Dr Thrift Crossview Community Church Presentation

Contentment

Be thankful for what you have and don't worry about what you don’t have.

Do what you are capable of doing, but don’t worry about what you can’t do

Being content means accepting where you are, what you have, and where you’ve been

Stewardship

Woe unto him that striveth with his Maker! Let the potsherd strive with the potsherds of the earth. Shall the clay say to him that fashioneth it, What makest thou? or thy work, He hath no hands? Isaiah 45:9

A man void of understanding striketh hands, and becometh surety in the presence of his friend. Proverbs 17:18

The rich ruleth over the poor, and the borrower is servant to the lender.

Proverbs 22:7

The ants are a people not strong, yet they prepare their meat in the summer.

Proverbs 30:25

Industriousness

1) Early to bed, and early to rise, makes a man healthy, wealthy and wise

2) Diligence is the mother of good luck

3)God helps them that help themselves

Ben Franklin-The Way To Wealth

Daniel Pink-Drive

• Autonomy
• Mastery
• Purpose

Frugality

Buy Good Quality Items

Negotiate

Search Online

Don't Impulse Buy

www.drthrift.com

Thrift

THRIVE

Time For A New Resolution

Dr. Thrift

List the names of those who I

want to give gifts to

Budget for Nov, Dec, & Jan

Research sale items

Modify my list to include only those I

will buy a gift for BEFORE Christmas

Buy only those items I have on my

week 1 list

Continue shopping with my

Week 1 money ONLY!

Set a maximum amount I would

"like to" spend on each person

How can I increase my income?

Research quality and reviews of

products

Thanksgiving

Assign a dollar amount to each

person making sure not exceed the

maximum amount I have

Can I trade with or perform services

for someone as a gift?

How can I reduce my expenses?

Update my list of who I bought for

Is there someone who will be okay with

me not giving them a gift this year?

Do Not Use Plastic!!!!!!

Only CASH!!

List those items I want to purchase

in Week 1

Write a list of what I "would like" to

buy for each person based on What I

have budgeted for them

Can I make someone a gift?

How much do I have available

this week

Who will let me buy a gift for them in Jan?

Repeat the process every week

Continue to sell stuff

Don't forget to continue this in January for those I still need to buy for

Check out new sale ads

Revisit December budget

Purchase items if I received

my paycheck today

If I don't have the money... I

can't buy decorations this year

Create list of items to buy once

additional income is received

Find additional ways to cut expense

Don't forget to search for

deals on the internet, including

refurbished deals

Find additional work to

increase income

Budget for

Nov, Dec, &

Jan

Set a max amount

you would "like to"

spend on each

person

List the names

of those who

I want to give

gifts to

Can I trade with or peform services for someone as a gift?

How can I increase my income?

How can I reduce my expenses?

Is there someone who will be okay with me not giving them a gift this year?

Can I make someone a gift?

Create a cash flow list to determine when I will buy for each person

Who on the list will let me buy them a gift in January?

List on the back what I would do with an extra $100, $200, and $300

Modify my list of names to include only those I will buy a gift for BEFORE Christmas

Begin assigning a dollar amount to each person making sure not to exceed the amount I have

Write a list of what I would like to buy for each person based on their budget

Yard Sale

Research Sale Ads

Finishing shopping

Prepare for Thanksgiving

Research Quality and Reviews of Products

List those items I would like to purchase in Week 1

Thanksgiving

Buy only those items on my week 1 list

Do not use plastic. Only Cash.

Sell more things

Check out new sales ads

Revisit December budget

Purchase items as you have the cash

List of items to purchase when paycheck is received

Ways to increase income

Ways to decrease expenses

www.drthrift.com