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SPENDING HABITS AMONG COLLEGE STUDENTS

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juvanie ayao

on 27 February 2014

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Transcript of SPENDING HABITS AMONG COLLEGE STUDENTS

$1.25
Saturday, March 01, 2014
Vol XCIII, No. 311
BACK GROUND
Objectives
The Researchers
Results and discussions

Determine the demographic profile of students in terms of age, gender, status and source of allowance.

Determine the level of students’ allocation of allowance in terms of weekly allowances, weekly expenses and weekly savings.

Descriptive Statistical Results
On the Demographic Profile of Sunday College Student


Students aging from 16-20 years old were the majority. Most of them were single. And some of them were dependent to their parents while some were dependent to their salary
SPENDING HABITS AMONG COLLEGE STUDENTS















Annie E. Bansil Mitzi May C. Cane
Jully Bee P. Cuenca Mariza L. Dungog
Paul John E. Gantala Shiela Mae B. Luardo


Methods
According to the Journal & Economics (2011), many college students had spend more than the given budget allocation given by parents.
Spend beyond their means
BACK GROUND
In an article posted last December 3, 2011 ABS-CBN news “What do Filipino youth spend money”, students youths fork over money to buy CP loads, play computer games, buy cigarettes, luxury and entertainment.
Determine level of students spending
habits with regards to foodie, techie,
clubby, trendy and geeky.

The relationship between the students’ spending habits and their allocation of allowance.

Theoretical Framework
According to Norvilities, et al. (2008)
College students manage their money is based on several factors such as age, personality traits and knowledge. The more knowledge students have about their financial responsibility and status, the less likely they are to be in debt.

Theoretical Framework
Types of Spending Habits of Students

Foodie
Techie
Clubby
Trendy
Geeky

Students’ Allocation of Allowance

Weekly Allowances
Weekly Expenses
Savings


Demographic Profile

Age
Gender
Civil Status
Source of Allowance

Independent Variable

Dependent Variable

Research Design:
- descriptive-correlational

Respondents:
- Sunday College Students
Measures:

- Researcher-made questionnaire

Data Analysis:
- Frequency & Percentage Distribution
Mean Score
Pearson-Product Moment Correlation


Results and discussions

Descriptive Statistical Results
On the level of Students’ Allocation of Allowance

Respondents’ weekly allowances and expenses shows a significant factor when it comes to their weekly savings.

Results and discussions

Inferential Statistical Results

On the Relationship between the Students’ Spending Habits and their Allocation of Allowances

Results and discussions

Descriptive Statistical Results
On the level of Students’ Allocation of Allowance

Respondents’ weekly allowances and expenses shows a significant factor when it comes to their weekly savings.

Students’ Spending Habits

Allocation of Allowances

Significant relationship
Conclusions
The students have the capacity to prioritize where to spend their hard earned money.

Conclusions
- All of the five indicators were very low, thus, most of the respondents came from low income families
Conclusions
- That the influence of low income Filipino parents when they say that “education is only thing you can inherit from us”, is one factor why most of them value more on schooling.
Conclusions
- Most students in this special tertiary education program are sophisticated compared to surveys among regular college students.
Recommendations

- Personality and career development training or seminar programs.
- Simplified & Understable manuals or study modules
Recommendations

- Government intervention

Government intervention

A pleasant day to all
Beverly(1997), the ability for low income group to defer expenses is one of the reason why they save nothing or less.
Full transcript