACF Finance Berhad. As of December 2012,

• Affinbank provides a suite of financial products and services that are catered to both retail and corporate customer’s

• Affinbank also provided Islamic banking products and services via its Islamic banking subsidiary AFFIN ISLAMIC commenced operations on 1stApril 2006

3.PRODUCT AND SERVICES

Affin bank Islamic also provides several product and services such as:

3.2 AFFIN BUSINESS PREMISES INVEST-I

3.4 AFFIN BANK ISLAMIC

DEBIT CARD

THE PRACTICE OF ISLAMIC AND ADMINISTRATION IN AFFIN BANK

• Affin Business Premises Invest-I is a Shariah-compliant property financing package based on the concept of Musharakah Mutanaqisah (MM) or Diminishing Partnership.

This financial model works on the principles of:

i. Joint ownership

• Asia pacific region first Islamic bank debit MasterCard.

PREPARED BY : NUR AMIRA SYAHIRA

NUR IRA IZIANA

TANIA LIYANA