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Identity Theft

too saucy (° ͜ʖ °)
by

My-Linh Vo

on 9 November 2015

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Transcript of Identity Theft

How to protect yourself.(Tips)
Dangers of Identity Theft
PSA
Identity Theft Prevention
What is Identity Theft?

The act of a person or organization obtaining someone’s personal information, without their knowledge or consent, for illegal gain.
It is a rapidly growing problem across the world and is more than ever taken advantage of due to the advancement of the internet.
Statistics
Average number of U.S. identity fraud victims annually:
11,571,900
Average financial loss per identity theft incident:
$4,930
Total financial loss attributed to identity theft in 2013:
$21 billion
About
12.6 million
people were victims of identity theft in 2012, an increase of more than one million from the previous year
Percent of Reported Identity Thefts by Type of Fraud:
Misuse of Existing Credit Card : 64.1 %
Misuse of Other Existing Bank Account: 35 %
Misuse of Personal Information: 14.2 %
Head of Household Characteristic that Experienced Identity Theft Age:
18 – 24:
8.5 %
25 – 34:
7.6 %
35 – 49:
7.9 %
50 – 64:
7.3 %

ID theft can go unnoticed for years
Don’t carry your Social Security card in your wallet or write in checks, give out when necessary
Shred personal information that includes your credit-card number, bank account or Social Security number.
Don't respond to unsolicited requests for personal information in the mail, over the phone or online.
More usage on the internet equals more risk
Children ages 8-18 spend an average of 10-plus hours per day on a variety of media
41 percent of children have had an anonymous person try to add them as a friend on a social networking site
63 percent of kids have responded to online scams
77 percent of kids have downloaded a virus.
A criminal can easily ruin an individual's credit history by leaving a trail of unpaid debts and ruined credit history
It takes an identity theft victim to realize something has occurred about 14 months
It can takes a lengthy amount of time in order for an individual to completely restore their lives to normal, and they will need a lot of assistance from their financial institution in order to do so
Do not write your PIN on credit/debit card or a piece of paper.
Shield the keypad of pay phones and ATMs to avoid any “shoulder surfers”
Slim down your wallet to just one or two credit cards and essential IDs
Check your credit report once a year, check more frequently if you have suspicions of someone obtaining your account info
Keep receipts to compare with account statements.
Full transcript