- Individually based
- basic plan available to everyone
- can upgrade from basic plans
Whats the best thing about living in Switzerland?
Well the flag is a big plus.
Switzerland created the Red Cross
Switzerland's History and Culture
Swiss Insurance Compared to U.S.
State of Health
- History
- Geography
- Politics
- Economy
- Culture
The Cost and Who Pays
- Pros:
- High quality care for insurance costs
- Easy and fast access
- 99.5% of people have health insurance in Switzerland
- Cons:
- Still fairly expensive
- No help from employers
- the indivual pays for health insurance
- not tax-based or paid for by employers
- basic health insurance plan(required) costs around $3,800 for an adult of 25, with a $300 deductible and a copay after that of 10% (with a $700 ceiling).
- insurance companies pay health care facilities and physicians
Overview
Public and Private Hospitals
The Basics of the System
- Patients can be seen by any doctor
- No certain insurance company to be seen by certain doctors
- Where was the Red Cross created? - Switzerland
- Are there any government-funded healthcare plans? - No
- Are surgeries and prescriptions more expensive in Switzerland than in the U.S.?- No
- Who is required to have health insurance? - Everyone
- Who can insurance companies deny? - No one
- What is not covered by Switzerland's basic health insurance plan? - Dental, Eye Care, Plastic Surgery
- What percentage of Switzerland's population has health insurance? - 99.5%
- outstanding healthcare
- must have basic and accident insurance
- no free state health service
- universal healthcare administered by individual cantons
- each family member must be insured
- highly qualified doctors and staff
- high quality healthcare
- highly qualified doctors and other professionals
- no Medicare or Medicaid
- people have to be insured from birth
- accident insurance is also required
- universal healthcare distributed privately by individual cantons
Private:
- shorter wait time
- specialize in particular treatments
- treatment costs are higher
Exemptions
Public:
- basic health insurance covers most treatment
- pay extra for specialist treatments
- modern facilities
Work Cited
1. EU/EFTA citizens with a European Health Insurance Card
2. Citizens of any country with private insurance meeting basic Swiss requirements
Social Welfare and Billing
"Healthcare in Switzerland." EuropeCities. Europe-Cities, 2015. Web. 20 Nov. 2015. <http://europe-cities.com/destinations/switzerland/health/>.
McManus, Doyle. "Switzerland's Example of Universal Healthcare." Los Angeles Times. Los Angeles Times, 18 Oct. 2009. Web. 20 Nov. 2015.
"The Swiss Healthcare System." EXPATICA. 2012. Web. 20 Nov. 2015. <http://www.expatica.com/ch/healthcare/healthcare/Getting-healthcare-in-Switzerland_103130.html>.
Underwood, Anne. "Health Care Abroad: Switzerland." Prescriptions Health Care Abroad Switzerland Comments. 18 Sept. 2009. Web. 20 Nov. 2015.
Wanner, Annina. "Health Insurance in Switzerland: All You Need to Know." ETH Zurich. International Master and Exchange Students, 17 Sept. 2015. Web. 20 Nov. 2015. <https://www.ethz.ch/content/dam/ethz/main/education/internationales/pdf-en/praesi_krankenversicherungsevent_final.pdf>.
"Www.everyculture.com: Countries and Their Cultures." Search-ID.com. Web. 24 Nov. 2015
Swiss Heath Insurance
- no Medicare or Medicaid
- citizens not covered are assigned to an insurance company
- Private
- Required for everyone
- insurance companies have to accept all applicants
Cost of Care Compared to U.S.
- Prescriptions
- Surgery
- Overall
Quality Care Compared to U.S.
Negatives of Swiss Healthcare
- High quality
- Fast Access
- Longer life expectancy
Insurance Plans
- Not much less expensive than U.S. and is more expensive than other countries
- No government-funded health care for the poor or elderly
Basic health insurance policies cover:
Not Covered:
- Dental
- Eyes
- Plastic Surgery
- outpatient treatments
- emergency treatments
- contribution to rescue/transport
- prescriptions
- maternity-related appointments
- abortions and gynecological check-ups
- vaccinations
- rehabilitation
- some alternative therapies
- medical visits for short trips outside of Switzerland
Switzerland's Health Care System
Karnae, Kylie, and Shayann