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  • Individually based
  • basic plan available to everyone
  • can upgrade from basic plans

Whats the best thing about living in Switzerland?

Well the flag is a big plus.

Switzerland created the Red Cross

Switzerland's History and Culture

Swiss Insurance Compared to U.S.

State of Health

  • History
  • Geography
  • Politics
  • Economy
  • Culture

The Cost and Who Pays

  • Pros:
  • High quality care for insurance costs
  • Easy and fast access
  • 99.5% of people have health insurance in Switzerland
  • Cons:
  • Still fairly expensive
  • No help from employers
  • Diseases
  • Addiction
  • the indivual pays for health insurance
  • not tax-based or paid for by employers
  • basic health insurance plan(required) costs around $3,800 for an adult of 25, with a $300 deductible and a copay after that of 10% (with a $700 ceiling).
  • insurance companies pay health care facilities and physicians

Overview

Public and Private Hospitals

The Basics of the System

  • Patients can be seen by any doctor
  • No certain insurance company to be seen by certain doctors
  • Where was the Red Cross created? - Switzerland
  • Are there any government-funded healthcare plans? - No
  • Are surgeries and prescriptions more expensive in Switzerland than in the U.S.?- No
  • Who is required to have health insurance? - Everyone
  • Who can insurance companies deny? - No one
  • What is not covered by Switzerland's basic health insurance plan? - Dental, Eye Care, Plastic Surgery
  • What percentage of Switzerland's population has health insurance? - 99.5%

  • outstanding healthcare
  • must have basic and accident insurance
  • no free state health service
  • universal healthcare administered by individual cantons
  • each family member must be insured
  • highly qualified doctors and staff
  • high quality healthcare
  • highly qualified doctors and other professionals
  • no Medicare or Medicaid
  • people have to be insured from birth
  • accident insurance is also required
  • universal healthcare distributed privately by individual cantons

Private:

  • shorter wait time
  • specialize in particular treatments
  • treatment costs are higher

Exemptions

Public:

  • basic health insurance covers most treatment
  • pay extra for specialist treatments
  • modern facilities

Work Cited

1. EU/EFTA citizens with a European Health Insurance Card

2. Citizens of any country with private insurance meeting basic Swiss requirements

Social Welfare and Billing

"Healthcare in Switzerland." EuropeCities. Europe-Cities, 2015. Web. 20 Nov. 2015. <http://europe-cities.com/destinations/switzerland/health/>.

McManus, Doyle. "Switzerland's Example of Universal Healthcare." Los Angeles Times. Los Angeles Times, 18 Oct. 2009. Web. 20 Nov. 2015.

"The Swiss Healthcare System." EXPATICA. 2012. Web. 20 Nov. 2015. <http://www.expatica.com/ch/healthcare/healthcare/Getting-healthcare-in-Switzerland_103130.html>.

Underwood, Anne. "Health Care Abroad: Switzerland." Prescriptions Health Care Abroad Switzerland Comments. 18 Sept. 2009. Web. 20 Nov. 2015.

Wanner, Annina. "Health Insurance in Switzerland: All You Need to Know." ETH Zurich. International Master and Exchange Students, 17 Sept. 2015. Web. 20 Nov. 2015. <https://www.ethz.ch/content/dam/ethz/main/education/internationales/pdf-en/praesi_krankenversicherungsevent_final.pdf>.

"Www.everyculture.com: Countries and Their Cultures." Search-ID.com. Web. 24 Nov. 2015

Swiss Heath Insurance

  • no Medicare or Medicaid
  • citizens not covered are assigned to an insurance company
  • Private
  • Required for everyone
  • insurance companies have to accept all applicants

Cost of Care Compared to U.S.

  • Prescriptions
  • Surgery
  • Overall

Quality Care Compared to U.S.

Negatives of Swiss Healthcare

  • High quality
  • Fast Access
  • Longer life expectancy

Insurance Plans

  • Not much less expensive than U.S. and is more expensive than other countries
  • No government-funded health care for the poor or elderly

Basic health insurance policies cover:

Not Covered:

  • Dental
  • Eyes
  • Plastic Surgery
  • outpatient treatments
  • emergency treatments
  • contribution to rescue/transport
  • prescriptions
  • maternity-related appointments
  • abortions and gynecological check-ups
  • vaccinations
  • rehabilitation
  • some alternative therapies
  • medical visits for short trips outside of Switzerland

Switzerland's Health Care System

Karnae, Kylie, and Shayann

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