Zero Interest in Zero Emissions ?
TRIP Costs 
Zero Interest or a Price on Carbon?
Taxation
Repayments
Interest
Profit

Running
cents
Investments in Renewable Energy 
can be Profitable at today's prices
Money Creation
Monetising a Future Asset?
For Equity Loans to work
A System to Ensure Success
Loans must be Repaid
Zero Interest on money
The Suppliers Market place
Supplier                              Product                    Ghg / year / $1,000          Profit/year/$1,000

Lake George                      Wind Farm                     50                                        $100
Dubbo Plains                    Solar Thermal                75                                         $80
Innamincka                       GeoThermal                  200                                       $150
Panels Plus                         Solar Home Panel        20                                         $30
Inflation?
More Money than Goods
Zero Interest Loans create more goods than money increase
Zero Emissions in 10 Years
$30 billion per year
Community Equity Loans
Sustainability
Stable financial System
No government debt
Lower taxation
Increased Productivity
Community Ownership of Infrastructure
Kevin Cox
cscoxk@gmail.com
cscoxk.wordpress.com
Governments will increase the money supply
in a controlled manner through the use of 
zero interest loans.  Market based interest rates on existing money will regulate the money market.
The distribution of rights to zero interest loans 
can be used to give more new wealth to the disadvantaged and could replace some or perhaps all taxes.
Equity loans are given to citizens - 
not the banks, nor the government nor corporations.
Sustainability is doing more with less. Finite resources
can become sustainable by Rewarding those who consume less 
while requiring the Rewards to be spent increasing the resource.
Wealth increases by investing so that the cost of investment
is less than the wealth produced. A well run system of 
zero interest loans will do this.
There will be a change of ownership of infrastructure
 away from governments and external corporate entities 
towards community owned entities and individuals 
serviced by the infrastructure.

Compliance through Exclusion
Money is created by monetising assets
Instead of direct ownership bank creates money
that represents its share of the asset.
Instead of rent on the asset
banks charge interest on money
Asset does not exist so it makes little sense
to monetise and charge rent
We finance future assets through equity
We could finance future assets
through zero interest loans
Repayment of loan cancels money
There is no accounting or regulatory reason
that prevents us creating zero interest loans
Assumptions
Capital Cost $6000 per continuous kw
Interest Rate 6%
Repayments over 20  or 40 years
One cent per kwh running costs
Selling price of 6 cents per kwh
If a bank creates a zero interest loan
the money - before it is spent must earn
zero interest otherwise the bank will become
insolvent