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Risk Management Plan

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by

LaShae Cockerham

on 11 April 2014

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Transcript of Risk Management Plan

Risk Management Plan
Theft or Damage to personal property in apartment
-Medium seriousness of financial impact

Method for Handling
-Renter's Insurance

Reduce Risk
-Add deadbolt lock to door
Theft or Damage to personal property at work in my car
-Medium seriousness of financial impact

Method for handling
-Renter's/ homeowners standard policy, floater policy

Reduce Risk
-Alarm in vehicle, Keep items locked & out of sight

Injury to apartment visitors
Medium seriousness of financial impact

Method for handling
- Renter's insurance

Reduce Risk
- Assume risk above renter's insurance coverage
Auto Accidents
-High risk of financial impact

Method for Handling
-Collision and liability insurance

Reduce Risk
- Drivers Education Class

Personal illness & sports injuries
High risk seriousness of financial impact

Method for handling
-Health Insurance

Avoid some risk
- Wear a helmet, get special training
Vision & Dental Needs
Low seriousness of financial impact

Method for handling
-Assume risk

Contribute 10$ a month to a fund to pay for new glasses and dental
work when needed
Income Protection
Medium/ low seriousness of financial impact

Method for handling
- Life insurance

- Insurance to make minimum payments when
I am unemployed
Full transcript