Financial Literacy - Anyone Can Do It

Hi, everyone.

My name is Kyle Curse Neck, and I am doing

a focus on teen financial literacy as my opportunity.

So with this opportunity, there are teens ah, that see

a very big issue with their financials.

Ah, in general now this poses a great opportunity to

attack. With hundreds of thousands of teens having little to

no knowledge on how to deal with finances, it puts

many at risk are coming right out of high school.

And then through team literacy comes a growing economy, money

in the pocket of the consumer and the ability to

not only increase profits, but also to increase the loyalty

through a win win philosophy.

Now, this win win philosophy comes from making a positive

impact on the consumer and environment by also establishing that

loyalty and profit for us as well.

Now, targeting kids with a fun opportunity in junior high

in high school in a thorough manner will help to

really ensure that their futures are started off in a

successful way.

Now, in a fashion that will be detrimental to their

ability to take a home or other service is to

stay afloat in the future.

Now, possible scenarios include financial freedom, bankruptcy in collections or

living on the edge as means.

If we don't attack this opportunity or if we do

attack the opportunity, financial freedom could be something that is

Ah, enjoyed by many.

Now, on a scale from 1 to 10, it falls

as a 10 on the pain slash game scenario, with

boards and or card games as viable.

Options for younger teens with possible automated automated technology is

created for older teens, and then this also will directly

affect the well being of millions.

Now, looking at the issues and problems, there's just far

too frequently we see teens, uh, getting bombarded with endless

envelopes that are pushing people open credit cards, whether it

be store or regular cards like Capital One or taking

out student loans at very high rates without little, if

any, understanding of how interest rate and compounding interest works

in general.

And eventually these students end up defaulting other loans going

into bankruptcy, to the point where that bankruptcy shows up

on the credit report for seven years and have little

ability to get alone, depending on the financial institution they

go to.

It was found that also students who graduated in 2040

Teen saw about 11.5% of the piers default on student

debt. Of that or of in terms of bankruptcies, 19%

of college students were those of file bankruptcy, which is

addressing number.

Considering that these individuals were shortly coming out of college

and we're trying to further their careers through a college

degree and then cost of college is not helping, either

with room and board alongside tuition expenses, working their way

up through demand.

And then what was also concerning was how little kids,

teens and young adults actually talked with their parents about

finances. In a survey performed, 2016 Onley, 23% of teens

and young adults 18 to 26 stated that they spoke

to their parents about finances.

35% stated that they felt comfortable discussing finances Ah, with

their parents, or that their parents felt uncomfortable talking about

it. And then 31% they'll that their school adequately prepare

them for dealing with finances and then looking at the

opportunities found what the process is.

There is so many opportunities that can arise just from

anywhere in anything from a simple surfing trip, which happened

with Go Pro or the CEO went to Australia and

found an issue that he then tackled the problem.

Ah, to big companies that are looking to just to

stay relevant and ahead of competitors, which this can happen

through a handful.

Ah, of weight now simply stumbling into a problem, whether

it be through a coworker oneself is one fashion of

finding this through marketing research by Dana analysts.

This could be either by crunching numbers and data to

find new opportunity, which can happen through surveys, Ah, secondary

data or even focus groups, which we could do those

with high schoolers or young adults and then, in terms

of the process itself, looking at the business strategy, Does

this opportunity fit our strategy along with long term and

short term objectives, and then establishing a department and innovation

where they can create ideas, test the viability of these

ideas, perform analysis of the market, create the product and

final testing.

Now finding a problem while attempting to address another issue

could also result in a new opportunity on the perform

performing surveys and focus groups once again aimed at finding

problems that could be addressed what, and then looking at

Maazel's hierarchy of needs, safety and security were was the

area that we saw best fit with this opportunity.

Just because finances are, ah, big deal and the safety

and security with money, why was many to further their

lives? It can also find itself into the sociological area

because money is needed for food and shelter and then

a paint, a picture of the problem and future solution

debt holds back college students, which could possibly lead a

bankruptcy. However, if we tackle this financial opportunity, financial freedom

will come of it.

And then finally, the conclusion Team financial literacy poses a

huge threat to the well being of million's.

Through this opportunity comes the ability to make an immense

positive impact with good intentions for the community and environment

and in this opportunity will reward us for years to

come. If we grab it by the rains and then

the picture references, along with the general references, Thank you

for your time

Financial Literacy - Anyone Can Do It

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