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Personal Finance

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by

Micayla Arnold

on 24 April 2015

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Transcript of Personal Finance

What is a Stock ?
A stock is units of ownership in a company. The capital raised by a business or corporation through the issue and subscription of shares.
What is Personal Finance ?
Personal Finance is the way you manage the money you earn, save, or spend. It is a financial management.
What is Credit ?
Money that is lent to you that you pay back over time, usually with interest is credit. Its the ability of a customer to have or get goods or services before payment, based on the trust that payment will be made in the future. You will have to pay off the credit eventually because its not your money.
What is Investing & What are some Types of Investing ?
Investing is using your own money to make evn more money.

Types of investments include:
Stocks
Bonds
Precious metals
Mutual funds
Real estate

What is a Credit Score ?
A grade or score a company gives you based on how you pay your bills or handle your money.A credit score is a number expression based on a level inquiry of a person's credit files. A high credit score means that your credit is good. A low credit score means that your credit is known to be bad.

How Can Your Credit Score Effect Your Life ?
Credit scores can determine what items ypu are able to purchase on credit. A credit score can determine whether you can get into certain jobs. A credit score can determine how much a company may charge you for certain purchases.
Personal Finance
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