Loading presentation...

Present Remotely

Send the link below via email or IM

Copy

Present to your audience

Start remote presentation

  • Invited audience members will follow you as you navigate and present
  • People invited to a presentation do not need a Prezi account
  • This link expires 10 minutes after you close the presentation
  • A maximum of 30 users can follow your presentation
  • Learn more about this feature in our knowledge base article

Do you really want to delete this prezi?

Neither you, nor the coeditors you shared it with will be able to recover it again.

DeleteCancel

SHADOW BANKING

No description
by

Adlynn Aisyah

on 21 November 2013

Comments (0)

Please log in to add your comment.

Report abuse

Transcript of SHADOW BANKING

SHADOW BANKING
WHAT IS SHADOW BANKING??
The financial intermediaries involved in facilitating the creation of credit across the global financial system, but whose members are not subject to regulatory oversight.

It is parallel to the traditional banking system, that performs similar functions but through specialized financial institutions.

In Malaysia, it is defined as a system of credit intermediaton that involves entities and activities beyond the regulatory purview of BNM.
HOW IT WORKS??
In terms of sources of fund:
They get the fund from the investors by issuing out bond.
The bond comes from securtizing system where all loans from borrowers are pooled together.
Rules:
Capital adequacy: There is no minimum amount of money needed that will act as cushion
Easier compared to traditional banking.
BY: ADLYNN AISYAH BINTI BANI AMIN
(2012476856)
BM2225G
WHY??
The reason for such concern is plain to see from the staggering numbers those institutions are now showing.
The number of NBFIs that give out loans has increased.
It contributes to the rising household debt.
The main reason for people to apply for loan is for personal loan.
Last year, the NBFIs gave out 43 billion ringgit (US$13.4 billion) in new personal financing facilities.

www.thestar.com.my
Lohman Brothers
John

UMC Bank
Non-Banking Financial Institutions (NBFIs) in Malaysia
Malaysia Building Society Berhad (MBSB)
RCE Capital Berhad
Coorperative societies
Money lenders
Pawnbrokers
Leasing companies
Full transcript